{"id":81569,"date":"2025-11-21T18:20:46","date_gmt":"2025-11-21T12:50:46","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=81569"},"modified":"2025-11-21T18:20:50","modified_gmt":"2025-11-21T12:50:50","slug":"hsbc-lifetime-free-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/hsbc-lifetime-free-credit-card\/","title":{"rendered":"Top 2 HSBC Lifetime Free Credit Cards in India"},"content":{"rendered":"\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The two HSBC lifetime free credit cards are the HSBC Visa Platinum Credit Card and the HSBC RuPay Platinum Credit Card.<\/li>\n\n\n\n<li>The HSBC Visa Platinum Credit Card offers 6 times the reward points on spending at hotels, flights, and car rentals.<\/li>\n\n\n\n<li>The HSBC RuPay Platinum Credit Card can be integrated with UPI.<\/li>\n\n\n\n<li>You need to be a salaried individual with a minimum salary of \u20b96 lakh per year to get these cards.<\/li>\n\n\n\n<li>You can easily apply for these cards online on the HSBC website.<\/li>\n\n\n\n<li>Small businesses can benefit from these cards as they have zero maintenance costs.<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p>Did you know some credit cards can charge you over \u20b91,00,000 as a joining and annual maintenance fee? This is where <a href=\"https:\/\/piceapp.com\/blogs\/best-lifetime-free-credit-cards-in-india\/\">lifetime free credit cards<\/a> come into play. With them, you can easily avoid paying these fees.<\/p>\n\n\n\n<p>HSBC offers its customers two lifetime free credit card options. It includes the Visa Platinum Credit Card and the RuPay Platinum Credit Card. With these cards, you can enjoy rewards and perks while maintaining a good cash flow.<\/p>\n\n\n\n<p>Keep reading to know more about the <strong>HSBC lifetime free credit card<\/strong> and how it can benefit you or your business!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#list-of-2-hsbc-lifetime-free-credit-cards\">List of 2 HSBC Lifetime Free Credit Cards<\/a><\/li><li><a href=\"#fee-and-charges-for-hsbc-lifetime-free-credit-card\">Fee and Charges for HSBC Lifetime Free Credit Card<\/a><\/li><li><a href=\"#eligibility-criteria-to-get-an-hsbc-lifetime-free-credit-card\">Eligibility Criteria to Get an HSBC Lifetime Free Credit Card<\/a><\/li><li><a href=\"#how-to-apply-for-an-hsbc-lifetime-free-credit-card\">How to Apply for an HSBC Lifetime Free Credit Card?<\/a><\/li><li><a href=\"#how-can-msm-es-take-advantage-of-an-hsbc-lifetime-free-credit-card\">How Can MSMEs Take Advantage of an HSBC Lifetime Free Credit Card?<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"list-of-2-hsbc-lifetime-free-credit-cards\"><strong>List of 2 HSBC Lifetime Free Credit Cards<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>HSBC Visa Platinum Credit Card<\/strong><\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-Visa-Platinum-Credit-Card-1-1024x683.png\" alt=\"HSBC Visa Platinum Credit Card\" class=\"wp-image-81332 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-Visa-Platinum-Credit-Card-1-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-Visa-Platinum-Credit-Card-1-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-Visa-Platinum-Credit-Card-1-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-Visa-Platinum-Credit-Card-1-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-Visa-Platinum-Credit-Card-1.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<ul class=\"wp-block-list\">\n<li>Joining fee: \u20b9<strong>0<\/strong><\/li>\n\n\n\n<li>Annual\/Renewal Fee: \u20b9<strong>0<\/strong><\/li>\n\n\n\n<li>5X rewards up to 15,000 per year on annual spends above Rs. 4 lakh<\/li>\n\n\n\n<li>Redeem rewards for InterMiles, CV points, and British &amp; Etihad air miles<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The HSBC Visa Platinum Credit Card is a free lifetime credit card that <a href=\"https:\/\/www.questionpro.com\/blog\/target-customer\/\" target=\"_blank\" rel=\"noopener\">targets customers<\/a> who want to enjoy benefits for their lifestyle spending. <\/p>\n\n\n\n<p>This credit card is available in some of the select cities of India to Indian residents only.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit<\/strong><\/li>\n<\/ul>\n\n\n\n<p>You can get a complete reward package when you join, including 2,000 reward points after spending \u20b95,000 within the first 30 days. <\/p>\n\n\n\n<p>Moreover, you also get a 3-month Swiggy One membership and a \u20b9250 Amazon eGift Card for a successful online application and verification.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Basic Reward Points<\/strong><\/li>\n<\/ul>\n\n\n\n<p>You can earn 2 reward points for every \u20b9150 spent on everyday purchases that you make with your HSBC Visa Platinum Credit Card.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accelerated Reward Points<\/strong><\/li>\n<\/ul>\n\n\n\n<p>You can get 6 times the usual reward points on hotels, flights, and car rentals.