{"id":81326,"date":"2025-11-20T19:54:18","date_gmt":"2025-11-20T14:24:18","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=81326"},"modified":"2025-11-20T19:54:21","modified_gmt":"2025-11-20T14:24:21","slug":"icici-bank-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/icici-bank-credit-card\/","title":{"rendered":"ICICI Bank Credit Card: List, Eligibility &amp; Other Key Details"},"content":{"rendered":"\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaway<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The annual fee of ICICI Bank credit cards ranges up to \u20b920,000.<\/li>\n\n\n\n<li>You can avoid hotel and flight cancellation charges with the Times Black Credit Card.<\/li>\n\n\n\n<li>Rewards capping for ICICI credit cards is \u20b980,000 for the utility category per payment cycle.<\/li>\n\n\n\n<li>For grocery spends, the rewards capping is \u20b940,000 per statement cycle.<\/li>\n\n\n\n<li>You can save up to 5% on fuel transactions with selected cards.<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p>Do you know that <strong>ICICI Bank credit cards<\/strong> offer up to 12x reward points if you shop on iShop? In addition, these cards offer a fuel surcharge waiver, complimentary golf rounds, access to domestic, international and railway lounge access.&nbsp;<\/p>\n\n\n\n<p>If you are planning to apply for an ICICI Bank credit card, explore the complete list of cards along with their fees, standout features and other relevant details in this blog.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>List of ICICI Bank Credit Cards<\/strong><\/h2>\n\n\n\n<p>The joining fee for ICICI Bank credit cards can go as high as \u20b920,000, with an additional GST applicable. Here\u2019s a detailed look at different <strong>ICICI Bank credit card types<\/strong>, categorised as per their respective fees:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>ICICI Bank Credit Cards with Joining Fee Below \u20b9500<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Types<\/strong><\/td><td><strong>Joining Fee<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><td><strong>Notable Features<\/strong><\/td><\/tr><tr><td>Platinum Chip Credit Card<\/td><td>Nil<\/td><td>Nil<\/td><td>2 reward points on every \u20b9100 spent on retail purchases and 1 reward point on utility and insurance spends<\/td><\/tr><tr><td>Amazon Pay ICICI Bank Credit Card<\/td><td>Nil<\/td><td>Nil<\/td><td>5x rewards for Amazon Prime members and 3x rewards for non-Prime members on every \u20b9100 spent<\/td><\/tr><tr><td>Parakram Select Credit Card<\/td><td>Nil<\/td><td>Nil<\/td><td>2 complimentary international lounge access per year and 2 domestic lounge access per quarter<\/td><\/tr><tr><td>Parakram Credit Card<\/td><td>Nil<\/td><td>Nil<\/td><td>1 airport lounge access per quarter<\/td><\/tr><tr><td>HPCL Coral Credit Card<\/td><td>\u20b9199<\/td><td>\u20b9199<\/td><td>Up to 3.5% fuel surcharge waiver at HPCL stations<\/td><\/tr><tr><td>Expressions Credit Card<\/td><td>\u20b9499<\/td><td>\u20b9499<\/td><td>1 domestic airport lounge access per quarter<\/td><\/tr><tr><td>Manchester United Platinum Credit Card<\/td><td>\u20b9499<\/td><td>\u20b9499<\/td><td>1 domestic airport lounge access per quarter<\/td><\/tr><tr><td>Coral Credit Card<\/td><td>\u20b9500<\/td><td>\u20b9500<\/td><td>1% fuel surcharge waiver on transactions between \u20b9400 and \u20b94,000 at HPCL fuel stations<\/td><\/tr><tr><td>HPCL Super Saver Credit Card<\/td><td>\u20b9500<\/td><td>\u20b9500<\/td><td>5% savings on fuel transactions using the HP Pay app and at HPCL pumps<\/td><\/tr><tr><td>Chennai Super Kings ICICI Bank Credit Card<\/td><td>\u20b9500<\/td><td>\u20b9500<\/td><td>4 domestic airport lounge access per year<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>ICICI Bank Credit Cards with Joining Fee Between \u20b9501 and \u20b91,000<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Types<\/strong><\/td><td><strong>Joining Fee<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><td><strong>Notable Features<\/strong><\/td><\/tr><tr><td>Adani One Platinum Credit Card<\/td><td>\u20b9750<\/td><td>\u20b9750<\/td><td>2 domestic airport lounge access per quarter<\/td><\/tr><tr><td>MakeMyTrip ICICI Bank Credit Card<\/td><td>\u20b9999<\/td><td>\u20b9999<\/td><td>1 complimentary international airport lounge access per year and 2 complimentary domestic lounge access per quarter<\/td><\/tr><tr><td>Emirates Rubyx Credit Card<\/td><td>\u20b91,000<\/td><td>\u20b91,000<\/td><td>25% off up to \u20b9100 on movie tickets on INOX and BookMyShow twice per month<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>ICICI Bank Credit Cards with Joining Fee Between \u20b91,001 and \u20b93,000<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Types<\/strong><\/td><td><strong>Joining Fee<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><td><strong>Notable Features<\/strong><\/td><\/tr><tr><td>Manchester United Signature Credit Card<\/td><td>\u20b92,499<\/td><td>\u20b92,499<\/td><td>2 domestic airport lounge access per quarter<\/td><\/tr><tr><td>MakeMyTrip ICICI Signature Credit Card<\/td><td>\u20b92,500<\/td><td>Nil<\/td><td>MMT Black platinum tier membership<\/td><\/tr><tr><td>Rubyx Credit Card<\/td><td>\u20b93,000<\/td><td>\u20b92,000<\/td><td>8 complimentary railway lounge access per year