{"id":86151,"date":"2026-04-08T17:39:23","date_gmt":"2026-04-08T12:09:23","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86151"},"modified":"2026-04-08T17:40:53","modified_gmt":"2026-04-08T12:10:53","slug":"au-nomo-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/au-nomo-credit-card\/","title":{"rendered":"AU NOMO Credit Card Benefits: Rewards, Cashback &amp; Other Features"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Grants a welcome benefit of 500 points on the first transaction.<\/li>\n\n\n\n<li>Associated with a forex markup of 0.99%.<\/li>\n\n\n\n<li>Get 2 railway and domestic airport lounge access every quarter.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The AU NOMO Credit Card is designed for modern, digitally savvy users who prefer convenience, flexibility, and smart rewards. Whether you are shopping online, paying utility bills or managing subscriptions, this card aims to enhance everyday spending with attractive rewards and cashback opportunities. Read on to know all about the credit card.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#au-nomo-credit-card-rewards-structure\">AU NOMO Credit Card Rewards Structure<\/a><\/li><li><a href=\"#terms-and-conditions-associated-with-the-au-nomo-credit-card-lounge-program\">Terms and Conditions Associated for the Credit Card Lounge Program<\/a><\/li><li><a href=\"#things-to-consider-when-applying-for-an-au-nomo-credit-card\">Things to Consider When Applying for an AU NOMO Credit Card<\/a><\/li><li><a href=\"#au-nomo-credit-card-eligibility-criteria\">AU NOMO Credit Card Eligibility Criteria<\/a><\/li><li><a href=\"#au-nomo-credit-card-charges\">AU NOMO Credit Card Charges\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-nomo-credit-card-rewards-structure\"><strong>AU NOMO Credit Card Rewards Structure<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Nomo-Rewards-1024x768.png\" alt=\"AU NOMO Credit Card Rewards Structure\" class=\"wp-image-86153\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Nomo-Rewards-1024x768.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Nomo-Rewards-300x225.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Nomo-Rewards-150x113.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Nomo-Rewards-768x576.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Nomo-Rewards.png 1448w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avail a welcome benefit of 500 reward points on your first transaction within 30 days of credit card setup.<\/li>\n\n\n\n<li>Get 2 reward points for every \u20b9100 spent on retail and 1 reward point for spending on utility and insurance.<\/li>\n\n\n\n<li>Get milestone benefits on retail spends worth \u20b925,000 in a quarter and earn 500 points. You can double it at \u20b950,000 worth of spending (fuel and cash are not included).<\/li>\n\n\n\n<li>Avail international transactions with a lower forex markup of just 0.99%.<\/li>\n\n\n\n<li>Get a 1% fuel surcharge waiver (up to \u20b9100) for transactions between \u20b9400 and \u20b95,000 across all fuel stations in India.<\/li>\n\n\n\n<li>Get zero liability coverage on lost or stolen cards and protection against online fraud.<\/li>\n\n\n\n<li>Use contactless card usage for transactions up to \u20b95,000. No PIN is required.<\/li>\n\n\n\n<li>Convert your transactions worth \u20b92,000 into easy EMI options with a simple call to the AU customer helpline.<\/li>\n\n\n\n<li>Get 2 complimentary railway lounge access every quarter for you and your add-on cardholders.<\/li>\n\n\n\n<li>Avail 2 complimentary domestic airport lounge visits every quarter after completing \u20b920,000 spend in a quarter.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"terms-and-conditions-associated-with-the-au-nomo-credit-card-lounge-program\"><strong>Terms and Conditions Associated for the Credit Card Lounge Program<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cardholders become eligible for the domestic airport lounge access program within 2 days of meeting the minimum spend eligibility criteria of \u20b920,000.<\/li>\n\n\n\n<li>Only the primary cardholders are eligible for the complimentary domestic airport lounge access program. The add-on cardholders are not eligible for this complimentary lounge access program.<\/li>\n\n\n\n<li>For the new customers, spend-based criteria is waived for the first 30 days from the card activation date. After 30 days, cardholders get domestic airport lounge access on the basis of spending eligibility in a calendar quarter.<\/li>\n\n\n\n<li>Net retail spending of active AU NOMO Credit Card holders is also considered for eligibility.