{"id":82437,"date":"2025-12-03T19:38:59","date_gmt":"2025-12-03T14:08:59","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82437"},"modified":"2025-12-03T19:39:04","modified_gmt":"2025-12-03T14:09:04","slug":"dcb-bank-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/dcb-bank-credit-card\/","title":{"rendered":"DCB Bank Credit Card: List, Eligibility and Documents Required"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaway<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>DCB credit cards are backed by a minimum fixed deposit of \u20b915,000 to \u20b91.5 lakh.<\/li>\n\n\n\n<li>The tenure of the fixed deposit should be at least 1 year.<\/li>\n\n\n\n<li>You cannot get DCB credit cards against tax-saver, joint, or minor fixed deposits.<\/li>\n\n\n\n<li>You should have a fixed deposit without a lien to get a DCB credit card.<\/li>\n\n\n\n<li>DCB credit cards do not attract any joining fee.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p><strong>DCB Bank credit cards<\/strong> offer valuable benefits, but did you know that a delayed bill payment can cost you up to \u20b9500 in late fees? <\/p>\n\n\n\n<p>Paying your dues on time helps you avoid these extra charges and keeps your <a href=\"https:\/\/score.piceapp.com\/\">credit health<\/a> strong. <\/p>\n\n\n\n<p>Suppose you are considering getting a DCB Bank credit card. In that case, it is essential to know the key details, card options, standout features, annual and joining fees, eligibility, application process, and smart ways to steer clear of late payment penalties.\u00a0<\/p>\n\n\n\n<p>Let us explore everything you need before you apply.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>List of DCB Bank Credit Cards<\/strong><\/h2>\n\n\n\n<p>DCB Bank offers secured credit cards against fixed deposits starting from \u20b915,000. Check out the joining fee, annual fee and notable features of these cards here:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>DCB PayLess Platinum Credit Card<\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"790\" height=\"340\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Platinum-Credit-Card.jpg\" alt=\"DCB PayLess Platinum Credit Card\" class=\"wp-image-82452 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Platinum-Credit-Card.jpg 790w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Platinum-Credit-Card-300x129.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Platinum-Credit-Card-150x65.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Platinum-Credit-Card-768x331.jpg 768w\" sizes=\"auto, (max-width: 790px) 100vw, 790px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee<\/strong>: Nil<\/li>\n\n\n\n<li>Annual Fee: \u20b9350 (waived off if you spend \u20b950,000 in the preceding year)<\/li>\n\n\n\n<li><strong>Notable Features: <\/strong>Personal accident insurance cover of \u20b92 lakh and 1% fuel surcharge waiver up to \u20b9100 per statement cycle for fuel transactions up to \u20b95,000<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>DCB PayLess Select Credit Card<\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"790\" height=\"340\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Select-Credit-Card.jpg\" alt=\"DCB PayLess Select Credit Card\" class=\"wp-image-82453 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Select-Credit-Card.jpg 790w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Select-Credit-Card-300x129.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Select-Credit-Card-150x65.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/DCB-PayLess-Select-Credit-Card-768x331.jpg 768w\" sizes=\"auto, (max-width: 790px) 100vw, 790px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee<\/strong>: Nil<\/li>\n\n\n\n<li>Annual Fee: \u20b91,000 (waived off in case you spend \u20b92 lakh in the previous year)<\/li>\n\n\n\n<li><strong>Notable Features: <\/strong>Personal accident insurance cover of \u20b910 lakh<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>DCB Bank Credit Card Eligibility<\/strong><\/h2>\n\n\n\n<p>To apply for DCB Bank credit cards, you need to be between 18 years and 75 years. In addition, you need to be an <a href=\"https:\/\/www.klaggarwal.com\/others\/indian-resident-definition\/\" target=\"_blank\" rel=\"noopener\">Indian resident<\/a> to be eligible for DCB Bank credit cards. Here are the fixed deposit criteria for DCB Bank credit cards:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>DCB Bank Credit Card<\/strong><\/td><td><strong>Minimum Fixed Deposit Criteria<\/strong><\/td><\/tr><tr><td>DCB PayLess Platinum Credit Card<\/td><td>\u20b915,000<\/td><\/tr><tr><td>DCB PayLess Select Credit Card<\/td><td>\u20b91,50,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Documents Required for DCB Bank Credit Cards<\/strong><\/h3>\n\n\n\n<p>You need to provide identity proof and <a href=\"https:\/\/statrys.com\/blog\/what-is-a-proof-of-address\" target=\"_blank\" rel=\"noopener\">address proof<\/a> while applying for a credit card. Moreover, you might have to provide income proof if the bank asks for it. Here are the documents that you can present in each category:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Identity Proof: <\/strong>PAN card, voter ID card, passport, Aadhaar card, driving license, overseas citizen of India card, person of Indian Origin card, NREGA-issued job card or UIDAI-issued letters<\/li>\n\n\n\n<li><strong>Address Proof: <\/strong>Aadhaar card, voter card, driving license, passport, property registration document, NREGA-issued job