{"id":82458,"date":"2025-12-03T17:30:27","date_gmt":"2025-12-03T12:00:27","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82458"},"modified":"2025-12-03T17:30:31","modified_gmt":"2025-12-03T12:00:31","slug":"bank-of-maharashtra-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/bank-of-maharashtra-credit-card\/","title":{"rendered":"All You Need to Know About Bank of Maharashtra Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank of Maharashtra Credit Card offers multiple variants like SBI Card Elite, Simply Save, and Prime, each tailored for different spending habits.<\/li>\n\n\n\n<li>Enjoy benefits like 5x reward points, cashback, and discounts on dining, grocery, and retail spends.<\/li>\n\n\n\n<li>Get a 1% fuel surcharge waiver on transactions between \u20b9500 and \u20b94,000 across India.<\/li>\n\n\n\n<li>Purchases above \u20b92,500 made using your Bank of Maharashtra Credit Card can be easily converted to EMIs.<\/li>\n\n\n\n<li>Enjoy PIN-less transactions up to \u20b95,000 and insurance cover for lost or stolen cards.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Bank of Maharashtra was founded in 1935 and has since then strived to serve its customers with diligence and excellence. They have a vast range of credit cards available at their end with features like cashbacks, discounts on selective categories such as retail shopping, grocery, fuel surcharge waiver and more.&nbsp;<\/p>\n\n\n\n<p>Read on to know all about the Bank of Maharashtra credit card and what it entails.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#list-of-credit-cards-at-bank-of-maharashtra\">List of Credit Cards at Bank of Maharashtra<\/a><\/li><li><a href=\"#general-features-of-bank-of-maharashtra-credit-cards\">General Features of Bank of Maharashtra Credit Cards<\/a><\/li><li><a href=\"#applicable-terms-and-conditions-on-bank-of-maharashtra-credit-cards\">Applicable Terms and Conditions on Bank of Maharashtra Credit Cards<\/a><\/li><li><a href=\"#bank-of-maharashtra-credit-card-eligibility\">Bank of Maharashtra Credit Card Eligibility<\/a><\/li><li><a href=\"#required-documents-to-apply-for-bank-of-maharashtra-credit-card\">Required Documents to Apply For Bank of Maharashtra Credit Card<\/a><\/li><li><a href=\"#how-to-activate-bank-of-maharashtra-credit-card\">How to Activate Bank of Maharashtra Credit Card?<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"list-of-credit-cards-at-bank-of-maharashtra\"><strong>List of Credit Cards at Bank of Maharashtra<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/List-of-BoM-credit-card-1024x682.jpg\" alt=\"List of Bank of Maharashtra Credit Cards\" class=\"wp-image-82463\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/List-of-BoM-credit-card-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/List-of-BoM-credit-card-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/List-of-BoM-credit-card-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/List-of-BoM-credit-card-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/List-of-BoM-credit-card.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Name of Credit Card<\/strong><\/td><td><strong>Highlighted Perk<\/strong><\/td><\/tr><tr><td>Bank of Maharashtra SBI Card Elite<\/td><td>5x reward points on retail, grocery and dining spends<\/td><\/tr><tr><td>Bank of Maharashtra Simply Save SBI&nbsp;<\/td><td>1% fuel surcharge waiver at any petrol station&nbsp;<\/td><\/tr><tr><td>Bank of Maharashtra SBI Card Prime<\/td><td>Annual fee waived off on yearly spends above \u20b93 lakh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note: <\/strong>If you want to get the full list of features, visit the official credit card pages.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"general-features-of-bank-of-maharashtra-credit-cards\"><strong>General Features of Bank of Maharashtra Credit Cards<\/strong><\/h2>\n\n\n\n<p>Here are a few of the general features that apply to the Bank of Maharashtra credit card:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Some credit cards offer bonus points on 1st retail spend of \u20b91,000 and above.\u00a0<\/li>\n\n\n\n<li>You can get a fuel surcharge waiver for fuel transactions between \u20b9500 and up to \u20b94,000 across all the fuel stations in India.<\/li>\n\n\n\n<li>Cardholders can easily convert purchases over \u20b92,500 to EMI.<\/li>\n\n\n\n<li>You can make payments without the credit card PIN for transactions up to \u20b95,000.<\/li>\n<\/ol>\n\n\n\n<p><strong>Note: <\/strong>To get the exact list of applicable features on your Bank of Maharashtra credit card, refer to the policy terms and conditions applicable to your card.<\/p>\n\n\n\n<p>\ud83d\udca1Pay your credit card bills in an easy and secure way with<a href=\"https:\/\/piceapp.com\/\"> the PICE App<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"applicable-terms-and-conditions-on-bank-of-maharashtra-credit-cards\"><strong>Applicable Terms and Conditions on Bank of Maharashtra Credit Cards<\/strong><\/h2>\n\n\n\n<p>Here are a few general terms and conditions which apply to Bank of Maharashtra credit cards:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Loss\/Misuse\/Theft of Credit Card<\/strong><\/li>\n<\/ol>\n\n\n\n<p>In such an instance, the cardholder needs to contact the bank as soon as possible at the available helpline numbers. Bank of Maharashtra offers complimentary stolen\/lost card insurance cover for certain types of credit cards.