{"id":82638,"date":"2025-12-09T20:10:11","date_gmt":"2025-12-09T14:40:11","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82638"},"modified":"2025-12-09T22:47:30","modified_gmt":"2025-12-09T17:17:30","slug":"phonepe-sbi-card-select-black","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/phonepe-sbi-card-select-black\/","title":{"rendered":"PhonePe SBI Card SELECT BLACK: Rewards, Benefits &amp; More"},"content":{"rendered":"\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 10 reward points for every \u20b9100 spent via the PhonePe and Pincode app.<\/li>\n\n\n\n<li>Earn 1% value back via \u2018Scan and Pay\u2019 transactions.<\/li>\n\n\n\n<li>Get 4 complimentary domestic lounge visits per year.\u00a0<\/li>\n\n\n\n<li>Receive a free Priority Pass membership worth $99 for the first 2 years.<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p>The <strong>PhonePe SBI Card SELECT BLACK<\/strong> is a co-branded credit card designed for users who frequently make <a href=\"https:\/\/eztax.in\/high-value-transaction-reporting-under-income-tax-sft\" target=\"_blank\" rel=\"noopener\">high-value transactions <\/a>on PhonePe. <\/p>\n\n\n\n<p>With a reward rate of up to 10%, it offers strong value for <a href=\"https:\/\/www.lawinsider.com\/dictionary\/digital-spend\" target=\"_blank\" rel=\"noopener\">digital spenders. <\/a><\/p>\n\n\n\n<p>Let\u2019s explore the key rewards this card brings to the table.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#phone-pe-sbi-card-select-black-reward-program\">PhonePe SBI Card SELECT BLACK Reward Program<\/a><\/li><li><a href=\"#other-benefits-of-phone-pe-sbi-card-select-black\">Other Benefits of PhonePe SBI Card SELECT BLACK<\/a><\/li><li><a href=\"#terms-and-conditions-associated-with-phone-pe-sbi-card-select-black-rewards\">Terms and Conditions Associated with PhonePe SBI Card SELECT BLACK Rewards\u00a0<\/a><\/li><li><a href=\"#fees-and-charges-of-phone-pe-sbi-card-select-black\">Fees and Charges of PhonePe SBI Card SELECT BLACK<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"phone-pe-sbi-card-select-black-reward-program\"><strong>PhonePe SBI Card SELECT BLACK Reward Program<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-SBI-Card-SELECT-BLACK.webp\" alt=\"PhonePe SBI Card SELECT BLACK\" class=\"wp-image-82748 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-SBI-Card-SELECT-BLACK.webp 500w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-SBI-Card-SELECT-BLACK-300x300.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/PhonePe-SBI-Card-SELECT-BLACK-150x150.webp 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Get 10 reward points for every \u20b9100 spent on the Pincode and PhonePe app (maximum 2,000 reward points per month).<\/p>\n<\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5 reward points for every \u20b9100 spent on eligible categories&nbsp; (maximum 2,000 reward points per month).<\/li>\n\n\n\n<li>1 reward point for every \u20b9100 spent on other categories (maximum 2,000 reward points per month).&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: 1 reward point = \u20b91.<\/p>\n\n\n\n<p><strong>Read more: <\/strong><a href=\"https:\/\/piceapp.com\/blogs\/sbi-bank-credit-card\/\">SBI Bank Credit Card<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-benefits-of-phone-pe-sbi-card-select-black\"><strong>Other Benefits of PhonePe SBI Card SELECT BLACK<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get a welcome benefit of a \u20b91,500 PhonePe gift card on your registered mobile number or e-mail ID after successful payment of joining fees.<\/li>\n\n\n\n<li>Avail a Yatra voucher worth \u20b95,000 on achieving an <a href=\"https:\/\/www.consultyourcfo.com\/what-is-an-annual-expenditure\/\" target=\"_blank\" rel=\"noopener\">annual spending <\/a>threshold of \u20b95 lakh.\u00a0<\/li>\n\n\n\n<li>4 complimentary domestic lounge access every year (maximum of 1 per quarter).<\/li>\n\n\n\n<li>Membership to the Priority Pass Program worth $99 for the first 2 years.<\/li>\n\n\n\n<li>1% fuel surcharge waiver across India on spends from \u20b9500 and up to \u20b94,000 (exclusive of GST and other charges).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"terms-and-conditions-associated-with-phone-pe-sbi-card-select-black-rewards\"><strong>Terms and Conditions Associated with PhonePe SBI Card SELECT BLACK Rewards&nbsp;<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The accelerated 10 reward points on every \u20b9100 spent is only applicable on specific categories such as: Utilities, Recharges, Travel, Bill Payments, Insurance and PhonePe Pincode (app).<\/li>\n\n\n\n<li><a href=\"https:\/\/www.enkash.com\/resources\/blog\/what-is-an-online-transaction-meaning-process-and-examples\" target=\"_blank\" rel=\"noopener\">Online transactions <\/a>made on the Insurance and Utilities categories outside of PhonePe will only accrue 1 reward point for every \u20b9100 spent.<\/li>\n\n\n\n<li>All sorts of \u2018Scan and Pay\u2019 transactions made with <strong>PhonePe SBI Card SELECT BLACK<\/strong> accrue only 1% value back.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: The accelerated reward points on PhonePe categories are identified on the basis of MID (Merchant Identification Number) and TID (Terminal Identification Number) for each category.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fees-and-charges-of-phone-pe-sbi-card-select-black\"><strong>Fees and Charges of PhonePe SBI Card SELECT BLACK<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Types of Charges<\/strong><\/td><td><strong>Amount&nbsp;<\/strong><\/td><\/tr><tr><td>One-Time Annual Fee<\/td><td>\u20b91,499 + taxes<\/td><\/tr><tr><td>Renewal Fee (Per Annum)<\/td><td>\u20b91,499 + taxes from 2nd year onwards<\/td><\/tr><tr><td>Add-On Fee (Per Annum)<\/td><td>NIL<\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% (per month)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>No need to worry about interest charges. Link your card to the <\/em><a href=\"https:\/\/piceapp.com\/\"><em>Pice<\/em><\/a><em> app and never miss a due date again. Download the app today!<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765261747171\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the age criterion to apply for a PhonePe SBI Card SELECT BLACK?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The set age criteria to apply for<strong> PhonePe SBI Card SELECT BLACK<\/strong> are between 21 and 70 years old.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765261778291\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a spend-based reversal on annual fees of PhonePe SBI Card SELECT BLACK?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you meet the minimum spend threshold of \u20b93 lakh in the previous membership year, you can waive the annual fees.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765261789459\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What do I have to do to receive my earned reward points?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The reward points are automatically debited to your credit card account and will be reflected under the \u2018rewards\u2019 section.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The PhonePe SBI Card SELECT BLACK is a co-branded credit card designed for users who frequently make high-value transactions on PhonePe. With a reward rate of up to 10%, it offers strong value for digital spenders. Let\u2019s explore the key rewards this card brings to the table. PhonePe SBI Card SELECT BLACK Reward [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82638","post","type-post","status-publish","format-standard","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82638"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82638\/revisions"}],"predecessor-version":[{"id":82816,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82638\/revisions\/82816"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}