card, bank account statement, utility bill for the previous 3 months<\/li>\n\n\n\n<li><strong>Income Proof: <\/strong>Salary slip for the previous 2 months, bank statement for the preceding 3 months, Form 16 or Income Tax Return (latest)<\/li>\n<\/ul>\n\n\n\n<p><strong>Explore Other Banks\u2019 Credit Card Offers<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><a href=\"https:\/\/piceapp.com\/blogs\/sbi-bank-credit-card\/\">SBI Bank Credit Card<\/a><\/td><td><a href=\"https:\/\/piceapp.com\/blogs\/icici-bank-credit-card\/\">ICICI Bank Credit Card<\/a><\/td><td><a href=\"https:\/\/piceapp.com\/blogs\/yes-bank-credit-card\/\">Yes Bank Credit Card<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Process to Apply for DCB Bank Credit Cards<\/strong><\/h3>\n\n\n\n<p>You can apply for DCB credit cards using the bank\u2019s dedicated mobile app from the comfort of your home. You do not need to visit the DCB Bank branch to apply for credit cards. Here is the process to apply for DCB credit cards:<\/p>\n\n\n\n<p><strong>Step 1: <\/strong>Install the DCB Bank mobile app and log in using valid credentials.<\/p>\n\n\n\n<p><strong>Step 2: <\/strong>Navigate to the \u2018Credit Cards\u2019 section.<\/p>\n\n\n\n<p><strong>Step 3: <\/strong>Choose the fixed deposit you want the credit card linked to. If you do not have a fixed deposit, you can open one and then select it.<\/p>\n\n\n\n<p><strong>Step 4: <\/strong>Choose between Platinum and Select Credit Cards.<\/p>\n\n\n\n<p><strong>Step 5: <\/strong>Customise your card details, such as the name you want printed on the card.<\/p>\n\n\n\n<p><strong>Step 6: <\/strong>Review the application and confirm the card delivery address to complete the process.<\/p>\n\n\n\n<p>You will receive your <a href=\"https:\/\/piceapp.com\/blogs\/can-i-use-personal-credit-card-for-business\/\">personal credit card<\/a> within 5 to 7 working days. Once you receive the card, you can add it to the Pice app to get bill payment reminders and avoid missing a bill due date.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>You can avoid DCB Bank credit card late fees and interest by adding your card to the Pice app. The app sends you reminders before the due date to help you make a payment.<\/p>\n\n\n\n<p>Further, you can pay your <a href=\"https:\/\/piceapp.com\/blogs\/can-someone-else-pay-my-credit-card-bill\/\">credit card bill<\/a> directly in the app without having to switch to another app. This will help you maximise your savings by avoiding unnecessary interest payments.<\/p>\n\n\n\n<p><em>Download the Pice app now to add your credit cards and pay bills within the due date!<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1764760777948\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the minimum and maximum limits of DCB Bank credit cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can get up to 90% of your fixed deposit amount as the credit card limit. If you have a minimum fixed deposit of \u20b915,000, the limit will be \u20b913,500. If you have a fixed deposit of \u20b910 lakh, your maximum limit is \u20b99 lakh.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764760792524\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I withdraw cash at ATMs using DCB credit cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can withdraw cash from ATMs using your DCB credit card. However, it might attract an additional fee of 2.5% or \u20b9250, whichever is higher.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764760806175\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I increase my DCB Bank credit card limit?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can increase your DCB credit card limit by linking additional fixed deposits to the card. If you do not have any additional fixed deposits, you can book new fixed deposits and link them.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764760823508\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is the DCB credit card accepted globally?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>DCB credit cards are accepted globally. As a result, you can use your DCB credit card in India and abroad.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764760833626\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the interest rate on DCB credit cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The interest rate on outstanding amounts on DCB credit cards is 3% per month and 36% per year. To avoid paying additional interest, ensure you pay your bills on time.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaway DCB Bank credit cards offer valuable benefits, but did you know that a delayed bill payment can cost you up to \u20b9500 in late fees? Paying your dues on time helps you avoid these extra charges and keeps your credit health strong. Suppose you are considering getting a DCB Bank credit card. In [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":82484,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82437","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82437","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82437"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82437\/revisions"}],"predecessor-version":[{"id":82486,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82437\/revisions\/82486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82484"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82437"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82437"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}