{"id":79134,"date":"2025-10-24T12:19:22","date_gmt":"2025-10-24T06:49:22","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=79134"},"modified":"2025-10-24T12:19:51","modified_gmt":"2025-10-24T06:49:51","slug":"best-travel-credit-card-in-india","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/best-travel-credit-card-in-india\/","title":{"rendered":"Best Travel Credit Card in India: A 2025 Guide"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The best travel credit card in India offers more than just rewards. It provides access to premium airport lounges, air accident insurance, and exclusive travel privileges that elevate your overall flying experience.<\/li>\n\n\n\n<li>American Express Platinum Card leads the list with global lounge access to over 1,550 lounges and luxury hotel benefits worth \u20b944,300 under the Fine Hotels &amp; Resorts program.<\/li>\n\n\n\n<li>HDFC Diners Club Black Credit Card and Axis Atlas Credit Card stand out for frequent flyers due to their unlimited or high lounge access limits and strong travel insurance coverage.<\/li>\n\n\n\n<li>Cards like the IndusInd Bank Avios Visa Infinite and Emirates Skywards ICICI Sapphiro cater to international travellers with exclusive air mile partnerships and global reward programs.<\/li>\n\n\n\n<li>When choosing the best travel credit card in India, consider not just annual fees but also the real-world value of welcome benefits, renewal bonuses, and travel-related savings throughout the year.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>With around 220 airports expected to be up and running by the end of 2025, air travel in India is becoming easier and more convenient than ever. At the same time, airport facilities like premium lounges are growing quickly to offer a better experience for travellers.<\/p>\n\n\n\n<p>One of the easiest ways to enjoy these upgrades is by using a travel credit card. Many of these cards offer free lounge access, along with air accident cover, travel insurance and other useful benefits, especially for frequent flyers.<\/p>\n\n\n\n<p>Let\u2019s explore the 8 best travel credit cards in India and the key travel-related benefits they offer in this blog.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">List of Best Travel Credit Cards in India<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"599\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/10\/Travel-Credit-Cards-India.jpg\" alt=\"List of Best Travel Credit Cards in India\" class=\"wp-image-79303\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/10\/Travel-Credit-Cards-India.jpg 900w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/10\/Travel-Credit-Cards-India-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/10\/Travel-Credit-Cards-India-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/10\/Travel-Credit-Cards-India-768x511.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">1. American Express Platinum Card<\/h3>\n\n\n\n<p>If you book a property under the Fine Hotels and Resorts category with an American Express Platinum Card, you will get benefits worth \u20b944,300 every time. In addition, the card comes with air accident insurance and overseas medical insurance. If you spend at least \u20b920 lakh on the membership year and pay the renewal fee, you will get rewards worth \u20b935,300.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit:<\/strong> Get a welcome gift worth up to \u20b960,000, with options to choose from Taj Hotels, Luxe Gift Card or The Postcard Hotels &amp; Resorts<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> Access over 1,550 airport lounges across over 500 airports<\/li>\n\n\n\n<li><strong>Annual Fees:<\/strong> \u20b966,000 plus applicable taxes<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. HDFC Bank Diners Club Black Credit Card<\/h3>\n\n\n\n<p>You can get air <a href=\"https:\/\/www.icicilombard.com\/blogs\/travel-insurance\/mb\/travel-accident-coverage\" target=\"_blank\" rel=\"noopener\">accident coverage<\/a> up to \u20b92 crore, travel insurance cover up to \u20b955,000 and overseas hospitalisation cover up to \u20b950 lakh on the HDFC Diners Club Black Credit card. The foreign currency markup is 2% on this card.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit: <\/strong>Complimentary annual membership for Club Marriott, MMT (Black) and others on spending \u20b91.5 lakh within the first 90 days.<\/li>\n\n\n\n<li><strong>Lounge Access<\/strong>: Unlimited airport lounge access in India and abroad for primary and add-on cards<\/li>\n\n\n\n<li><strong>Annual Fees: <\/strong>\u20b910,000 plus applicable taxes<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. IndusInd Bank Avios Visa Infinite Credit Card<\/h3>\n\n\n\n<p>If you spend at international destinations, you can earn 6 Avios or rewards points for every \u20b9200 spent. The foreign currency markup on this card is 1.5%. If you are a VISA Infinite cardholder, you can get a 25% discount on retail rates on Airport Fast Track immigration services and a 20% discount on airport transfer services.<\/p>\n\n\n\n<p>Renewal benefits on this card include 5,000 Avios (partner points) for Qatar Airways Privilege Club and British Airways Executive Club (partner airlines). Additionally, you can get 10% savings on flight bookings for flights originating in India.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit: <\/strong>20,000 Avios (Qatar Airways Privilege Club or British Airways Executive Club as preferred airport loyalty programme)<\/li>\n\n\n\n<li><strong>Lounge Access: <\/strong>2 international airport lounge access with Priority Pass per calendar quarter; 2 complimentary domestic lounge visits per quarter<\/li>\n\n\n\n<li><strong>Annual Fees: <\/strong>\u20b910,000<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4. Axis Atlas Credit Card<\/h3>\n\n\n\n<p>As a cardholder, you can earn 2 EDGE miles on every \u20b9100 spent on the card and 5 EDGE miles on travel spends of the same amount. Each EDGE mile is equivalent to \u20b91.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit:<\/strong> 2,500 EDGE miles as a welcome benefit on the first transaction within 37 days<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> 8 domestic lounge visits and 4 international lounge visits on silver tier cards, 12 domestic and 6 international lounge visits on gold tier cards, 18 domestic and 12 international lounge visits on platinum tier cards<\/li>\n\n\n\n<li><strong>Annual Fees:<\/strong> \u20b95,000<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">5. Emirates Skywards ICICI Bank Sapphiro Credit Card<\/h3>\n\n\n\n<p>As a cardholder, you can earn 2 Skywards miles on every \u20b9100 spent. For the first year, you will get an Emirates Skywards Silver Tier membership. You can renew the membership if you meet the spend criteria.