{"id":83497,"date":"2025-12-22T19:23:48","date_gmt":"2025-12-22T13:53:48","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=83497"},"modified":"2025-12-22T19:23:56","modified_gmt":"2025-12-22T13:53:56","slug":"icici-bank-emeralde-private-metal-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/icici-bank-emeralde-private-metal-credit-card\/","title":{"rendered":"ICICI Bank Emeralde Private Metal Credit Card: Benefits, Eligibility"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaway<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get unlimited airport lounge access free of cost.<\/li>\n\n\n\n<li>Choose between unlimited golf rounds or lessons, free of cost.<\/li>\n\n\n\n<li>Get an air accident insurance cover of up to \u20b93 crore.<\/li>\n\n\n\n<li>Avail a buy 1 get 1 offer on purchasing tickets using BookMyShow.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>With the <strong>ICICI Bank Emeralde Private Metal Credit Card<\/strong>, luxury spending has become more rewarding than ever.&nbsp;<\/p>\n\n\n\n<p>Cardholders earn 6 reward points on every \u20b9200 spent, with the added advantage of no reward redemption handling fee. These reward points can be redeemed across travel, fashion and lifestyle, health and beauty and more.<\/p>\n\n\n\n<p>If premium privileges matter to you, explore the benefits of the ICICI Bank Emeralde Private Metal Credit Card.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#icici-bank-emeralde-private-metal-credit-card-benefits\">ICICI Bank Emeralde Private Metal Credit Card Benefits<\/a><\/li><li><a href=\"#icici-bank-emeralde-private-metal-credit-card-fees\">ICICI Bank Emeralde Private Metal Credit Card Fees<\/a><\/li><li><a href=\"#icici-bank-emeralde-private-metal-credit-card-eligibility-criteria\">ICICI Bank Emeralde Private Metal Credit Card Eligibility Criteria<\/a><\/li><li><a href=\"#things-to-remember-about-icici-bank-emeralde-private-metal-credit-card\">Things to Remember About ICICI Bank Emeralde Private Metal Credit Card<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"icici-bank-emeralde-private-metal-credit-card-benefits\"><strong>ICICI Bank Emeralde Private Metal Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"317\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Bank-Emeralde-Private-Metal-Credit-Card.webp\" alt=\"\" class=\"wp-image-83504 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Bank-Emeralde-Private-Metal-Credit-Card.webp 500w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Bank-Emeralde-Private-Metal-Credit-Card-300x190.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Bank-Emeralde-Private-Metal-Credit-Card-150x95.webp 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>If you apply for the <strong>ICICI Bank Emeralde Private Metal Credit Card<\/strong>, you can get a joining benefit including Taj Epicure Plus membership and EazyDiner Prime membership in addition to 12,500 reward points. <\/p>\n<\/div><\/div>\n\n\n\n<p>The other benefits that this card offers are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can get unlimited golf rounds free of cost every month.<\/li>\n\n\n\n<li>The card offers unlimited access to both domestic and international airport lounges for primary and add-on cardholders.<\/li>\n\n\n\n<li>If you buy tickets on BookMyShow, you can avail a &#8216;buy 1 get 1&#8217; up to \u20b9750 off twice every month.<\/li>\n\n\n\n<li>By spending \u20b98 lakh in a year, you can get 2 EaseMyTrip vouchers.<\/li>\n\n\n\n<li>You can get 24*7 concierge assistance.&nbsp;<\/li>\n\n\n\n<li>As a cardholder, you can get air accident insurance cover of up to \u20b93 crore.<\/li>\n\n\n\n<li>The card offers coverage for flight and hotel booking cancellation charges, up to \u20b912,000.<\/li>\n\n\n\n<li>You can get a fuel surcharge waiver of 1% on all fuel transactions.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"icici-bank-emeralde-private-metal-credit-card-fees\"><strong>ICICI Bank Emeralde Private Metal Credit Card Fees<\/strong><\/h2>\n\n\n\n<p>The joining fee and annual renewal fee for <strong>ICICI Bank Emeralde Private Metal Credit Card<\/strong> is \u20b912,499 in addition to applicable GST. However, ICICI Bank reverses your renewal fee if you spend at least \u20b910 lakh using the card in the previous year, before renewal.<\/p>\n\n\n\n<p>Here are the other charges applicable to this card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td>Parameter<\/td><td>Charges<\/td><\/tr><tr><td>Forex Markup<\/td><td>2%<\/td><\/tr><tr><td>Finance Charges&nbsp;<\/td><td>3.75% per month or 45% per year<\/td><\/tr><tr><td>ATM Withdrawal Charges<\/td><td>3.75% per month<\/td><\/tr><tr><td>Late Payment Fees<\/td><td>\u20b9100 to 1,300<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b93,500<\/td><\/tr><tr><td>Dynamic Currency Conversion Fee<\/td><td>2%<\/td><\/tr><tr><td>Cash Advance Fee<\/td><td>Nil<\/td><\/tr><tr><td>Reward Handling Fee<\/td><td>Nil<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>Nil<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"icici-bank-emeralde-private-metal-credit-card-eligibility-criteria\"><strong>ICICI Bank Emeralde Private Metal Credit Card Eligibility Criteria<\/strong><\/h2>\n\n\n\n<p>The Emeralde Private Metal Credit Card is available strictly on an invitation-only basis, extended solely at the discretion of ICICI Bank.<\/p>\n\n\n\n<p>While the application itself cannot be initiated independently, individuals must fall within the age bracket of 21 to 65 years to qualify for receiving an invitation for this premium credit card.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"things-to-remember-about-icici-bank-emeralde-private-metal-credit-card\"><strong>Things to Remember About ICICI Bank Emeralde Private Metal Credit Card<\/strong><\/h2>\n\n\n\n<p>For insurance premium payments made using the <strong>ICICI Bank Emeralde Private Metal Credit Card<\/strong>, you can earn up to 5,000 reward points per payment cycle.