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Air Miles Conversion<\/strong><\/li>\n<\/ul>\n\n\n\n<p>With the benefit of conversion, you can easily convert your reward points into air miles. <\/p>\n\n\n\n<p>You can do this through the HSBC India Mobile Banking app and book flights with Air India, Etihad Airways, British Airways, and Singapore Airlines.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fuel Surcharges Waiver<\/strong><\/li>\n<\/ul>\n\n\n\n<p>With this, you can save more on your fuel expenses. Get up to \u20b9250 per month on fuel spends between \u20b9400 and \u20b94,000. <\/p>\n\n\n\n<p>Additionally, you can also get \u20b9250 cashback per quarter when you pay for fuel using the c<a href=\"https:\/\/www.android.com\/intl\/en_in\/articles\/what-is-tap-to-pay\/\" target=\"_blank\" rel=\"noopener\">ontactless tap-and-pay feature.<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Complementary Rewards<\/strong><\/li>\n<\/ul>\n\n\n\n<p>With the complimentary 12-month Times Prime subscription, you can unlock premium memberships, such as Discovery+, Uber One, and JioHotstar. Additionally, you can also get free flight seat selections twice a year on domestic MakeMyTrip bookings and 15% hotel cashback via the MakeMyTrip Wallet.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>HSBC RuPay Platinum Credit Card<\/strong><\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-RuPay-Platinum-Credit-Card-1024x682.jpg\" alt=\"HSBC RuPay Platinum Credit Card\" class=\"wp-image-81663 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-RuPay-Platinum-Credit-Card-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-RuPay-Platinum-Credit-Card-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-RuPay-Platinum-Credit-Card-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-RuPay-Platinum-Credit-Card-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/HSBC-RuPay-Platinum-Credit-Card.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<ul class=\"wp-block-list\">\n<li>Joining fee: \u20b9<strong>0<\/strong><\/li>\n\n\n\n<li>Annual\/Renewal Fee: \u20b9<strong>0<\/strong><\/li>\n\n\n\n<li>UPI-linked Credit Card Benefits<\/li>\n\n\n\n<li>Multiple redemption options, including miles conversion<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>This credit card targets individuals who prefer making digital or UPI payments. This card offers international access through the JCB network, allowing users to make payments and withdraw cash in many different countries.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Benefit<\/strong><\/li>\n<\/ul>\n\n\n\n<p>You get \u20b9500 cashback on spending \u20b95,000 within the first 30 days. Moreover, you receive a \u20b9250 Amazon eGift Voucher and unlock a complimentary two-month EazyDiner membership.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>UPI Integration<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The HSBC RuPay Platinum Credit Card offers UPI integration. Moreover, each UPI transaction with this card also earns you reward points.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>International Access<\/strong><\/li>\n<\/ul>\n\n\n\n<p>With this card under the JCB network, you can get international access across more than 160 countries and regions. This card also offers secure transactions and ATM withdrawals.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fuel Surcharge Waiver<\/strong><\/li>\n<\/ul>\n\n\n\n<p>In a year, you can save up to \u20b93,000 with this card\u2019s fuel surcharge waiver. The waiver applies to fuel transactions between \u20b9400 and \u20b94,000, capped at \u20b9250 per month.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Reward Points and Conversion<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The HSBC RuPay Platinum Credit Card offers 2 reward points for every \u20b9150 spent. You can easily convert these points into air miles or hotel loyalty points using the HSBC India Mobile Banking app.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Shopping and Travel Benefit<\/strong><\/li>\n<\/ul>\n\n\n\n<p>You can enjoy 10% off on Swiggy Instamart grocery deliveries above \u20b9500, 10% off up to \u20b91,000 on Tira beauty and<a href=\"https:\/\/zymocosmetics.com\/the-psychology-of-skincare-the-science-of-skincare-spending\/\" target=\"_blank\" rel=\"noopener\"> skincare purchases<\/a> above \u20b92,499 every Wednesday, and 5% savings on Paytm bill payments for utilities, broadband, or gas. <\/p>\n\n\n\n<p>For travel, this card offers discounts of up to \u20b96,000 on flights and hotel bookings through Cleartrip.