{"id":83968,"date":"2026-01-02T13:59:19","date_gmt":"2026-01-02T08:29:19","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=83968"},"modified":"2026-01-02T13:59:23","modified_gmt":"2026-01-02T08:29:23","slug":"axis-bank-my-zone-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/axis-bank-my-zone-credit-card\/","title":{"rendered":"Maximise Deals with the Axis Bank My Zone Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Axis Bank My Zone credit card is ideal for shopping, dining and entertainment.<\/li>\n\n\n\n<li>Enjoy free SonyLIV Premium worth \u20b91,499 with spend-based renewal.<\/li>\n\n\n\n<li>Get monthly Swiggy, District and AJIO discounts.<\/li>\n\n\n\n<li>Earn EDGE Reward Points on every eligible spend.<\/li>\n\n\n\n<li>Low annual fee of \u20b9500 makes it a value-for-money card.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Axis Bank My Zone Credit Card is an entry-level card that fits daily lifestyle needs like shopping, dining and entertainment. It gives discount deals on Ajio, District and Swiggy.<\/p>\n\n\n\n<p>It also gives a free SonyLIV Premium annual plan worth \u20b91,499. Customers get the code by SMS within 45 days after the card is issued. The plan stays active if you spend \u20b91.5 lakh before the card anniversary year. This makes the Axis Bank MyZone Card a smart low-fee choice.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#exclusive-axis-bank-my-zone-credit-card-benefits\">Exclusive Axis Bank My Zone Credit Card Benefits<\/a><\/li><li><a href=\"#general-features-of-axis-bank-my-zone-card\">General Features of Axis Bank My Zone Card<\/a><\/li><li><a href=\"#axis-my-zone-credit-card-value-chart\">Axis My Zone Credit Card Value Chart<\/a><\/li><li><a href=\"#axis-bank-my-zone-credit-card-fees-and-charges\">Axis Bank My Zone Credit Card Fees and Charges<\/a><\/li><li><a href=\"#instant-loan-with-axis-bank-my-zone-credit-card\">Instant Loan with Axis Bank My Zone Credit Card<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"exclusive-axis-bank-my-zone-credit-card-benefits\"><strong>Exclusive Axis Bank My Zone Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-My-Zone-Rewards-1024x683.png\" alt=\"Exclusive Axis Bank My Zone Credit Card Benefits\" class=\"wp-image-83970\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-My-Zone-Rewards-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-My-Zone-Rewards-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-My-Zone-Rewards-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-My-Zone-Rewards-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-My-Zone-Rewards.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The card packs strong value across food, fashion and entertainment. You can enjoy a 100% discount on your second movie ticket on the District app with your Axis Bank My Zone Credit Card. Get up to \u20b9200 off each month with the code AXIS200.<\/p>\n\n\n\n<p>These perks set the tone for a wide range of benefits that follow:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Swiggy Food Offers:<\/strong> Get a flat \u20b9120 off on Swiggy on a minimum order of \u20b9500. Redeem the code two times each month per user ID. The discount stays capped at \u20b9120 per order.<\/li>\n\n\n\n<li><strong>EDGE REWARD Points:<\/strong> Earn 4 EDGE REWARD Points for every \u20b9200 you spend. Check the EDGE REWARDS Catalogue for all redemption options.<\/li>\n\n\n\n<li><strong>Annual Milestone Benefit:<\/strong> Get 1,000 EDGE REWARD Points after annual spends of \u20b91.5 lakh in your card anniversary year.<\/li>\n\n\n\n<li><strong>AJIO Offer:<\/strong> Save up to \u20b91,000 on AJIO on a minimum cart value of \u20b92,999 with the code AJIOAXISMZ.<\/li>\n\n\n\n<li><strong>Dining Program:<\/strong> Get up to \u20b91,000 off with the EazyDiner Axis Bank Dining Program across 10,000+ restaurants.<\/li>\n\n\n\n<li><strong>Wednesday Delight:<\/strong> Get mid-week deals every Wednesday. Save up to 15% on MakeMyTrip. Enjoy 10% off on Swiggy. Get 10% off up to \u20b91,000 on Tira.<\/li>\n<\/ol>\n\n\n\n<p><strong>Note:<\/strong> The bank checks your expenses 60 days after the anniversary to remove reversals. Eligible users receive the points within 90 days.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"general-features-of-axis-bank-my-zone-card\"><strong>General Features of Axis Bank My Zone Card<\/strong><\/h2>\n\n\n\n<p>The card adds value to routine spends while keeping every transaction safe. You get a 1% fuel surcharge waiver on fuel expenses across India. The benefit stays valid on transactions between \u20b9400 and \u20b94,000, with a maximum gain of \u20b9400 per statement cycle.<\/p>\n\n\n\n<p>This makes fuel costs easier to manage and sets a strong base for the features that follow.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Spend Securely:<\/strong> Use an EMV chip card with PIN protection. It lowers the risk of skimming and counterfeit fraud. Each swipe stays secure and reliable.<\/li>\n\n\n\n<li><strong>Convert Purchases to EMI:<\/strong> Turn any spend above \u20b91,500 into simple EMIs. Contact the bank and switch heavy bills into easy steps.<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> Get one <a href=\"https:\/\/www.axis.bank.in\/docs\/default-source\/default-document-library\/axis-bank-airport-lounge-access-program.pdf?sfvrsn=843429b3_5\" target=\"_blank\" rel=\"noopener\">complimentary lounge visit<\/a> each calendar quarter at select airports in India. Unlock this benefit after spending \u20b950,000 in the previous 3 months.