&nbsp;<\/p>\n\n\n\n<p>In addition to reward benefits, the card also offers exclusive golf privileges, giving you the flexibility to choose between complimentary golf rounds or professional lessons based on your preference.&nbsp;<\/p>\n\n\n\n<p>To access these benefits, you need to register on Golftripz using the same email ID that is linked to your ICICI Bank account. Once registered, the golf benefits are credited to your Golftripz account on the 10th day of the following month and must be utilised within the next 2 months, after which they expire.<\/p>\n\n\n\n<p>Lastly, you need to make sure that you link your card to the Pice app to pay your credit card bill directly on time. The app sends timely payment reminders, helping you stay on track and avoid missed payments, interest charges and late payment fees.<\/p>\n\n\n\n<p>Download the Pice app now!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Footnote:<\/strong><\/p>\n\n\n\n<p>The maximum reward points that you can earn on groceries, education and utilities (each category) in each payment cycle is 1,000. Moreover, a fuel surcharge waiver is applicable on fuel transactions up to \u20b94,000.&nbsp;To learn more, check out the <a href=\"https:\/\/www.icici.bank.in\/personal-banking\/cards\/credit-card\/emeralde-private-metal-credit-card\" target=\"_blank\" rel=\"noopener\">official card page.<\/a><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1766144366015\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a joining fee for the ICICI Bank Emeralde Private Metal Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The joining fee for ICICIB Bank Emeralde Private Metal Credit Card is \u20b912,499, exclusive of GST. However, on paying the joining fee, you can get the welcome benefits of Taj Epicure Plus membership, EazyDiner Prime membership and 12,500 reward points.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766144377193\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the redemption ratio for reward points earned on the ICICI Bank Emeralde Private Metal Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The reward redemption ratio on <strong>ICICI Bank Emeralde Private Metal Credit Card<\/strong> is 1:1. For every reward point, you get \u20b91 for redemption across categories like health and beauty, shopping vouchers, travel and luggage, electronics, home appliances, fashion and lifestyle.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766144385808\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the annual fee for the ICICI Bank Emeralde Private Metal Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The annual renewal fee of<strong> ICICI Bank Emeralde Private Metal Credit Card<\/strong> is \u20b912,499 in addition to GST. However, if you spend a minimum of \u20b910 lakh using the card in the previous year, prior to renewal, you can get a reversal of your annual fee.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766144394545\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many add-on cards can I get with the ICICI Bank Emeralde Private Metal Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can get up to 3 add-on credit cards with the I<strong>CICI Bank Emeralde Private Metal Credit Card<\/strong>. Notably, you can take add-on cards for your family members solely.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766144403630\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the eligibility criteria for complimentary lounge access offered by ICICI Bank Emeralde Private Metal Credit Card?\u00a0<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The complimentary lounge access offered by the <strong>ICICI Bank Emeralde Private Metal Credit Card <\/strong>is available to both primary and add-on cardholders.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766144413177\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the ICICI Bank credit card customer care number?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can connect with ICICI Bank on 18001080. However, for 24*7 concierge service assistance, you can connect on 18002670731.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766144425276\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Which membership will I get for international airport lounge access with an ICICI Bank Emeralde Private Metal Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>For international airport lounge access, you will get a Priority Pass membership. This will allow you to visit over 1,400 airport lounges across 145 countries worldwide.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaway With the ICICI Bank Emeralde Private Metal Credit Card, luxury spending has become more rewarding than ever.&nbsp; Cardholders earn 6 reward points on every \u20b9200 spent, with the added advantage of no reward redemption handling fee. These reward points can be redeemed across travel, fashion and lifestyle, health and beauty and more. If [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":83556,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-83497","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83497","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=83497"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83497\/revisions"}],"predecessor-version":[{"id":83575,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83497\/revisions\/83575"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83556"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=83497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=83497"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=83497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}