{"id":84304,"date":"2026-01-09T13:53:12","date_gmt":"2026-01-09T08:23:12","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84304"},"modified":"2026-01-09T13:53:16","modified_gmt":"2026-01-09T08:23:16","slug":"axis-lic-platinum-credit-card-2","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/axis-lic-platinum-credit-card-2\/","title":{"rendered":"All About Axis LIC Platinum Credit Card Rewards That Fit Policyholder"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Axis LIC Platinum Credit Card offers accelerated rewards on LIC premium and foreign currency spends.<\/li>\n\n\n\n<li>Earn 2 reward points per \u20b9100 on LIC premiums and forex transactions.<\/li>\n\n\n\n<li>Enjoy 1 reward point per \u20b9100 on other eligible spends.<\/li>\n\n\n\n<li>No joining fee or annual fee makes it cost-effective.<\/li>\n\n\n\n<li>Added benefits include fuel surcharge waiver, EMI conversion, and dining offers.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Designed for policyholders who want more from their routine payments, the Axis LIC Platinum Credit Card helps you earn rewards on everyday spending.<\/p>\n\n\n\n<p>You earn accelerated reward points on LIC premium payments and foreign currency transactions. At the same time, all other eligible spends continue to add value through regular rewards. Read on to explore the reward structure in detail.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#axis-bank-lic-platinum-credit-card-benefits\">Axis Bank LIC Platinum Credit Card Benefits<\/a><\/li><li><a href=\"#axis-lic-platinum-credit-card-fees\">Axis LIC Platinum Credit Card Fees<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-bank-lic-platinum-credit-card-benefits\"><strong>Axis Bank LIC Platinum Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-LIC-benefits.jpeg\" alt=\"Axis Bank LIC Platinum Credit Card Benefits\" class=\"wp-image-84340\" style=\"width:840px;height:auto\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-LIC-benefits.jpeg 800w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-LIC-benefits-300x200.jpeg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-LIC-benefits-150x100.jpeg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-LIC-benefits-768x512.jpeg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>With the Axis LIC Platinum Credit Card, you can earn 2 reward points on every \u20b9100 spent on LIC premium payment and foreign currency transactions. You can earn 1 reward point on every \u20b9100 spent on other categories, excluding fuel spends, wallet loading and EMI transactions.&nbsp;<\/p>\n\n\n\n<p>The other benefits offered by this card are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can get complimentary lost card liability cover up to your card limit.<\/li>\n\n\n\n<li>The card offers a 1% fuel surcharge waiver on transactions between \u20b9400 and \u20b94,000.<\/li>\n\n\n\n<li>You can convert transactions of \u20b91,500 onwards into EMI.<\/li>\n\n\n\n<li>The card allows you to enjoy dining delights at partnered restaurants.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-lic-platinum-credit-card-fees\"><strong>Axis LIC Platinum Credit Card Fees<\/strong><\/h2>\n\n\n\n<p>There is no joining or annual fee for the Axis LIC Platinum Credit Card. However, the applicable finance charges are 3.75% per month, cash withdrawal fees are 2.5%, subject to a minimum of \u20b9500, and the overlimit penalty is 2.5% with a minimum of \u20b9500.<\/p>\n\n\n\n<p>\ud83d\udca1Skip the burden of interest by linking your card to <a href=\"https:\/\/piceapp.com\/\">the Pice App<\/a>. Get timely credit card bill payment reminders and pay your bill directly from the app without any hassle.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The Axis LIC Platinum Credit Card is ideal for policyholders seeking extra value from routine payments. With accelerated rewards on <a href=\"https:\/\/licindia.in\/premium-payment\" target=\"_blank\" rel=\"noopener\">LIC premiums<\/a> and forex spends, zero annual fees, fuel surcharge waiver, EMI flexibility, and lifestyle perks, the Axis LIC Platinum Credit Card delivers consistent savings and convenience for financial management.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1767874597626\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the Axis LIC Platinum Credit Card best used for?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The Axis Platinum credit card is best for LIC premium payments and foreign currency spends.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767874719720\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many reward points can I earn on LIC premiums?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You earn 2 reward points per \u20b9100 spent using the Axis LIC Platinum credit card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767874737419\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are there any annual charges on this card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, the Axis Platinum credit card has zero joining and annual fees.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767874752986\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I convert purchases into EMIs?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, transactions above \u20b91,500 can be converted into EMIs on the Axis LIC Platinum Credit Card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767874776007\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there any lost card protection available?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, the Axis Platinum credit card offers complimentary lost card liability cover up to your card limit.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Designed for policyholders who want more from their routine payments, the Axis LIC Platinum Credit Card helps you earn rewards on everyday spending. You earn accelerated reward points on LIC premium payments and foreign currency transactions. At the same time, all other eligible spends continue to add value through regular rewards. Read on [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":84338,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84304","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84304"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84304\/revisions"}],"predecessor-version":[{"id":84341,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84304\/revisions\/84341"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84338"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84304"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84304"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}