{"id":84336,"date":"2026-01-13T19:09:35","date_gmt":"2026-01-13T13:39:35","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84336"},"modified":"2026-01-13T19:09:38","modified_gmt":"2026-01-13T13:39:38","slug":"indusind-crest-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/indusind-crest-credit-card\/","title":{"rendered":"Everything You Need to Know About IndusInd Crest Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn up to 2.5 reward points on every \u20b9100 spent.<\/li>\n\n\n\n<li>Offers up to 8 international and 8 domestic airport lounge access per year.<\/li>\n\n\n\n<li>Get up to 3 free golf games and lessons, each per month.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The <strong>IndusInd Crest Credit Card <\/strong>turns your spends into points, 2.5 on every \u20b9100 spent abroad, 1 on every \u20b9100 in India. From luxury lounges to wellness perks, dining delights and curated lifestyle experiences, this card is crafted for those who are looking for more than just a payment method.&nbsp;<\/p>\n\n\n\n<p>Before you apply, explore how every purchase can unlock premium privileges and transform the way you live, travel and indulge.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#indusind-crest-credit-card-benefits\">Indusind Crest Credit Card Benefits<\/a><\/li><li><a href=\"#dining-delights-associated-with-indus-ind-crest-credit-card\">Dining Delights Associated with IndusInd Crest Credit Card<\/a><\/li><li><a href=\"#indus-ind-crest-credit-card-fees-and-charges\">IndusInd Crest Credit Card Fees and Charges<\/a><\/li><li><a href=\"#indus-ind-crest-credit-card-reward-redemption\">IndusInd Crest Credit Card Reward Redemption<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"indusind-crest-credit-card-benefits\"><strong>Indusind Crest Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"566\" height=\"358\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Crest-Credit-Card.png\" alt=\"Indusind Crest Credit Card \" class=\"wp-image-84447 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Crest-Credit-Card.png 566w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Crest-Credit-Card-300x190.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Crest-Credit-Card-150x95.png 150w\" sizes=\"auto, (max-width: 566px) 100vw, 566px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>If you book movie tickets with BookMyShow using your <strong>IndusInd Crest Credit Card<\/strong>, you can get up to 3 free tickets per month with a buy-1-get-1 offer.&nbsp;<\/p>\n<\/div><\/div>\n\n\n\n<p>You can additionally get a \u20b950 off on selected food and beverage options when booking your tickets. The other benefits that you can reap from this card are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can get 3 complimentary golf games and 3 complimentary golf lessons per month.<\/li>\n\n\n\n<li>The card offers exclusive dining delights at selected restaurants, for instance, a glass of free champagne.&nbsp;<\/li>\n\n\n\n<li>You can get 2 complimentary LoungeKey international airport lounge access outside India and 2 domestic airport lounge access with the MasterCard programme per quarter. Guest visit charges are up to $35 per person per visit.<\/li>\n\n\n\n<li>The card provides access to over 50,000 doctors worldwide for the primary cardholder, spouse, parents and children below 25 years.<\/li>\n\n\n\n<li>You can get a total protect cover up to the credit limit for up to 48 hours.<\/li>\n\n\n\n<li>The card provides 24*7 concierge services that include personal sports and entertainment booking, flowers and gifts, pre-trip assistance, reservation, flight booking, and automobile services like roadside repair, flat tyre services, emergency fuel supply, key locked inside, battery service, accident management and medical assistance, followed by emergency towing assistance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dining-delights-associated-with-indus-ind-crest-credit-card\"><strong>Dining Delights Associated with IndusInd Crest Credit Card<\/strong><\/h2>\n\n\n\n<p>The <strong>IndusInd Crest Credit Card <\/strong>offers exclusive dining benefits and discounts. Cardholders can enjoy the following offers, rewards and privileges at select restaurants across India:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>25% off on food and beverage at ITC hotels for 4 people twice a month&nbsp;<\/li>\n\n\n\n<li>50% off on buffet dinner\/lunch at ITC hotels for 2 twice a month&nbsp;<\/li>\n\n\n\n<li>30% off on purchase of gourmets at ITC shops twice (purchase up to \u20b95,000)<\/li>\n\n\n\n<li>20% off on Welcomebreak package purchases booked via the guest contact centre&nbsp;<\/li>\n\n\n\n<li>Earn 25% Green points on food and beverage purchases<\/li>\n\n\n\n<li>Save 20% on Fortune and WelcomeHeritage Hotel bookings<\/li>\n\n\n\n<li>Get 1,000 bonus Green points on food and beverage purchases of \u20b925,000 up to \u20b91 lakh<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"indus-ind-crest-credit-card-fees-and-charges\"><strong>IndusInd Crest Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>The joining fee for the <strong>IndusInd Crest Credit Card <\/strong>is \u20b975,000. This card attracts an annual fee of \u20b910,000 for primary cardholders. However, there is no fee applicable for add-on cards.