\n\n
Yes, you can use your IDFC lifetime free credit cards<\/strong> to withdraw cash. However, some fees and charges may apply: you may have to pay interest on withdrawals after 45 days, and a fee of \u20b9199 will apply every time you withdraw cash.<\/p>\n\n<\/div>\n<\/div>\n\n
Which IDFC lifetime free credit card offers welcome benefits?<\/h3>\n\n\n
The IDFC LIC Classic is a lifetime free credit card from IDFC that offers a joining bonus: earn 1,000 Rewards by spending \u20b95,000 on your credit card within the first 30 days.<\/p>\n\n<\/div>\n<\/div>\n
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What are the Late payment charges and Interest rate on IDFC lifetime free credit cards?<\/h3>\n\n\n
For late payments, you have to pay 15% of the total overdue amount. Subject to a minimum of \u20b9100 and a maximum of \u20b91,300. Additionally, you have to pay interest on the overdue amount, ranging from 8.5% to 46.2% per annum.<\/p>\n\n<\/div>\n<\/div>\n
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Can I convert my IDFC credit card purchases into EMIs?<\/h3>\n\n\n
Yes, IDFC Bank lets you convert eligible purchases into EMIs. You can pick flexible terms and pay less interest.<\/p>\n\n<\/div>\n<\/div>\n
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How do I redeem IDFC credit card reward points?<\/h3>\n\n\n
You can use the IDFC FIRST Bank rewards portal to turn your reward points into flight or hotel reservations, shopping vouchers, or lifestyle benefits.<\/p>\n\n<\/div>\n<\/div>\n
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What documents are required to apply for an IDFC credit card?<\/h3>\n\n\n
You will need proof of your address, PAN, Aadhaar, and income (like pay stubs or ITR). You need a fixed deposit of \u20b920,000 for WOW cards.<\/p>\n\n<\/div>\n<\/div>\n
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Can I manage multiple IDFC credit cards together?<\/h3>\n\n\n
You can easily manage more than one IDFC credit card with the Pice app. You can keep track of bills, get reminders, and pay them on time to avoid interest.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"
Key Takeaways Are you looking for a lifetime free credit card that comes with attractive rewards with every spend? IDFC First Bank offers a range of lifetime free credit cards packed with several benefits for shoppers and travellers. Moreover, as of August 2025, monthly spending of \u20b91.9 lakh crore on credit cards shows their popularity […]<\/p>\n","protected":false},"author":8,"featured_media":81644,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-81574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81574","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=81574"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81574\/revisions"}],"predecessor-version":[{"id":81641,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81574\/revisions\/81641"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/81644"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=81574"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=81574"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=81574"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}