{"id":81974,"date":"2025-12-02T15:29:58","date_gmt":"2025-12-02T09:59:58","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=81974"},"modified":"2025-12-02T15:30:01","modified_gmt":"2025-12-02T10:00:01","slug":"federal-bank-lifetime-free-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/federal-bank-lifetime-free-credit-card\/","title":{"rendered":"Federal Bank Lifetime Free Credit Card: Features, Eligibility &amp; More"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Federal Bank offers lifetime free credit cards with no annual fee.<\/li>\n\n\n\n<li>Eligibility criteria include age and good credit history.<\/li>\n\n\n\n<li>These cards are available for both residents and NRIs.<\/li>\n\n\n\n<li>PAN card, Aadhaar card and 3 months\u2019 bank statement are required during the application process.&nbsp;<\/li>\n\n\n\n<li>These cards are considered non-transferable, bank property and not valid for Bhutan\/Nepal foreign currency payments.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Are you a frequent traveller, movie buff or someone looking for valuable rewards? Federal Bank\u2019s Lifetime Free Credit Cards could be your perfect companion. <\/p>\n\n\n\n<p>With no annual fees and exciting features like lounge access, fuel waivers and exclusive shopping benefits, these cards offer unmatched value.&nbsp;<\/p>\n\n\n\n<p>Dive in to discover more about the <strong>Federal Bank lifetime free credit card<\/strong>!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#top-4-federal-bank-lifetime-free-credit-cards-to-choose-in-2025\">Top 4 Federal Bank Lifetime Free Credit Cards to Choose in 2025\u00a0<\/a><ul><li><a href=\"#explore-other-banks-lifetime-free-credit-card-offers\">Explore Other Banks\u2019 Lifetime Free Credit Card Offers<\/a><\/li><\/ul><\/li><li><a href=\"#what-are-the-basic-eligibility-criteria-to-get-federal-bank-lifetime-free-credit-cards\">What Are the Basic Eligibility Criteria to Get Federal Bank Lifetime Free Credit Cards?<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"top-4-federal-bank-lifetime-free-credit-cards-to-choose-in-2025\"><strong>Top 4 Federal Bank Lifetime Free Credit Cards to Choose in 2025&nbsp;<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Federal Bank Scapia Credit Card<\/strong><\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Scapia-Federal-Card-image.webp\" alt=\"Scapia Federal Bank Credit Card\" class=\"wp-image-82056 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Scapia-Federal-Card-image.webp 500w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Scapia-Federal-Card-image-300x300.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Scapia-Federal-Card-image-150x150.webp 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Federal Bank partnered with Scapia Technologies to launch this co-branded credit card.<\/p>\n<\/div><\/div>\n\n\n\n<p>This credit card is ideal for <a href=\"https:\/\/medium.com\/bygoneclues\/5-signs-you-are-a-true-travel-enthusiast-78e1e648c5ef\" target=\"_blank\" rel=\"noopener\">travel enthusiasts<\/a> and offers a lot of attractive rewards for travel-related spending.<\/p>\n\n\n\n<p><strong>Features<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get unlimited domestic lounge access, spa and shopping rewards, upon spending \u20b915,000 on Rupay or \u20b910,000 on VISA per month.<\/li>\n\n\n\n<li>Get up to 10% rewards on every applicable online and offline spend.<\/li>\n\n\n\n<li>For each reward that you earn for spending, you get 1 Scapia coin. You can use these for instant redemption on hotels, flights and bus bookings.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>Note<\/em><\/strong><em>: 5 Scapia coins equate to \u20b91.<\/em><\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Federal Celesta Credit Card<\/strong><\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Celesta-Credit-Card.webp\" alt=\"\" class=\"wp-image-82073 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Celesta-Credit-Card.webp 500w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Celesta-Credit-Card-300x300.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Celesta-Credit-Card-150x150.webp 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>In the case of Celesta, the <strong>Federal Bank lifetime free credit card benefits <\/strong>cater to lifestyle, entertainment and travel needs.<\/p>\n<\/div><\/div>\n\n\n\n<p> It comes with a competitive Annual Percentage Rate (APR) starting at 0.69% per month (8.28% per annum).<\/p>\n\n\n\n<p><strong>Features<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Benefit from 1% fuel surcharge waiver at all fuel stations across India.<\/li>\n\n\n\n<li>Get Buy One Get One offers on booking INOX movie tickets once per month.