&nbsp;<\/p>\n\n\n\n<p>IndusInd Bank reverses the annual fee if the combined spend on primary and add-on cards is at least \u20b910 lakh in the previous year.&nbsp;<\/p>\n\n\n\n<p>Here are the other charges applicable to the card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Interest Charges<\/td><td>2.99% per month or 36% per year<\/td><\/tr><tr><td>Over Limit Charges<\/td><td>2.5%, subject to a minimum of \u20b9500<\/td><\/tr><tr><td>Cheque Return&nbsp;<\/td><td>\u20b9250<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2.5%, subject to a minimum of \u20b9300<\/td><\/tr><tr><td>Balance Enquiry Charges at Non-IndusInd ATMs<\/td><td>\u20b925<\/td><\/tr><tr><td>Foreign Currency Markup<\/td><td>3.5%<\/td><\/tr><tr><td>Reward Redemption Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b91,000<\/td><\/tr><tr><td>Fuel Surcharge<\/td><td>1% waiver<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Further, <strong>IndusInd Crest Credit Card<\/strong> attracts late payment fees for delayed bill payment.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Outstanding Amount Per Payment Cycle<\/strong><\/td><td><strong>Late Payment Fees<\/strong><\/td><\/tr><tr><td>Up to \u20b9100&nbsp;<\/td><td>0<\/td><\/tr><tr><td>\u20b9101 to \u20b9500<\/td><td>\u20b9100<\/td><\/tr><tr><td>\u20b9501 to \u20b91,000&nbsp;<\/td><td>\u20b9350<\/td><\/tr><tr><td>\u20b91,001 to \u20b910,000<\/td><td>\u20b9550<\/td><\/tr><tr><td>\u20b910,001 to \u20b925,000<\/td><td>\u20b9800<\/td><\/tr><tr><td>\u20b925,000 to \u20b950,000&nbsp;<\/td><td>\u20b91,100<\/td><\/tr><tr><td>Above \u20b950,000&nbsp;<\/td><td>\u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>You can avoid the late payment fees by paying your credit card bill on time. Adding your <\/em><strong><em>IndusInd Crest Credit Card <\/em><\/strong><em>to the Pice app can help you get timely bill payment reminders before the due date!&nbsp;<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"indus-ind-crest-credit-card-reward-redemption\"><strong>IndusInd Crest Credit Card Reward Redemption<\/strong><\/h2>\n\n\n\n<p>You can redeem your reward points against Krisflyer miles with Singapore Airlines or against cash credit. 2 reward points are equivalent to 1 Krisflyer mile. You need to have at least 500 reward points to redeem against Krisflyer miles.<\/p>\n\n\n\n<p>Redemption of rewards against Krisflyer miles is available in multiples of 100. You can redeem up to 10,000 reward points against Krisflyer miles in a calendar month.<\/p>\n\n\n\n<p>If you redeem your reward points against cash credit, the value of 1 reward point will be equivalent to \u20b90.75. Similar to Krisflyer miles, you can redeem a maximum of 10,000 reward points per calendar month against cash credit.<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-background\" style=\"background-color:#f2f5f9\"><strong>Footnote: <\/strong>The value of a free movie ticket is capped at \u20b9700 per ticket. If the ticket price is higher, you need to pay the remaining amount.&nbsp;To know more about the <a href=\"https:\/\/www.indusind.bank.in\/in\/en\/microsites\/crest.html\" target=\"_blank\" rel=\"noopener\"><strong>IndusInd Crest Credit Card<\/strong><\/a>, click here.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1768219429753\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a fee for requesting a charge-slip on the IndusInd Crest Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The charge-slip request fee for <strong>IndusInd Crest Credit Card<\/strong> is \u20b9300. You need to pay the fee for each charge-slip request.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768219445469\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the cash payment fee at the branch for the IndusInd Crest Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you pay your <strong>IndusInd Crest Credit Card<\/strong> bill in cash at any of the IndusInd Bank branches, the bank will levy a charge of \u20b9100.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768219457369\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the duplicate statement request fee for the IndusInd Crest Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you request a duplicate credit card statement for <strong>IndusInd Crest Credit Card<\/strong> beyond 3 months, you need to pay a fee of \u20b9100 per statement.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways:&nbsp; The IndusInd Crest Credit Card turns your spends into points, 2.5 on every \u20b9100 spent abroad, 1 on every \u20b9100 in India. From luxury lounges to wellness perks, dining delights and curated lifestyle experiences, this card is crafted for those who are looking for more than just a payment method.&nbsp; Before you apply, [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":84492,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84336"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84336\/revisions"}],"predecessor-version":[{"id":84493,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84336\/revisions\/84493"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84492"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84336"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84336"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}