<\/p>\n\n\n\n<p>Also read: <a href=\"https:\/\/piceapp.com\/blogs\/yes-bank-credit-card\/\">Best Yes Bank Credit Card<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fee-and-charges-for-hsbc-lifetime-free-credit-card\"><strong>Fee and Charges for HSBC Lifetime Free Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Joining Fee<\/strong><\/td><td>NIL<\/td><\/tr><tr><td><strong>Annual Fee<\/strong><\/td><td>NIL<\/td><\/tr><tr><td><strong>Free Credit Period<\/strong><\/td><td>Up to 48 days<\/td><\/tr><tr><td><strong>Finance Charges<\/strong><\/td><td>3.75% per month<\/td><\/tr><tr><td><strong>Late Payment Fee<\/strong><\/td><td>100% of the Minimum Payment Due (MPD) (minimum of \u20b9250 and maximum of \u20b91,200 per month)<\/td><\/tr><tr><td><strong>Foreign Currency Transactions Charges<\/strong><\/td><td>3.5%<\/td><\/tr><tr><td><strong>Transaction fee for cash withdrawal at ATMs (overseas)<\/strong><\/td><td>\u20b9100<\/td><\/tr><tr><td><strong>Transaction fee for cash withdrawal at non-HSBC ATMs (India)<\/strong><\/td><td>NIL<\/td><\/tr><tr><td><strong>Over Limit Fee<\/strong><\/td><td>2.5% of the over limit amountor \u20b9500 (whichever is higher) + applicable GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Never miss a payment again and avoid late payment fees! Set automatic reminders for your HSBC credit card bills and track expenses seamlessly with the PICE app. <\/em><a href=\"https:\/\/piceapp.com\/\"><em>Download now<\/em><\/a><em> for smarter financial control.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"eligibility-criteria-to-get-an-hsbc-lifetime-free-credit-card\"><strong>Eligibility Criteria to Get an HSBC Lifetime Free Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Citizenship<\/strong><\/td><td>Indian<\/td><\/tr><tr><td><strong>Age Requirement<\/strong><\/td><td>Between 18 and 65 years old<\/td><\/tr><tr><td><strong>Income Requirement<\/strong><\/td><td>Minimum annual income of \u20b96,00,000 for salaried individuals<\/td><\/tr><tr><td><strong>Location Requirement<\/strong><\/td><td>Delhi National Capital Region (NCR)<br>Mumbai, Bangalore, Chennai, Hyderabad, Pune, Noida, Gurgaon, Coimbatore, Kochi, Jaipur, Kolkata, Chandigarh, and Ahmedabad<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-apply-for-an-hsbc-lifetime-free-credit-card\"><strong>How to Apply for an HSBC Lifetime Free Credit Card?<\/strong><\/h2>\n\n\n\n<p>After checking the eligibility criteria, if you qualify and want to apply for an <strong>HSBC lifetime free credit card<\/strong>, then you can follow the following steps:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 1<\/strong>: Decide which lifetime credit cards you want to apply for. Evaluate your needs and match them with the rewards and perks of the card.<\/li>\n\n\n\n<li><strong>Step 2<\/strong>: Visit the website for that card on the HSBC website and navigate to the \u2018Apply for XX Card\u2019 section.<\/li>\n\n\n\n<li><strong>Step 3<\/strong>: You will be faced with a 6-step process of application. Read all of the instructions carefully and start the process.<\/li>\n\n\n\n<li><strong>Step 4<\/strong>: Fill in your name as per your Aadhaar card, mobile number, email address, and other info. Click on Generate OTP.<\/li>\n\n\n\n<li><strong>Step 5<\/strong>: Fill in your personal details and employment details.<\/li>\n\n\n\n<li><strong>Step 6<\/strong>: Review all of the details that you have filled in and rectify any errors.<\/li>\n\n\n\n<li><strong>Step 7<\/strong>: Add the additional details the page asks for.<\/li>\n\n\n\n<li><strong>Step 8<\/strong>: Read and agree to the terms and conditions and click on Submit.<\/li>\n<\/ul>\n\n\n\n<p>Please note that customers of HSBC who have a savings or current account can apply for an <strong>HSBC lifetime free credit card<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-can-msm-es-take-advantage-of-an-hsbc-lifetime-free-credit-card\"><strong>How Can MSMEs Take Advantage of an HSBC Lifetime Free Credit Card?<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Zero Operating Cost<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Unlike many business or corporate cards, a lifetime free card carries no annual fees, which directly reduces a small business&#8217;s expenses. <\/p>\n\n\n\n<p>Moreover, MSMEs can acquire the card without any joining fees, ensuring there is no initial <a href=\"https:\/\/www.edelweisslife.in\/blogs\/financial-planning-for-family\/the-financial-burden-your-family-will-have-to-face\" target=\"_blank\" rel=\"noopener\">financial burden <\/a>to begin using it.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Improved Working Capital Management<\/strong><\/li>\n<\/ol>\n\n\n\n<p>You can benefit from an interest-free period of up to 48 days on purchases. This helps manage your working capital more effectively, allowing you to pay suppliers later while retaining cash for other business needs. <\/p>\n\n\n\n<p>On top of this, you can also convert significant expenses over \u20b92,000 into affordable EMIs. This helps manage cash flow when buying electronics, machinery, or other high-value assets.