and 2 complimentary domestic airport lounge access per quarter<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>ICICI Bank Credit Cards with Joining Fee Between 3,001 and \u20b910,000<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Types<\/strong><\/td><td><strong>Joining Fee<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><td><strong>Notable Features<\/strong><\/td><\/tr><tr><td>Adani One Signature Credit Card<\/td><td>\u20b95,000<\/td><td>\u20b95,000<\/td><td>2 international airport lounge access per year and 4 domestic lounge access per quarter<\/td><\/tr><tr><td>Emirates Sapphiro Credit Card<\/td><td>\u20b95,000<\/td><td>\u20b95,000<\/td><td>\u20b95,000 Skywards Miles on annual renewal<\/td><\/tr><tr><td>Sapphiro Credit Card<\/td><td>\u20b96,500<\/td><td>\u20b93,500<\/td><td>2 complimentary international airport lounge access per year and 4 free lounge visits per quarter for domestic airport lounge<\/td><\/tr><tr><td>Emirates Emeralde Credit Card<\/td><td>\u20b910,000<\/td><td>\u20b910,000<\/td><td>Unlimited international and domestic airport lounge access<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>ICICI Bank Credit Cards with Joining Fee Between \u20b910,001 and \u20b920,000<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Types<\/strong><\/td><td><strong>Joining Fee<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><td><strong>Notable Features<\/strong><\/td><\/tr><tr><td>Emeralde Credit Card<\/td><td>\u20b912,000<\/td><td>\u20b912,000<\/td><td>Up to 4 complimentary Golf rounds each month<\/td><\/tr><tr><td>Emeralde Metal Private Credit Card<\/td><td>\u20b912,499<\/td><td>\u20b912,499<\/td><td>Unlimited international and domestic airport lounge access for primary and add-on cardholders<\/td><\/tr><tr><td>Times Black ICICI Credit Card<\/td><td>\u20b920,000<\/td><td>\u20b920,000<\/td><td>No cancellation charges up to \u20b912,000 on domestic hotel and flight bookings.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also read: <a href=\"https:\/\/piceapp.com\/blogs\/icici-lifetime-free-credit-card\/\">Top ICICI Bank Lifetime Free Credit Cards in India<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>ICICI Bank Credit Card Eligibility Criteria<\/strong><\/h2>\n\n\n\n<p>To apply for ICICI Bank credit cards, you can be a salaried individual or self-employed. Here are the other eligibility criteria to apply for ICICI Bank credit cards:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You need to be a citizen of India.<\/li>\n\n\n\n<li>As an applicant, you need to be between 21 and 60 years old.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Documents Required to Apply for an ICICI Bank Credit Card<\/strong><\/h2>\n\n\n\n<p>You need to submit identity proof, address proof and income proof to apply for the majority of the ICICI Bank credit cards. Here are the documents that you can present:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Identity Proof:<\/strong> PAN card, Aadhaar card, voter card, driving license<\/li>\n\n\n\n<li><strong>Address Proof: <\/strong>Passport, utility bills&nbsp;<\/li>\n\n\n\n<li><strong>Income Proof: <\/strong>Salary slip, Form 16, Income Tax Returns<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>ICICI Bank Credit Card Online Application Process<\/strong><\/h2>\n\n\n\n<p>To apply for an ICICI Bank credit card online, you can either use the website or the iMobile app. Follow the steps mentioned below to apply for an ICICI Bank credit card:<\/p>\n\n\n\n<p><strong>Step 1: <\/strong>Visit the official website of ICICI Bank.<\/p>\n\n\n\n<p><strong>Step 2: <\/strong>Navigate to the \u2018Credit Cards\u2019 section.<\/p>\n\n\n\n<p><strong>Step 3: <\/strong>Select the credit card and click on \u2018Apply\u2019.<\/p>\n\n\n\n<p><strong>Step 4: <\/strong>On the next redirected page, fill in details like mobile number, date of birth and PAN card number.<\/p>\n\n\n\n<p><strong>Step 5:<\/strong> Click on the check boxes and then the \u2018Continue\u2019 option. Provide OTP if prompted.<\/p>\n\n\n\n<p><strong>Step 6: <\/strong>Fill in the necessary details as prompted, provide the necessary documents and submit your application.<\/p>\n\n\n\n<p><em>Once you receive your card, you can add it to the <\/em><a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\"><em>PICE app<\/em><\/a><em> for bill payment reminders!&nbsp;<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Rewards Capping for ICICI Credit Cards<\/strong><\/h2>\n\n\n\n<p>With the MakeMyTrip ICICI Bank Credit Card, you can earn reward points up to 1,000 per anniversary year in the insurance category.&nbsp;<\/p>\n\n\n\n<p>Further, with Emeralde Private Metal Credit Card, you can earn 1,000 reward points on each payment cycle in the education, grocery and utility categories.<\/p>\n\n\n\n<p>Emeralde Private Metal Card additionally allows you to earn 5,000 reward points in the insurance category per payment cycle.