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-my-zone-credit-card-value-chart\"><strong>Axis My Zone Credit Card Value Chart<\/strong><\/h2>\n\n\n\n<p>With the Axis Bank My Zone Credit Card, you can avail benefits worth \u20b912,999. Here is a clear picture of how you can do so:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Categories<\/strong><\/td><td><strong>Monthly Benefits<\/strong><\/td><td><strong>Annual Benefits<\/strong><\/td><\/tr><tr><td>AJIO (Once)<\/td><td>NA<\/td><td>\u20b94,000<\/td><\/tr><tr><td>Swiggy<\/td><td>\u20b9240<\/td><td>\u20b92,880<\/td><\/tr><tr><td>District (Movie Spends)<\/td><td>\u20b9200<\/td><td>\u20b92,400<\/td><\/tr><tr><td>Airport Lounge Access(Domestic)<\/td><td>NA<\/td><td>\u20b92,000<\/td><\/tr><tr><td>Sony Liv<\/td><td>NA<\/td><td>\u20b91,499<\/td><\/tr><tr><td>EDGE Rewards<\/td><td>\u20b950<\/td><td>\u20b9600<\/td><\/tr><tr><td>Fuel Spends (Assuming monthly spend is \u20b93,000)<\/td><td>30<\/td><td>\u20b9360<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Total Benefits in a Year:<\/strong> With yearly spends of \u20b91,50,000 on eligible MCC categories, you can unlock benefits worth up to \u20b910,039.<\/p>\n\n\n\n<p>\ud83d\udca1Keep a track of all your credit card bill payments by downloading the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a><em>!\u00a0<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-bank-my-zone-credit-card-fees-and-charges\"><strong>Axis Bank My Zone Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>To begin with, you can get the card at a nominal price of \u20b9500. The yearly renewal fee is also the same. The other charges levied on this card are:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Cash Payment Fee<\/td><td>\u20b9175<\/td><\/tr><tr><td>Add-on Card + Card Replacement Fee<\/td><td>NIL<\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% (monthly); 55.55% (annually)<\/td><\/tr><tr><td>Cash Withdrawal Fees<\/td><td>2.5% (min. \u20b9500)<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>&lt;\u20b9500 &#8211; NILThen it ranges between \u20b9500 &#8211; \u20b91,200, depending on the amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"instant-loan-with-axis-bank-my-zone-credit-card\"><strong>Instant Loan with Axis Bank My Zone Credit Card<\/strong><\/h2>\n\n\n\n<p>Get quick support for urgent needs with an instant <a href=\"https:\/\/www.axis.bank.in\/cards\/credit-card\/instant-loan-on-credit-card\" target=\"_blank\" rel=\"noopener\">loan on your Axis Bank Credit Card<\/a>. It suits medical costs, big buys and short-term gaps.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get up to \u20b915 lakh instantly with no paperwork.<\/li>\n\n\n\n<li>Enjoy fast approval due to a pre-approved, unsecured setup.<\/li>\n\n\n\n<li>Pick a repayment plan from 12 to 48 months.<\/li>\n\n\n\n<li>Interest rates start at 10.8% p.a. and go up to 24% p.a.<\/li>\n\n\n\n<li>Eligibility follows internal bank rules with no collateral needed.<\/li>\n\n\n\n<li>Pay a one-time processing fee of 2% plus GST.<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1Do you own multiple credit cards and struggle to remember the credit card bill payment date? Download <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a>, set automated reminders and pay using the app. Be stress-free!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The Axis Bank My Zone Credit Card is a practical entry-level card offering strong lifestyle value. With movie offers, Swiggy savings, AJIO discounts and a free SonyLIV subscription, the Axis Bank My Zone credit card suits everyday spending while keeping fees low and rewards meaningful.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1767341935029\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the annual fee of the Axis Bank My Zone credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The annual and joining fee is \u20b9500 plus applicable taxes.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767341963546\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is SonyLIV free with the Axis Bank My Zone credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you get a complimentary SonyLIV Premium annual subscription.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767341996929\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I keep the SonyLIV benefit active?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Spend \u20b91.5 lakh in a card anniversary year to retain the benefit.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767342018546\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does the Axis Bank My Zone credit card offer lounge access?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, one domestic lounge visit per quarter after meeting spend criteria.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767342069596\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can purchases be converted into EMIs?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, spends above \u20b91,500 can be converted into easy EMIs.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Axis Bank My Zone Credit Card is an entry-level card that fits daily lifestyle needs like shopping, dining and entertainment. It gives discount deals on Ajio, District and Swiggy. It also gives a free SonyLIV Premium annual plan worth \u20b91,499. Customers get the code by SMS within 45 days after the card is [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":83969,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-83968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=83968"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83968\/revisions"}],"predecessor-version":[{"id":83971,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83968\/revisions\/83971"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83969"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=83968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=83968"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=83968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}