{"id":83490,"date":"2025-12-22T19:23:51","date_gmt":"2025-12-22T13:53:51","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=83490"},"modified":"2025-12-22T19:23:58","modified_gmt":"2025-12-22T13:53:58","slug":"axis-lic-signature-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/axis-lic-signature-credit-card\/","title":{"rendered":"Axis LIC Signature Credit Card: Features, Benefits, Fees &amp; Charges"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 2 EDGE reward points on every \u20b9100 spent.<\/li>\n\n\n\n<li>Enjoy 8 lounge visits every year.<\/li>\n\n\n\n<li>Get lost card liability equivalent to the credit card limit.<\/li>\n\n\n\n<li>Enjoy a fuel surcharge waiver up to \u20b9400.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p><em>Looking to earn rewards while paying your LIC premiums? The <\/em><strong><em>Axis LIC Signature Credit Card<\/em><\/strong><em> is a co-branded card designed for exactly that!&nbsp;<\/em><\/p>\n\n\n\n<p>Offering 2 EDGE reward points for every \u20b9100 spent on LIC premium payments, it allows you to make the most of your investment while enjoying exclusive benefits. Whether you are looking for convenience or rewards, this card has it all.&nbsp;<\/p>\n\n\n\n<p>Explore its key details before you apply and start earning as you secure your future.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#axis-lic-signature-credit-card-benefits\">Axis LIC Signature Credit Card Benefits<\/a><\/li><li><a href=\"#axis-lic-signature-credit-card-fees\">Axis LIC Signature Credit Card Fees<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-lic-signature-credit-card-benefits\"><strong>Axis LIC Signature Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"283\" height=\"178\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/LIC-Axis-Bank-Signature-Credit-Card.webp\" alt=\"Axis LIC Signature Credit Card\" class=\"wp-image-83494 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/LIC-Axis-Bank-Signature-Credit-Card.webp 283w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/LIC-Axis-Bank-Signature-Credit-Card-150x94.webp 150w\" sizes=\"auto, (max-width: 283px) 100vw, 283px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>With the LIC Axis Bank Signature Credit Card, you can earn 2 EDGE reward points on every \u20b9100 spent on foreign currency transactions and LIC premium payments. <\/p>\n<\/div><\/div>\n\n\n\n<p>You can earn 1 reward point for every \u20b9100 spent using the card on other categories. Here are the other benefits offered by the card:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can get 8 complimentary domestic airport lounge visits every year.<\/li>\n\n\n\n<li>The lost card liability cover is equal to your credit limit.<\/li>\n\n\n\n<li>A fuel surcharge waiver of 1% is applicable on the card.<\/li>\n\n\n\n<li>You can get a 100% cash back up to \u20b9300 if you pay your first utility bill within the first 30 days of card issuance.<\/li>\n\n\n\n<li>You can convert transactions of \u20b92,500 and above into EMI.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-lic-signature-credit-card-fees\"><strong>Axis LIC Signature Credit Card Fees<\/strong><\/h2>\n\n\n\n<p>The LIC Signature Credit Card by Axis Bank does not attract any joining or annual fee for primary and add-on cardholders. Here are the other fees and charges for this card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>Nil<\/td><\/tr><tr><td>Cash Payment Fee<\/td><td>\u20b9175<\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% per month or 55.55% per year<\/td><\/tr><tr><td>Cash Withdrawal Fee<\/td><td>2.5% subject to a minimum of \u20b9500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Things to Know About Axis Bank LIC Signature Credit Card<\/strong><\/p>\n\n\n\n<p>The <strong>Axis LIC Signature Credit Card<\/strong> offers great rewards, but it is important to note that certain spend categories are excluded from earning reward points, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Rent payments<\/li>\n\n\n\n<li>Education expenses<\/li>\n\n\n\n<li>Utilities and telecom bills<\/li>\n\n\n\n<li>Government services<\/li>\n\n\n\n<li>Wallet load transactions<\/li>\n\n\n\n<li>Jewellery and gold purchases<\/li>\n\n\n\n<li>Loan repayments<\/li>\n\n\n\n<li>Cash advances<\/li>\n\n\n\n<li>Fuel transactions<\/li>\n<\/ul>\n\n\n\n<p><em>To help you stay on top of your payments, you can add the card to the Pice app. This will send you timely reminders, ensuring you never miss a payment before the due date. Plus, you can even pay your bill directly from the app.&nbsp;<\/em><\/p>\n\n\n\n<p><em>For more information, download the app now!<\/em><\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Footnote:<\/strong><\/p>\n\n\n\n<p>Enjoy 15% off (up to \u20b9500) at top restaurants across India with the Axis Bank Dining Delights Program. To know more about the Axis LIC Signature Credit Card, <a href=\"https:\/\/www.axis.bank.in\/cards\/credit-card\/lic-axis-bank-signature-credit-card\" target=\"_blank\" rel=\"noopener\">click here<\/a>.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1766143232894\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the different offline payment options for the Axis LIC Signature Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The offline payment options available are demand draft, cheque and cash payment. Ensure you pay the bill within the due date to avoid late payment fees.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766143259934\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is a fuel surcharge waiver available for the Axis LIC Signature Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The fuel surcharge waiver applicable is 1%. However, the maximum amount of waiver allowed is \u20b9400 per month on transactions between \u20b9400 and \u20b94,000.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766143317324\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I get add-on cards for the Axis LIC Signature Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can get up to 3 add-on cards with the <strong>Axis LIC Signature Credit Card.<\/strong> However, you do not need to pay an additional fee for the add-on cards.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766143327421\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the validity of reward points on the Axis LIC Signature Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Reward points earned on the LIC Signature Credit Card by Axis Bank remain valid for 1 year from the date of credit. Ensure you use the reward points within the mentioned tenure to avoid losing benefits.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766143335753\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the foreign currency transaction fee on the Axis LIC Signature Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The foreign currency transaction fee for the <strong>Axis LIC Signature Credit Card<\/strong> is 3.5% of the transaction amount, along with applicable GST as per government norms.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways:&nbsp; Looking to earn rewards while paying your LIC premiums? The Axis LIC Signature Credit Card is a co-branded card designed for exactly that!&nbsp; Offering 2 EDGE reward points for every \u20b9100 spent on LIC premium payments, it allows you to make the most of your investment while enjoying exclusive benefits. Whether you are [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":83554,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-83490","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83490","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=83490"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83490\/revisions"}],"predecessor-version":[{"id":83555,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83490\/revisions\/83555"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83554"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=83490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=83490"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=83490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}