{"id":84130,"date":"2026-01-08T17:11:26","date_gmt":"2026-01-08T11:41:26","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84130"},"modified":"2026-01-08T17:11:28","modified_gmt":"2026-01-08T11:41:28","slug":"indusind-epay-american-express-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/indusind-epay-american-express-credit-card\/","title":{"rendered":"An Overview of the IndusInd ePay American Express Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unlock 2X reward points in the 12th month of card usage.&nbsp;<\/li>\n\n\n\n<li>Get a complimentary 3-month Zomato Gold membership.<\/li>\n\n\n\n<li>Unlock a 1-year Times Prime membership on annual spends of \u20b92 lakh.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Consistency unlocks greater value with the <strong>Induslnd<\/strong> <strong>epay American Express Credit Card<\/strong>. Maintain card activity for 11 months and earn 2X reward points in the 12th month on spends above \u20b9500.<\/p>\n\n\n\n<p>Earn 8 reward points on the first 4 transactions, 16 points on the next 6 and 20 points beyond that in each statement cycle.<\/p>\n\n\n\n<p>This value-driven design sets the tone for the card\u2019s benefits and helps you evaluate its overall suitability.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#indus-ind-e-pay-amex-credit-card-benefits\">IndusInd ePay Amex Credit Card Benefits<\/a><\/li><li><a href=\"#indus-ind-e-pay-amex-credit-card-fees-and-charges\">IndusInd ePay Amex Credit Card Fees and Charges<\/a><ul><li><a href=\"#footnotes\">Footnotes:<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"indus-ind-e-pay-amex-credit-card-benefits\"><strong>IndusInd ePay Amex Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"397\" height=\"257\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Induslnd-ePay-American-Express-Credit-Card.jpg\" alt=\"IndusInd ePay American Express Credit Card\" class=\"wp-image-84152 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Induslnd-ePay-American-Express-Credit-Card.jpg 397w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Induslnd-ePay-American-Express-Credit-Card-300x194.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Induslnd-ePay-American-Express-Credit-Card-150x97.jpg 150w\" sizes=\"auto, (max-width: 397px) 100vw, 397px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Security and assurance form the foundation of every benefit. Total Protect safeguards you against counterfeit fraud, while personal air accident insurance covers up to \u20b91 lakh.<\/p>\n<\/div><\/div>\n\n\n\n<p>Built on this strong base, the <strong>Induslnd ePay American Express Credit Card<\/strong> extends rewarding privileges across spending, dining and entertainment.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Unique Rewards Benefit<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Earn reward points on every eligible transaction above \u20b9500. Get 4 points on the first 4 transactions in a statement cycle. Earn 8 points on transactions 5 to 10. Receive 10 points beyond the tenth transaction.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Zomato Gold Membership<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Enjoy a complimentary 3-month <a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/zomato-gold-membership.html\" target=\"_blank\" rel=\"noopener\">Zomato Gold Membership<\/a>. Get free delivery on orders above \u20b9199, up to 30% extra savings on online orders, VIP access during rush hours and up to 40% savings at partner restaurants.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Entertainment Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Unlock a Times Prime membership worth \u20b91,199 for one year on spends of \u20b92 lakh within the anniversary year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"indus-ind-e-pay-amex-credit-card-fees-and-charges\"><strong>IndusInd ePay Amex Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>The <strong>ePay American Express Credit Card<\/strong> does not carry any joining or annual fees. However, certain charges are levied on the card, such as:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Interest Charges<\/td><td>3.95% (monthly); 47.40% (annually)<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>\u20b9100 to \u20b91,300, depending on the amount<\/td><\/tr><tr><td>Card Reissue or Replacement<\/td><td>NA<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2.5% (min. \u20b9300)<\/td><\/tr><tr><td>Balance Enquiry on Non-IndusInd ATMs<\/td><td>\u20b925<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Irrespective of how many and what cards you have, it is important to manage your credit cards well. Download the <\/em><a href=\"https:\/\/piceapp.com\/\"><em>Pice App<\/em><\/a><em>. Link all your credit cards and seamlessly set payment reminders and pay your bills through the app.<\/em><\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes:<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Each Reward Point carries a value of \u20b90.35 when redeemed against the outstanding card balance.<\/li>\n\n\n\n<li>There is no upper limit on Reward Points earned within a statement cycle.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1767706775489\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How do I activate the Zomato Gold Membership?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Open the Zomato app and visit your profile section. Select Zomato Gold, enter the coupon code shared through email or SMS and confirm to activate the membership.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767706812793\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How long does the Zomato Gold benefit remain valid?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>This benefit applies once during the first card year. The activation code stays valid for 30 days and the membership lasts 3 months from activation.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways:&nbsp; Consistency unlocks greater value with the Induslnd epay American Express Credit Card. Maintain card activity for 11 months and earn 2X reward points in the 12th month on spends above \u20b9500. Earn 8 reward points on the first 4 transactions, 16 points on the next 6 and 20 points beyond that in each [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":84245,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84130","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84130"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84130\/revisions"}],"predecessor-version":[{"id":84247,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84130\/revisions\/84247"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84245"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}