<\/li>\n\n\n\n<li>Get a digital Amazon voucher worth \u20b9600 on making a minimum spend of \u20b910,000 within the first 30 days.<\/li>\n\n\n\n<li>Upon making purchases of \u20b960,000 or more in a single quarter, enjoy 2 domestic lounge visits for the next quarter.<\/li>\n\n\n\n<li>This credit card provides 2 international lounge accesses in a year.<\/li>\n<\/ul>\n\n\n\n<p>Suggested to read: <a href=\"https:\/\/piceapp.com\/blogs\/federal-bank-credit-card-lounge-access\/\">Federal Bank Credit Card Lounge Access <\/a><\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Federal Bank Signet Credit Card<\/strong><\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"645\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Signet-Credit-Card-1024x645.jpg\" alt=\"\" class=\"wp-image-82075 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Signet-Credit-Card-1024x645.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Signet-Credit-Card-300x189.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Signet-Credit-Card-150x94.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Signet-Credit-Card-768x484.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Signet-Credit-Card-1536x967.jpg 1536w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Signet-Credit-Card.jpg 1782w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>If you check the <strong>Federal Bank lifetime free credit card review<\/strong>, you will see that the Signet credit card is ideal for people who prioritise spending on shopping, clothing and entertainment.&nbsp;<\/p>\n<\/div><\/div>\n\n\n\n<p><strong>Features<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>On spending \u20b920,000 or more in a single quarter, you get 1 domestic lounge access, which is complimentary in the next quarter.<\/li>\n\n\n\n<li>Get complimentary Swiggy vouchers on a minimum spend of \u20b920,000 in a single quarter.<\/li>\n\n\n\n<li>Get a \u20b9200 Amazon voucher as a welcome benefit on making a minimum spend of \u20b93000 within the first 30 days of availing the card.<\/li>\n<\/ul>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Federal Bank Imperio Credit Card<\/strong><\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"317\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Imperio-Credit-Card.webp\" alt=\"\" class=\"wp-image-82076 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Imperio-Credit-Card.webp 500w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Imperio-Credit-Card-300x190.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Federal-Bank-Imperio-Credit-Card-150x95.webp 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>This supplementary <strong>Federal bank lifetime free credit card <\/strong>is more suited for individuals who are students or have just got their first job.<\/p>\n<\/div><\/div>\n\n\n\n<p><strong>Features<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get a digital Amazon voucher worth \u20b9400 by doing a minimum spend of \u20b95,000 within the first 30 days.<\/li>\n\n\n\n<li>Avail a Buy One Get One offer on tickets at INOX every quarter.<\/li>\n\n\n\n<li>This credit card offers a 1% fuel surcharge waiver across all fuel stations across India.<\/li>\n\n\n\n<li>Get complimentary Big Basket vouchers on spending of \u20b950,000 (in a quarter).&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"explore-other-banks-lifetime-free-credit-card-offers\"><strong>Explore Other Banks\u2019 Lifetime Free Credit Card Offers<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><a href=\"https:\/\/piceapp.com\/blogs\/union-bank-lifetime-free-credit-card\/\">Union Bank Lifetime Free Credit Card<\/a><\/td><td><a href=\"https:\/\/piceapp.com\/blogs\/top-indian-bank-lifetime-free-credit-cards\/\">Indian Bank Lifetime Free Credit Card<\/a><\/td><td><a href=\"https:\/\/piceapp.com\/blogs\/axis-bank-lifetime-free-credit-card\/\">Axis Lifetime Free Credit Card<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-basic-eligibility-criteria-to-get-federal-bank-lifetime-free-credit-cards\"><strong>What Are the Basic Eligibility Criteria to Get Federal Bank Lifetime Free Credit Cards?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Age: <\/strong>An applicant should be at least 21 years old to get a Federal Bank lifetime free credit card.&nbsp;<\/li>\n\n\n\n<li><strong>Nationality: <\/strong>These credit cards are available for both Indian residents and NRIs (Non-Residents of India).<\/li>\n\n\n\n<li><strong>Credit History: <\/strong>Having a good credit history also increases the chances of a successful credit card application.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><em>Pay and manage your Federal Bank <\/em><a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\"><em>credit card bill<\/em><\/a><em> all in one place, with Pice. Download the app now!