&nbsp;<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Revocation or Termination of the Cardholder<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The cardholder has the full freedom to end the agreement at any point in time by writing to the bank. All the cards, along with the add-on credit card, will be terminated after that on the sole basis of the termination request.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The bank can, at any point in time, suspend or terminate a cardholder account without giving any prior notice to the cardholder if it believes it is necessary for the business to do so.<\/li>\n\n\n\n<li>The bank also holds the right to suspend the card if the cardholder defaults on making due payments on time.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bank-of-maharashtra-credit-card-eligibility\"><strong>&nbsp;Bank of Maharashtra Credit Card Eligibility<\/strong><\/h2>\n\n\n\n<p>To apply for an Indian Bank credit card, the primary cardholder must be between 21 and 65 years of age, while add-on cardholders should be at least 18 years old. For secured credit cards, applicants must maintain a minimum fixed deposit of \u20b912,500 as collateral.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"required-documents-to-apply-for-bank-of-maharashtra-credit-card\"><strong>Required Documents to Apply For Bank of Maharashtra Credit Card<\/strong><\/h2>\n\n\n\n<p>These are the mandatory documents which you need to submit when applying for Bank of Maharashtra credit cards:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Proof of Identification: <\/strong>Voter ID Card, PAN Card and Aadhaar Card<\/li>\n\n\n\n<li><strong>Address Verification: <\/strong>Passport, Telephone Bill or Electricity Bill<\/li>\n\n\n\n<li><strong>Proof of Income: <\/strong>Salary Certificate, Salary Slips or Employment Letter<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-activate-bank-of-maharashtra-credit-card\"><strong>How to Activate Bank of Maharashtra Credit Card?<\/strong><\/h2>\n\n\n\n<p>One of the\u00a0 Bank of Maharashtra credit card benefits is that the activation process is hassle-free and very easy. Here is how you can do it:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>First and foremost, head over to the <a href=\"https:\/\/bankofmaharashtra.bank.in\/credit-cards\" target=\"_blank\" rel=\"noopener\">official site<\/a>.\u00a0<\/li>\n\n\n\n<li>Select the option labelled as \u2018New User Registration\u2019.<\/li>\n\n\n\n<li>Then, enter your customer ID (CIF number).<\/li>\n\n\n\n<li>You will have to enter the captcha code as well.<\/li>\n\n\n\n<li>In the next screen, you will have to enter your credit card number. An OTP will be sent to you.<\/li>\n\n\n\n<li>Enter the OTP.<\/li>\n\n\n\n<li>Initiate Bank of Maharashtra credit card login using your customer ID and password.<\/li>\n\n\n\n<li>Navigate to Menu > Requests > Activate Card.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>Make sure to determine your goals first before applying for a Bank of Maharashtra credit card. Each card variant is designed for specific customer needs. Hence, you must go through the credit card policy documents thoroughly before making any decision.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1764761738748\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the types of Bank of Maharashtra Credit Cards available?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Popular variants include SBI Card Elite, Simply Save, and SBI Card Prime.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764761885710\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the minimum age to apply for a Bank of Maharashtra Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The primary cardholder must be between 21 and 65 years old.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764761896145\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I get a Bank of Maharashtra Credit Card against a fixed deposit?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, secured credit cards are available with a minimum FD of \u20b912,500.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764761963384\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How do I activate my Bank of Maharashtra Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Visit the official website, register as a new user, and activate via the \u201cActivate Card\u201d option.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764761976958\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I report a lost or stolen Bank of Maharashtra Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Contact the Bank of Maharashtra helpline immediately to block and report your card.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Bank of Maharashtra was founded in 1935 and has since then strived to serve its customers with diligence and excellence. They have a vast range of credit cards available at their end with features like cashbacks, discounts on selective categories such as retail shopping, grocery, fuel surcharge waiver and more.&nbsp; Read on to [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":82462,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82458","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82458"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82458\/revisions"}],"predecessor-version":[{"id":82465,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82458\/revisions\/82465"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82462"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}