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"things-to-consider-when-applying-for-an-au-nomo-credit-card\"><strong>Things to Consider When Applying for an AU NOMO Credit Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The fixed deposit must be in sole ownership. Joint, tax-saving, no-callable or third-party FDs are not eligible.<\/li>\n\n\n\n<li>FD should be in a re-invest or cumulative, auto-renewed mode.<\/li>\n\n\n\n<li>The FD amount should be at least \u20b920,000.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-nomo-credit-card-eligibility-criteria\"><strong>AU NOMO Credit Card Eligibility Criteria<\/strong><\/h2>\n\n\n\n<p>You must be wondering what are the eligibility criteria to apply for an AU NOMO Credit Card. Well, here are a few of them:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The primary cardholder needs to be a permanent resident of India.<\/li>\n\n\n\n<li>Individuals between the ages of 18 and 75 years can apply for this card.<\/li>\n\n\n\n<li>Add-on cardholders need to be above 18 years of age.<\/li>\n\n\n\n<li>Applicants should have a fixed deposit in their name with <a href=\"https:\/\/www.au.bank.in\/\" target=\"_blank\" rel=\"noopener\">AU Small Finance Bank<\/a> to apply for the card.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: The approval of the AU NOMO Credit Card is subject to the sole discretion of AU Bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-nomo-credit-card-charges\"><strong>AU NOMO Credit Card Charges&nbsp;<\/strong><\/h2>\n\n\n\n<p>There is only a one-time joining fee of \u20b9199 associated with the AU NOMO Credit Card. The card is free from the 2nd year onwards.<\/p>\n\n\n\n<p>Here are the other applicable charges:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges<\/strong><\/td><td><strong>Amount&nbsp;<\/strong><\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% or minimum \u20b9500<\/td><\/tr><tr><td>Duplicate Statement Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Outstation Cheque Processing Fee<\/td><td>\u20b925<\/td><\/tr><tr><td>Payment Return Charges<\/td><td>2% or minimum \u20b9500<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>15% of the due amount (maximum \u20b91,300)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Late payments can impact your overall credit profile. To stay on track, download the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> and get timely reminders to pay your AU NOMO Credit Card bills!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnote<\/strong>s<\/h3>\n\n\n\n<p>Reward points have a limit of 5,000 points every statement cycle.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1775649402714\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How does a fixed deposit serve as collateral to avail the AU NOMO Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A fixed deposit acts as collateral for an AU NOMO Credit Card, as the bank puts a lien on your FD until you return the credit card. If you default on the AU NOMO Credit Card payments, the bank can use your FD to cover the outstanding balance.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775649469753\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What happens to the AU NOMO Credit Card if someone withdraws funds from the FD in case of emergency?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can always withdraw your FD amount after settling the outstanding balance on your AU NOMO Credit Card with the bank. A partial withdrawal is not allowed.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775649490719\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the AU NOMO Credit Card customer care number?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you need assistance with your AU NOMO Credit Card, you can reach out to customer care by calling 1800 1200 1500 (toll-free) or 0141-7141100 (non-toll-free).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The AU NOMO Credit Card is designed for modern, digitally savvy users who prefer convenience, flexibility, and smart rewards. Whether you are shopping online, paying utility bills or managing subscriptions, this card aims to enhance everyday spending with attractive rewards and cashback opportunities. Read on to know all about the credit card. AU [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86152,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86151","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86151"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86151\/revisions"}],"predecessor-version":[{"id":86164,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86151\/revisions\/86164"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86152"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86151"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}