{"id":86194,"date":"2026-04-09T18:44:27","date_gmt":"2026-04-09T13:14:27","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86194"},"modified":"2026-04-09T18:45:45","modified_gmt":"2026-04-09T13:15:45","slug":"au-vetta-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/au-vetta-credit-card\/","title":{"rendered":"AU Vetta Credit Card: All About Its Perks &amp; Charges in 2026"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comes with an annual membership fee of \u20b92,999 + taxes.<\/li>\n\n\n\n<li>Earn up to 4 reward points for every \u20b9100 spent on groceries and departmental stores.<\/li>\n\n\n\n<li>Get a benefit of 1,000 bonus points upon doing any retail-related transaction on your birthday.<\/li>\n\n\n\n<li>Get an accidental air coverage of up to \u20b950 lakh.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The AU Vetta Credit Card continues to stand out as a premium choice, designed to offer a powerful mix of privileges and value-added services.&nbsp;&nbsp;<\/p>\n\n\n\n<p>This card not only lets you earn attractive reward points on everyday purchases but also enhances your travel and dining experiences with complimentary airport lounge access, milestone bonuses, exclusive offers and more.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#au-vetta-credit-card-benefits\">AU Vetta Credit Card Benefits<\/a><\/li><li><a href=\"#au-vetta-credit-card-rewards-program\">AU Vetta Credit Card Rewards Program<\/a><\/li><li><a href=\"#au-vetta-credit-card-milestone-benefits\">AU Vetta Credit Card Milestone Benefits<\/a><\/li><li><a href=\"#au-vetta-credit-card-charges\">AU Vetta Credit Card Charges\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-vetta-credit-card-benefits\"><strong>AU Vetta Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Vetta-Benefits-1024x682.jpg\" alt=\"AU Vetta Credit Card Benefits\" class=\"wp-image-86196\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Vetta-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Vetta-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Vetta-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Vetta-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/AU-Vetta-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avail 1,000 bonus reward points upon completion of any retail transaction on your birthday.<\/li>\n\n\n\n<li>Get up to \u20b950 lakh of air accident coverage.<\/li>\n\n\n\n<li>Get a personal concierge when planning a golf game, making dining arrangements, travel bookings or entertainment.<\/li>\n\n\n\n<li>Avail easy EMI options on transactions worth \u20b92,000 or more over a select period of your choice.<\/li>\n\n\n\n<li>Make secure and quick payments up to \u20b95,000 without having to enter your PIN by just tapping your card or mobile phone against a POS machine.<\/li>\n\n\n\n<li>Get a 1% surcharge waiver for fuel transactions made between \u20b9400 and \u20b95,000 across all fuel stations in India (applicable up to a maximum of \u20b9250 per statement cycle).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-vetta-credit-card-rewards-program\"><strong>AU Vetta Credit Card Rewards Program<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 4 reward points for every \u20b9100 spent on groceries and departmental stores.<\/li>\n\n\n\n<li>Get 1 reward point for every \u20b9100 spent on categories such as insurance, telecom and utility.<\/li>\n\n\n\n<li>Avail 2 reward points for every \u20b9100 spent on retail and other merchant categories.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: Cardholders are eligible to earn a maximum of 100 reward points for every transaction on Utility and Telecom spends.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-vetta-credit-card-milestone-benefits\"><strong>AU Vetta Credit Card Milestone Benefits<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avail 500 bonus reward points on retail spends worth \u20b950,000 per quarter.<\/li>\n\n\n\n<li>Get an additional 1,000 bonus reward points on reaching \u20b91 lakh retail spends every quarter.<\/li>\n\n\n\n<li>Get \u20b91,000 worth of vouchers on a minimum of \u20b92.5 lakh retail spend in one year.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: Fuel spends and cash withdrawals are excluded from the bonus reward point spends calculation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"au-vetta-credit-card-charges\"><strong>AU Vetta Credit Card Charges&nbsp;<\/strong><\/h2>\n\n\n\n<p>The annual membership fee of the AU Vetta Credit Card is \u20b92,999 + applicable taxes.<\/p>\n\n\n\n<p>However, there is also a fee waiver for 1st year upon reaching the limit of \u20b940,000 retail-related spends within 90 days of credit card setup. From the 2nd year onwards, you can get a fee waiver of \u20b91,50,000 for retail spends done in the previous card anniversary year.<\/p>\n\n\n\n<p>The table below outlines other applicable charges.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Duplicate Statement Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Outstation Cheque Processing Fee<\/td><td>\u20b925<\/td><\/tr><tr><td>Payment Return Charges<\/td><td>2% or min. \u20b9500<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% or min. \u20b9500<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>15% of the due amount (Min. \u20b910 and max. \u20b91,300)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Skip the hassle of late payment and interest charges! Link your card with <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a> and manage your credit card bill payments effortlessly.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnote\"><strong>Footnote<\/strong><\/h3>\n\n\n\n<p>With effect from April 10th, 2026, reward points accrual on <a href=\"https:\/\/www.kotak.bank.in\/content\/dam\/Kotak\/gsfcfiles\/credit-cards\/list-of-mccs-with-respect-to-revised-fees-and-rewards_june_01_2025.pdf\" target=\"_blank\" rel=\"noopener\">Transportation Merchant Category Codes<\/a> will be discontinued.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1775740210708\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Which categories of spending are exempt from earning reward points with the AU Vetta Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Categories such as cash, rent, government and education, EMI, fuel, quasi-cash and BBPS are not eligible for reward points.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775740222756\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How to apply for the AU Vetta Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply online through the official bank website or visit a nearby bank branch. The application process usually requires KYC documents and income proof.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1775740236437\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Are there any lounge access benefits on the AU Vetta Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, the AU Vetta Credit Card lounge access program includes 1 complimentary domestic and 1 international airport lounge access every quarter.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The AU Vetta Credit Card continues to stand out as a premium choice, designed to offer a powerful mix of privileges and value-added services.&nbsp;&nbsp; This card not only lets you earn attractive reward points on everyday purchases but also enhances your travel and dining experiences with complimentary airport lounge access, milestone bonuses, exclusive [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":86195,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86194","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86194"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86194\/revisions"}],"predecessor-version":[{"id":86208,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86194\/revisions\/86208"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86195"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}