{"id":82852,"date":"2025-12-10T22:14:43","date_gmt":"2025-12-10T16:44:43","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82852"},"modified":"2025-12-10T22:14:47","modified_gmt":"2025-12-10T16:44:47","slug":"hdfc-irctc-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/hdfc-irctc-credit-card\/","title":{"rendered":"HDFC IRCTC Credit Card\u2014For Frequent Train Travellers"},"content":{"rendered":"\n
Key Takeaways<\/strong>:<\/p>\n\n\n\n The HDFC IRCTC Credit Card<\/strong> is a co-branded card designed specifically for frequent railway travellers who book through IRCTC. This credit card offers up to 5% cashback on booking of train tickets. Read on to know more about what all this credit card entails.<\/p>\n\n\n\n Note<\/strong>: The value of 1 reward point is \u20b91 for train ticket bookings.<\/p>\n\n\n\n Apart from reward points and value back on IRCTC booking, the HDFC IRCTC Credit Card<\/strong> also provides these other benefits:<\/p>\n\n\n\n Follow these steps to successfully apply for a HDFC IRCTC credit card:<\/strong> <\/p>\n\n\n\n After activation of your HDFC IRCTC Bank credit card, you will be able to link your 11-digit loyalty number with the card. You need to use the same mobile number, email ID and date of birth which you provided during your application for this credit card. <\/p>\n\n\n\n Then you need to follow these steps:<\/p>\n\n\n\n Pay your credit card bills easily with the Pice app. Download it today!<\/em><\/p>\n\n\n\n Footnote<\/strong>:<\/p>\n\n\n\n Complimentary access to the IRCTC Executive Lounge allows you to enjoy 2 hours of lounge stay, access to changing rooms or washrooms, comfortable AC sitting arrangements, unlimited coffee and tea, charging points, free Wi-Fi, magazines and newspapers and 1 buffet meal (either breakfast, lunch or dinner).<\/p>\n\n<\/div>\n<\/div>\n The reward points are not transferable and cannot be combined with accrued points on any other HDFC card account.<\/p>\n\n<\/div>\n<\/div>\n You can withdraw cash with this credit card at any ATM. However, remember that HDFC IRCTC credit card <\/strong>charges a cash advance fee of 2.5% on the transaction amount or a minimum of \u20b9500 (whichever is more).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":" Key Takeaways: The HDFC IRCTC Credit Card is a co-branded card designed specifically for frequent railway travellers who book through IRCTC. This credit card offers up to 5% cashback on booking of train tickets. Read on to know more about what all this credit card entails. Key Privileges of the HDFC IRCTC Credit Card Note: […]<\/p>\n","protected":false},"author":8,"featured_media":82891,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82852","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82852"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82852\/revisions"}],"predecessor-version":[{"id":82890,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82852\/revisions\/82890"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82891"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
Key Privileges of the HDFC IRCTC Credit Card<\/strong><\/h2>\n\n\n\n
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Other HDFC IRCTC Credit Card Benefits<\/strong><\/h2>\n\n\n\n
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Applicable Fees and Charges of HDFC IRCTC Credit Card<\/strong><\/h2>\n\n\n\n
Type of Fees and Charges <\/strong><\/td> Amount (excluding GST)<\/strong><\/td><\/tr> Joining and Renewal Membership Fee<\/td> \u20b9500 + applicable taxes<\/td><\/tr> Finance Charges <\/td> 3.75% (monthly) and 45.0% (annually) <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n Eligibility Criteria of the HDFC IRCTC Credit Card<\/strong><\/h2>\n\n\n\n
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Process to Apply for the HDFC IRCTC Credit Card<\/strong><\/h2>\n\n\n\n
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Steps to Link Your HDFC IRCTC Credit Card Loyalty Number with IRCTC Login<\/strong><\/h2>\n\n\n\n
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HDFC IRCTC Credit Card: Who is it Ideal For?<\/strong><\/h2>\n\n\n\n
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FAQs<\/strong><\/h3>\n\n\n
What types of facilities will I get in the IRCTC Executive Lounge?<\/h3>\n
Can I transfer my reward points to my HDFC IRCTC credit card?<\/h3>\n
Can I withdraw cash through the HDFC IRCTC credit card?<\/h3>\n