&nbsp;<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"terms-and-conditions-associated-with-federal-bank-lifetime-credit-cards\"><strong>Terms and Conditions Associated with Federal Bank Lifetime Credit Cards<\/strong><\/h3>\n\n\n\n<p>While opting for a Federal Bank lifetime free credit card, these rules apply mandatorily to applicants. They are governed by the <a href=\"https:\/\/www.rbi.org.in\/\" target=\"_blank\" rel=\"noopener\">Reserve Bank of India:&nbsp;<\/a><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The card is not transferable and needs to be safeguarded from any misuse by keeping it retained under personal custody or control.<\/li>\n\n\n\n<li>Credit cards are part of the property of a bank and need to be surrendered or produced to the bank without delay when demanded.<\/li>\n\n\n\n<li>The Federal Bank credit cards cannot be used for making payments in the foreign currencies of Bhutan or Nepal.<\/li>\n<\/ol>\n\n\n\n<p>There are other terms and conditions which are applicable. If you want to get the full list, visit the <a href=\"https:\/\/www.federalbank.co.in\/credit-cards-terms-and-conditions\" target=\"_blank\" rel=\"noopener\">official site<\/a> of Federal Bank to get more details.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>The <strong>Federal Bank lifetime free credit card <\/strong>combines exceptional perks with ease of access, offering you a world of rewards. From international lounge visits to cashback on everyday purchases, there is a card for everyone. Apply now and start enjoying the benefits today!<\/p>\n\n\n\n<p><em>If you are an existing user, link your Federal Bank card in the <\/em><a href=\"https:\/\/piceapp.com\/\"><em>Pice app<\/em><\/a><em> for seamless payments and smart benefit tracking!<\/em><\/p>\n\n\n\n<p>FAQs<\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1764138510433\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the credit limit of Federal Bank Lifetime Free credit cards?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The maximum credit limit actually varies based on the type of card. The credit limit is selected by the Federal Bank after assessing your application.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764138523537\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Which documents are required when applying for a Federal Bank credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>When applying for a Federal Bank credit card, you will need to provide a few important documents. These include PAN Card, Aadhaar Card and a PDF of the bank statement for the prior three months.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764138536819\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How to apply for a Federal Bank Lifetime free credit card online?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply for a Federal credit card online by following these steps:<br \/>First, head over to their official site.<br \/>Scroll down and you will notice the button for applying for a credit card. There will also be a button marked as &#8216;Know More&#8217;. Click on that.<br \/>Next, you will get a wide selection of credit cards.<br \/>If it is your preferred credit card option, click on &#8216;Apply Online&#8217;.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764138544970\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Can I withdraw cash by using a Federal Bank credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can withdraw cash by using your Federal credit card through both international and domestic ATMs. However, the bank will charge you an advance fee according to the transaction amount you withdraw.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Are you a frequent traveller, movie buff or someone looking for valuable rewards? Federal Bank\u2019s Lifetime Free Credit Cards could be your perfect companion. With no annual fees and exciting features like lounge access, fuel waivers and exclusive shopping benefits, these cards offer unmatched value.&nbsp; Dive in to discover more about the Federal [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":82332,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-81974","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81974","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=81974"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81974\/revisions"}],"predecessor-version":[{"id":82334,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/81974\/revisions\/82334"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82332"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=81974"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=81974"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=81974"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}