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Appropriate Use of Rewards<\/strong><\/li>\n<\/ol>\n\n\n\n<p>You can use the card for everyday business expenses, which comes with the return of reward points. You can later use these points in shopping, travel, or anything else related to your business. <\/p>\n\n\n\n<p>Moreover, perks such as a fuel surcharge waiver can help delivery or transport-based businesses.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Increased Control<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Finally, you can enjoy free card replacements within 24 hours of reporting a lost or stolen card anywhere in the world. This proves to be critical and acts as a layer of security for the business. <\/p>\n\n\n\n<p>Moreover, this also ensures minimal disruption to <a href=\"https:\/\/dealhub.io\/glossary\/business-operations\/\" target=\"_blank\" rel=\"noopener\">business operations.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>The <strong>HSBC<\/strong> <strong>lifetime<\/strong> <strong>free<\/strong> <strong>credit<\/strong> <strong>card<\/strong> includes the HSBC Visa Platinum Credit Card and the HSBC RuPay Platinum Credit Card. Small businesses can use these credit cards to enjoy several benefits, such as reward points, fuel surcharge waiver, travel and shopping benefits, and more. <\/p>\n\n\n\n<p>You can easily apply online to get one of these credit cards.<\/p>\n\n\n\n<p><em>If you are wondering how to get the maximum advantage of using these HSBC credit cards, just download the Pice app. Make HSBC <\/em><a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\"><em>credit card bill payments<\/em><\/a><em> without any delay and keep track of other business payments as well, all in one place!<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1763706584049\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there any other charge on the HSBC lifetime free credit card in India?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>For the HSBC lifetime free credit cards, both the joining fee and the annual fee are NIL. However, there are other applicable charges on these HSBC credit cards, such as finance charges, late payment fees, foreign currency transaction charges, and others.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1763706619188\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are lifetime free credit cards worth it?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>HSBC lifetime free credit cards are the best if you want to enjoy the benefits of a credit card without worrying about paying the annual maintenance fee to the issuer.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1763706648871\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">\u00a0Can I use an HSBC lifetime free credit card to manage my business expenses?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you can use an <strong>HSBC lifetime free credit card<\/strong> to manage your business expenses. With the Pice app, you can categorise and analyse your business transactions separately as well.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1763706675007\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can HSBC&#8217;s lifetime free credit cards help frequent online shoppers or travellers?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Both the HSBC lifetime free credit cards, HSBC Visa Platinum and RuPay Platinum, offer rewards on online shopping, travel bookings, and dining. This can help you save a lot if you are a frequent online shopper or traveller.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1763706725887\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I reduce the chances of late fees or interest for the HSBC lifetime free credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Late payment charges can be as high as \u20b91,200 for missed due dates in a month. With the Pice app, you set smart payment reminders and also automate your HSBC credit card bill payments. This way, you will never miss your credit card payment deadlines.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Did you know some credit cards can charge you over \u20b91,00,000 as a joining and annual maintenance fee? This is where lifetime free credit cards come into play. With them, you can easily avoid paying these fees. HSBC offers its customers two lifetime free credit card options. It includes the Visa Platinum Credit [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":81664,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-81569","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81569","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=81569"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81569\/revisions"}],"predecessor-version":[{"id":81674,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81569\/revisions\/81674"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/81664"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=81569"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=81569"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=81569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}