{"id":82894,"date":"2025-12-11T20:36:06","date_gmt":"2025-12-11T15:06:06","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82894"},"modified":"2025-12-11T20:36:10","modified_gmt":"2025-12-11T15:06:10","slug":"hdfc-infinia-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/hdfc-infinia-credit-card\/","title":{"rendered":"HDFC Infinia Credit Card &#8211; Features, Benefits, Eligibility"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 5 Reward Points per \u20b9150 and 10x Points on SmartBuy.<\/li>\n\n\n\n<li>Enjoy \u20b91 per point on flights, hotels, Apple products and Tanishq vouchers.<\/li>\n\n\n\n<li>Receive \u20b93 crore air accidental cover and \u20b950 lakh overseas medical cover.<\/li>\n\n\n\n<li>Reward redemptions are capped at 2 lakh points per cycle.<\/li>\n\n\n\n<li>Travel and Airmile redemptions are capped at 1.5 lakh points monthly.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Metal Credit Cards offer a premium experience with rare access, and the <strong>HDFC Infinia credit card<\/strong> is one of the most exclusive options in this segment. It offers elite benefits that only select customers receive.<\/p>\n\n\n\n<p>Since <strong>HDFC Infinia credit card eligibility<\/strong> is invite-based, the bank reviews your profile and contacts you directly if you qualify. Once the card is activated, you receive 12,500 Reward Points as a welcome benefit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>All About HDFC Bank Infinia Reward Points<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"197\" height=\"125\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/HDFC-Infinia-Credit-Card.webp\" alt=\"HDFC Infinia Credit Card\" class=\"wp-image-83043 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/HDFC-Infinia-Credit-Card.webp 197w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/HDFC-Infinia-Credit-Card-150x95.webp 150w\" sizes=\"auto, (max-width: 197px) 100vw, 197px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>You earn 5 Reward Points for every \u20b9150 spent. The same rate applies to retail spends, including insurance, utilities and education. <\/p>\n<\/div><\/div>\n\n\n\n<p>Spending through SmartBuy earns 10x Reward Points, making it the fastest way to build a large balance.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Reward Point Value<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Each Reward Point holds strong value across premium categories.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Apple products and Tanishq vouchers on SmartBuy give \u20b91 per point.<\/li>\n\n\n\n<li>Flights and hotel bookings also offer \u20b91 per point.<\/li>\n\n\n\n<li>Airmile conversions give 1 Airmile per point.<\/li>\n\n\n\n<li>Products and vouchers provide up to \u20b90.35 per point.<\/li>\n\n\n\n<li>Cashback redemptions offer up to \u20b90.30 per point.<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Redemption Limits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The programme allows redemption of up to 2 lakh points per statement cycle. Travel and Airmiles redemptions carry a cap of 1.5 lakh points per month. For Apple and Tanishq purchases, points can cover up to 70% of the bill value.<\/p>\n\n\n\n<p><strong><em>Note:<\/em><\/strong><em> Cashback redemptions hold a monthly limit of 50,000 points. You can check out the <\/em><a href=\"https:\/\/www.hdfc.bank.in\/content\/dam\/hdfcbankpws\/in\/en\/personal-banking\/discover-products\/cards\/credit-cards\/infinia-credit-card\/infinia2.pdf\" target=\"_blank\" rel=\"noopener\"><em>terms and conditions<\/em><\/a><em> to get the best value.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Infinia Credit Card Benefits<\/strong><\/h2>\n\n\n\n<p>The card offers a 1% fuel surcharge waiver across India, a simple benefit that adds instant value to routine spends.<\/p>\n\n\n\n<p>Beyond this, the Infinia range brings a set of premium advantages built for high-end travel and lifestyle needs.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Luxury Stay Benefits:<\/strong> Enjoy Club Marriott membership for the first year, with up to 25% discounts on dining and stays across the Asia\u2013Pacific region. Get a 3-night stay for the price of 2 at select ITC Hotels.<\/li>\n\n\n\n<li><strong>Airport Lounge Access:<\/strong> Access unlimited complimentary lounges within India using the Infinia Card. Outside India, enjoy 1,000+ <a href=\"https:\/\/www.prioritypass.com\/\" target=\"_blank\" rel=\"noopener\">international lounges with Priority Pass<\/a> for both primary and add-on users.<\/li>\n\n\n\n<li><strong>Golf Privileges:<\/strong> Play unlimited complimentary golf games at top courses in India and select international destinations.<\/li>\n\n\n\n<li><strong>Lifestyle and Dining:<\/strong> Get a flat 15% off at over 35,000 restaurants via Swiggy Dineout. Enjoy customised travel and entertainment support through Global Concierge Assistance.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Infinia Credit Card Airport Lounge Access Program<\/strong><\/h2>\n\n\n\n<p>Lounge Access within India is granted by swiping the <strong>HDFC Infinia Credit Card<\/strong> at the lounge counter. Visa users pay a small \u20b92 transaction fee per visit.<\/p>\n\n\n\n<p>Priority Pass lets primary and add-on holders access lounges worldwide. International entry is complimentary. The pass must be shown at the gate. Guest visits are billed at $27 + GST.<\/p>\n\n\n\n<p><em>Make the most of this card but what about managing the bill? Download the Pice App, where all your credit cards stay organised on one dashboard and your statements are just a few clicks away.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Insurance Benefits by HDFC Bank Infinia Credit Card<\/strong><\/h2>\n\n\n\n<p>The <strong>HDFC Infinia card benefits<\/strong> include a strong insurance package that protects you during travel and emergencies. All covers activate once you use the card for the first time.