{"id":82901,"date":"2025-12-10T17:24:02","date_gmt":"2025-12-10T11:54:02","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82901"},"modified":"2025-12-10T17:24:06","modified_gmt":"2025-12-10T11:54:06","slug":"phonepe-sbi-card-purple","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/phonepe-sbi-card-purple\/","title":{"rendered":"PhonePe SBI Card PURPLE: Earn Rewards on Your Everyday Expense"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PhonePe SBI Card PURPLE offers 1\u20133% reward points on routine digital and PhonePe spends.<\/li>\n\n\n\n<li>Users receive a \u20b9500 PhonePe voucher as a welcome benefit.<\/li>\n\n\n\n<li>Monthly reward earnings are capped at 1000 points.<\/li>\n\n\n\n<li>Annual fee can be waived through yearly spends of \u20b91,00,000.<\/li>\n\n\n\n<li>Cardholders can earn a \u20b93000 Yatra voucher upon \u20b93,00,000 annual spends.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The PhonePe SBI Card PURPLE is made for people who spend money online and use PhonePe to make quick, easy payments. This card gives you rewards for every purchase you make, whether it is shopping, paying bills, or using everyday utilities.\u00a0<\/p>\n\n\n\n<p>Furthermore, the PhonePe SBI Credit Card PURPLE makes every swipe and tap worth more by offering smart rewards that are perfect for people who use digital devices a lot. So, let us look at its fees, features, and what makes it a great everyday rewards card.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"phone-pe-sbi-credit-card-purple-benefits\"><strong>PhonePe SBI Credit Card PURPLE Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-Prime-benefits-1024x683.png\" alt=\"PhonePe SBI Credit Card PURPLE Benefits\" class=\"wp-image-82905\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-Prime-benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-Prime-benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-Prime-benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-Prime-benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-Prime-benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>One of the key highlights of this credit card is its reward structure, which is built around daily spending habits. It lets you earn 1% &#8211; 3% rewards on regular monthly expenses, such as utility bills and insurance. Take a look:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u20b9500 PhonePe voucher within 45 days of joining<\/li>\n\n\n\n<li>3 Reward Points on every \u20b9100 spent on PhonePe and Pincode\u00a0<\/li>\n\n\n\n<li>2 Reward Points on every \u20b9100 spent on 1000+ digital partners, including Amazon, Swiggy, Zomato, Uber, Myntra, Nykaa, BookMyShow, MakeMyTrip, Blinkit, Zepto, Rapido, etc.\u00a0<\/li>\n\n\n\n<li>1 Reward Point on every \u20b9100 spent on all other expenses, including Scan &amp; Pay (on all UPI apps), Tap &amp; Pay, etc.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p>All the reward points are capped at 1000 per month. Additionally, utility and insurance expenses outside of PhonePe will earn only 1 Reward Point per \u20b9100 (a maximum of 250 points per month).&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Note<\/strong>: 1 Reward Point equates to \u20b91. The points can be redeemed for a statement credit or gift vouchers from the<a href=\"https:\/\/www.sbicard.com\/en\/personal\/rewards.page\" target=\"_blank\" rel=\"noopener\"> SBI Shop &amp; Smile Rewards Catalogue<\/a><em>.<\/em><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#phone-pe-sbi-credit-card-purple-benefits\">PhonePe SBI Credit Card PURPLE Benefits<\/a><\/li><li><a href=\"#exclusive-phone-pe-sbi-credit-card-purple-features\">Exclusive PhonePe SBI Credit Card PURPLE Features\u00a0<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"exclusive-phone-pe-sbi-credit-card-purple-features\"><strong>Exclusive PhonePe SBI Credit Card PURPLE Features&nbsp;<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Milestone Benefit<\/strong>:\u00a0<\/li>\n<\/ul>\n\n\n\n<p>Cardholders can earn a Yatra travel voucher worth \u20b93000 on annual spends of \u20b9300,000 and above.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee Reversal<\/strong>:\u00a0<\/li>\n<\/ul>\n\n\n\n<p>Spend \u20b9100,000 in the preceding year to win at least 1000 Reward Points and waive off the annual fee of your PhonePe SBI Credit Card PURPLE for the upcoming calendar year.\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00a0<strong>Fuel Surcharge Waiver<\/strong>:\u00a0<\/li>\n<\/ul>\n\n\n\n<p>1% surcharge waiver on fuel expenses between \u20b9500 and \u20b93000. You can avail a maximum of \u20b9100 waiver on fuel per statement cycle.&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Applicable Charges on PhonePe SBI Card PURPLE&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee<\/strong>: \u20b9499 + GST<\/li>\n\n\n\n<li><strong>Annual Fee: <\/strong>\u20b9499 + GST\u00a0<\/li>\n\n\n\n<li><strong>Cash Advance Fee<\/strong>: 2.5% or \u20b9500 (whichever is higher)\u00a0<\/li>\n\n\n\n<li><strong>Finance Charges<\/strong>: 3.75% per month (45% annually)\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p>Please note that the card also attracts late payment charges, up to \u20b91300.<\/p>\n\n\n\n<p>\ud83d\udca1Pay your credit card bills easily and securely with<a href=\"https:\/\/piceapp.com\/\"> the PICE App<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The PhonePe SBI Card PURPLE is a rewarding everyday credit card designed for digital-first users who frequently spend online and on PhonePe. With strong rewards on daily expenses, milestone benefits, fee waivers, and flexible redemption options, it offers excellent value for those seeking convenience, savings, and simplified payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765366790112\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many reward points can I earn per month?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can earn up to 1000 reward points monthly with the PhonePe SBI Card PURPLE.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765366803504\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a welcome benefit for the PhonePe SBI Card PURPLE?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you get a \u20b9500 PhonePe voucher within 45 days of joining.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765366957911\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I waive the annual fee?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Spend \u20b91,00,000 in the previous year to get the annual fee reversed.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765366974195\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a fuel surcharge waiver?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The PhonePe SBI Card PURPLE offers a 1% fuel surcharge waiver up to \u20b9100 per cycle.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765367001562\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I redeem reward points?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Points can be redeemed for statement credit or gifts via the SBI Shop &amp; Smile catalogue.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The PhonePe SBI Card PURPLE is made for people who spend money online and use PhonePe to make quick, easy payments. This card gives you rewards for every purchase you make, whether it is shopping, paying bills, or using everyday utilities.\u00a0 Furthermore, the PhonePe SBI Credit Card PURPLE makes every swipe and tap [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":82904,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82901","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82901","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82901"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82901\/revisions"}],"predecessor-version":[{"id":82906,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82901\/revisions\/82906"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82904"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82901"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82901"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82901"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}