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit: <\/strong>5,000 bonus miles<\/li>\n\n\n\n<li><strong>Lounge Access: <\/strong>2 lounge accesses per quarter using Dreamfolks Pass<\/li>\n\n\n\n<li><strong>Annual Fees<\/strong>: \u20b95,000<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">6. Axis Bank Horizon Credit Card&nbsp;<\/h3>\n\n\n\n<p>You can get 1,500 EDGE miles, equivalent to \u20b91,500, on completing an anniversary year. As a cardholder, you can earn 5 EDGE miles on every \u20b9100 spent on the Axis Bank Travel EDGE portal or airlines&#8217; websites.<\/p>\n\n\n\n<p>In addition, you can earn 2 EDGE miles on every \u20b9100 spent. Every Wednesday, you can get a 15% discount on flight and hotel bookings using MakeMyTrip.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit:<\/strong> Earn 5,000 EDGE miles (bonus reward points or milestone benefits) on spending at least \u20b91,000 on your first transaction within 30 days of card issuance<\/li>\n\n\n\n<li><strong>Lounge Access: <\/strong>8 domestic lounge access on VISA cards and 6 complimentary domestic lounge access on MasterCards; 2 international lounge access per quarter<\/li>\n\n\n\n<li><strong>Annual Fees<\/strong>: \u20b93,000<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">7. Marriott Bonvoy HDFC Credit Card<\/h3>\n\n\n\n<p>You can get 8 Marriott Bonvoy points (rewards program) on every \u20b9150 spend and 4 Marriott Bonvoy points on other travel spends of \u20b9150. The foreign currency markup is 3.5% on this card.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong> Welcome Benefit: <\/strong>1 free night award and 10 Elite night credits on your first transaction of at least \u20b9500<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> 12 complimentary lounge visits each in India and abroad, including both domestic and international lounges<\/li>\n\n\n\n<li><strong>Annual Fees<\/strong>: \u20b93,000<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">8. 6E Rewards XL Indigo HDFC Credit Card<\/h3>\n\n\n\n<p>You can get 5 6E rewards on every \u20b9100 spent on Indigo flight bookings with the 6E Rewards XL Indigo HDFC Credit Card. The foreign currency mark-up fee on this card is 2.5%.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit: <\/strong>1 complimentary flight ticket voucher (travel voucher) of \u20b93,000; 1 complimentary 6E Prime add-on of \u20b91,099 for Priority check-in<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> 8 complimentary domestic lounge visits per year, with 2 per quarter<\/li>\n\n\n\n<li><strong>Annual Fees: <\/strong>\u20b91,500<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1Use <a href=\"https:\/\/piceapp.com\/\">the PICE App<\/a> to make your credit card bill payments smooth and access travel privileges.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>The best travel credit cards in India offer a wide range of benefits, including reward points redeemable for travel expenses. Ensure you meet the eligibility criteria to avail the benefits and save on your expenses with your travel cards. However, note that several cards offer rewards in partnership with specific hotel chains or flight booking platforms, so being aware of these details can help you avoid missing out on savings throughout the year.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1761200276138\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Which is the best travel credit card in India right now?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The American Express Platinum Card is often regarded as the best travel credit card in India for its global lounge access, luxury hotel benefits, and extensive insurance coverage.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761200317888\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Which credit card offers unlimited airport lounge access in India and abroad?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The HDFC Bank Diners Club Black Credit Card provides unlimited airport lounge access for both domestic and international terminals, making it a top pick among premium travellers.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761200333496\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are travel insurance and air accident covers included with these cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes. Most of the best travel credit card in India, such as the HDFC Diners Club Black and Axis Horizon Credit Card, include complimentary travel insurance, air accident coverage, and medical benefits.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761200362434\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Which card is ideal for earning air miles on international travel?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The IndusInd Bank Avios Visa Infinite Credit Card is excellent for earning Avios points on international spends and comes with discounts on airport transfer and fast-track immigration services.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761200382877\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the average annual fees for the best travel credit cards in India?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The annual fees typically range between \u20b91,500 (for entry-level cards like the 6E Rewards XL Indigo HDFC Card) and \u20b966,000 (for premium cards like the Amex Platinum).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761200398170\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I access international lounges with Indian travel credit cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, cards like Axis Atlas, Marriott Bonvoy HDFC, and IndusInd Avios Visa Infinite offer complimentary international lounge access via Priority Pass or similar programs.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways With around 220 airports expected to be up and running by the end of 2025, air travel in India is becoming easier and more convenient than ever. At the same time, airport facilities like premium lounges are growing quickly to offer a better experience for travellers. One of the easiest ways to enjoy [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":79302,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-79134","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/79134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=79134"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/79134\/revisions"}],"predecessor-version":[{"id":79304,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/79134\/revisions\/79304"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/79302"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=79134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=79134"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=79134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}