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Core Protection<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accidental Death Cover: <\/strong>\u20b93 crore for air accident cases<\/li>\n\n\n\n<li><strong>Medical Emergency Cover:<\/strong> Up to \u20b950 lakh for overseas hospitalisation<\/li>\n\n\n\n<li><strong>Credit Shield:<\/strong> Up to \u20b99 lakh on outstanding dues in case of accidental death or permanent disability<\/li>\n\n\n\n<li><strong>Lost Card Liability:<\/strong> Protection up to \u20b99 lakh for the primary cardholder<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Claim and Conditions<\/strong><\/li>\n<\/ol>\n\n\n\n<p>You must report the claims within 60 days and documents must reach HDFC ERGO within 130 days. Travel insurance applies only to international trips starting from India and is valid for a maximum of 30 days.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Infinia Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>Being a part of the premium lineup, the <strong>HDFC Infinia Credit Card<\/strong> comes with fees and charges that differ from regular cards.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Joining and Renewal Fees<\/td><td>\u20b912,500 + GST (Metal Edition)<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% (min \u20b9550)<\/td><\/tr><tr><td>Minimum Payment<\/td><td>5% or \u20b9200, whichever is higher<\/td><\/tr><tr><td>Finance Charges<\/td><td>1.99% monthly or 23.88% annually + GST<\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9100<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note:<\/strong> <em>The renewal fee is waived when total spends reach \u20b910 lakh within the card year before the renewal date.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Important Rules While Using the HDFC Infinia Metal Credit Card<\/strong><\/h2>\n\n\n\n<p>Reward Points will not apply on rent, property services or government payments. Rent made through third-party apps also attracts a 1% fee from the second transaction.<\/p>\n\n\n\n<p>Education payments earn points only when paid directly to schools or colleges, not through third-party apps.<\/p>\n\n\n\n<p>Other important things to keep in mind are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Grocery, utility and telecom rewards are each capped at 2,000 points per month.<\/li>\n\n\n\n<li>Travel redemptions, hotel bookings and Airmile transfers through SmartBuy are capped at 1,50,000 points per month.<\/li>\n\n\n\n<li>Cashback redemptions are limited to 50,000 points per month.<\/li>\n\n\n\n<li>Apple product redemptions on SmartBuy are limited to one product per quarter and Tanishq vouchers are capped at 50,000 points per quarter.<\/li>\n\n\n\n<li>International INR transactions attract a 1% conversion fee.<\/li>\n\n\n\n<li>A maximum of 2,00,000 Reward Points can be earned in a statement cycle.<\/li>\n<\/ol>\n\n\n\n<p><em>With so many rules to track, let someone else remember your <\/em><a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\"><em>credit card bill payments<\/em><\/a><em>. Download the Pice App and never miss a payment date again!<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765462866014\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What does a Club Marriott membership offer?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It gives access to exclusive benefits at Marriott hotels in India and the Asia-Pacific region. Members get up to 20% off on dining for groups of up to 10 guests.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765462884775\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are stay discounts included in Club Marriott membership?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Members get up to 20% off on Best Available Rates in India. The same discount applies to weekend stays at participating Marriott hotels across the Asia-Pacific region.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765462895541\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the HDFC Infinia credit card customer care number?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can reach support at 1800 1600 or 1800 2600 within India and +91 22 6160 6160 from overseas. Infinia and Infinia Metal users can also access the 24\u00d77 dedicated helpline listed on the official Infinia webpage.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765462905713\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a non-metal version of the HDFC credit card Infinia?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>HDFC does offer a non-metal Infinia edition that provides almost the same features and benefits. For full details, limits and conditions, you should check the Key Fact Statement and the Most Important Terms &amp; Conditions.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765462922158\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the annual and renewal fee of a non-metal HDFC Infinia credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The non-metal Infinia has its own fee structure. It carries an annual and renewal fee of \u20b910,000. The bank waives the renewal fee when yearly spending crosses \u20b98 lakh<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765462932774\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does the Infinia card offer a nomination facility for insurance benefits?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A nomination facility is available for all insurance covers. You can fill in the nominee details directly on the official HDFC Bank Infinia Credit Card website.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765462943259\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the dynamic currency conversion fee on the Infinia Metal card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The card applies a 2% markup on transactions done in foreign currency. This covers currency conversion and international processing charges.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Metal Credit Cards offer a premium experience with rare access, and the HDFC Infinia credit card is one of the most exclusive options in this segment. It offers elite benefits that only select customers receive. Since HDFC Infinia credit card eligibility is invite-based, the bank reviews your profile and contacts you directly if [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":83047,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82894","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82894"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82894\/revisions"}],"predecessor-version":[{"id":83044,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82894\/revisions\/83044"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83047"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}