&nbsp;<\/p>\n\n\n\n<p>Other cards have the following rewards capping for the below-mentioned categories per statement cycle:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Card Name<\/strong><\/td><td><strong>Utility Spend<\/strong><\/td><td><strong>Insurance Spend<\/strong><\/td><td><strong>Grocery and Departmental Spend<\/strong><\/td><\/tr><tr><td>ICICI Bank Emeralde Credit Card,<br>ICICI Bank Sapphiro Credit Card, <br>ICICI Bank Emeralde Private Credit Card, ICICI Bank Rubyx Credit Card\u00a0<\/td><td>\u20b980,000<\/td><td>\u20b980,000<\/td><td>\u20b940,000<\/td><\/tr><tr><td>ICICI Bank Coral Credit Card,\u00a0 <br>Manchester United Platinum Credit Card, Manchester United Signature Credit Card,\u00a0 ICICI Bank Platinum Chip Credit Card, Chennai Super Kings ICICI Bank Credit Card,\u00a0 ICICI Bank HPCL Coral Credit Card, <br>HPCL,\u00a0 ICICI Bank Expression Credit Card, ICICI Bank HPCL Platinum Credit Card,<\/td><td>\u20b940,000<\/td><td>\u20b940,000<\/td><td>\u20b920,000<\/td><\/tr><tr><td>ICICI Bank Parakram Select Credit Card, <br>ICICI Bank Parakram Credit Card\u00a0<\/td><td>\u20b940,000<\/td><td>\u20b940,000<\/td><td>Not Applicable<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Terms and Conditions Associated with ICICI Bank Credit Card Rewards<\/strong><\/p>\n\n\n\n<p>You can get reward points credited to your account within 7 working days. The other terms and conditions for such rewards are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your reward points will expire after 36 months from the issuance date.<\/li>\n\n\n\n<li>If you cancel your card, the reward points will be rendered invalid.<\/li>\n\n\n\n<li>In case you place an order with redeemable reward points, you cannot cancel it.<\/li>\n\n\n\n<li>If you do not receive your order, you need to raise a complaint within 1 month.<\/li>\n\n\n\n<li>In case you receive damaged products, you need to raise a complaint within 7 days.<\/li>\n\n\n\n<li>ICICI Bank does not provide the reward facility on Equated Monthly Instalments (EMI) transactions.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h3>\n\n\n\n<p>If you miss paying your ICICI Bank credit card bill, you could be charged a late payment fee of up to \u20b91,300. To avoid paying extra, you can add your card to the Pice app and get timely payment reminders. This ensures you continue enjoying the full benefits of your ICICI credit cards without any penalties.<\/p>\n\n\n\n<p><em>PICE notifies you ahead of your due date, allowing you to pay your bill amount directly through the app with just a few taps. Download it now!<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1763647469649\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How long does it take to get an ICICI Bank credit card after application?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Usually, it takes around 21 days for applicants to receive an ICICI Bank credit card once the application is submitted. However, the exact time may vary depending on the bank\u2019s approval process.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1763647486295\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the late bill payment fee for ICICI Bank credit cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The late bill payment fee associated with ICICI credit cards ranges between \u20b9100 and \u20b91,300. Ensure you pay your bill within the due date to avoid paying late payment fees.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1763647528724\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is a \u2018Self-Set Limit\u2019 on ICICI Bank credit cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Self-set limit of an ICICI credit card is a feature wherein cardholders can set their monthly spending limit. Transactions beyond the set limit get declined automatically.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1763647537252\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How do I pay my ICICI Bank credit card bill?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To pay ICICI credit card bills, you can add the card to the Pice app and make payments directly. It helps you receive payment reminders, wherein you can avoid missing due dates for bill payment.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1763647545563\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the interest per month on ICICI credit cards if the minimum due is paid?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>ICICI Bank levies an interest of up to 3.75% per month if you pay the minimum due amount solely. To avoid paying additional interest, ensure you pay the outstanding amount within the due date and avoid overspending.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaway Do you know that ICICI Bank credit cards offer up to 12x reward points if you shop on iShop? In addition, these cards offer a fuel surcharge waiver, complimentary golf rounds, access to domestic, international and railway lounge access.&nbsp; If you are planning to apply for an ICICI Bank credit card, explore the [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":81530,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-81326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=81326"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81326\/revisions"}],"predecessor-version":[{"id":81527,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81326\/revisions\/81527"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/81530"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=81326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=81326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=81326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}