{"id":84746,"date":"2026-01-22T17:31:25","date_gmt":"2026-01-22T12:01:25","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84746"},"modified":"2026-01-22T17:31:29","modified_gmt":"2026-01-22T12:01:29","slug":"yes-bank-select-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/yes-bank-select-credit-card\/","title":{"rendered":"Shop, Swipe and Earn Endlessly with YES BANK SELECT Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The YES BANK SELECT credit card offers up to 8 Rewardz Points per \u20b9200 on online spends.<\/li>\n\n\n\n<li>Optional subscription plans let you accelerate rewards up to 5X.<\/li>\n\n\n\n<li>Ideal for online shoppers, travellers, diners, and lifestyle spenders.<\/li>\n\n\n\n<li>Premium perks include golf sessions, lounge access, and movie offers.<\/li>\n\n\n\n<li>Reward redemption is easy via the YES Rewardz portal.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Can\u2019t stop clicking \u201cBuy Now\u201d on your favourite online stores?&nbsp;Then, make your every click feel more rewarding with the YES BANK SELECT credit card.<\/p>\n\n\n\n<p>This credit card is ideal for digital-first consumers as it offers 8 YES Rewardz Points on every online spend of \u20b9200. When paired with YES BANK\u2019s exclusive subscription plans, this card rewards your routine offline expenses up to 5X.&nbsp;<\/p>\n\n\n\n<p>So, let us unfold this credit card and see how it truly benefits you.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#how-can-you-earn-rewards-on-the-yes-bank-select-credit-card\">How Can You Earn Rewards on the YES BANK SELECT Credit Card?<\/a><\/li><li><a href=\"#how-to-redeem-yes-rewardz-points-earned-on-yes-bank-select-credit-card\">How to Redeem YES Rewardz Points Earned On YES BANK SELECT Credit Card?\u00a0<\/a><\/li><li><a href=\"#5-exclusive-yes-bank-select-credit-card-benefits\">5 Exclusive YES BANK SELECT Credit Card Benefits\u00a0<\/a><\/li><li><a href=\"#yes-bank-select-credit-card-eligibility-criteria\">YES BANK SELECT Credit Card Eligibility Criteria\u00a0\u00a0<\/a><\/li><li><a href=\"#how-does-the-yes-bank-select-card-reward-your-expenses\">How Does the YES BANK SELECT Card Reward Your Expenses?\u00a0\u00a0<\/a><\/li><li><a href=\"#yes-bank-select-credit-card-charges\">YES BANK SELECT Credit Card Charges\u00a0\u00a0\u00a0<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-can-you-earn-rewards-on-the-yes-bank-select-credit-card\"><strong>How Can You Earn Rewards on the YES BANK SELECT Credit Card?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Select-Rewards.jpeg\" alt=\"Rewards on YES BANK SELECT Credit Card\" class=\"wp-image-84761\" style=\"width:840px;height:auto\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Select-Rewards.jpeg 800w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Select-Rewards-300x200.jpeg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Select-Rewards-150x100.jpeg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Select-Rewards-768x512.jpeg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Every time you swipe or use your YES BANK SELECT card, points are credited based on the following spend categories:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>8 YES Rewardz Points on every virtual transaction of \u20b9200 (excluding selected category)<\/li>\n\n\n\n<li>4 YES Rewardz Points on every offline purchase of \u20b9200 (excluding selected categories)&nbsp;<\/li>\n\n\n\n<li>2 YES Rewardz Points on every \u20b9200 spent on the selected category, such as utilities, cable, educational institution, insurance premiums, etc.<\/li>\n<\/ul>\n\n\n\n<p>And that\u2019s not all! You can even multiply your earned YES Rewardz Points up to 5X with YES Bank Subscription Plans. The details of this plan are:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Subscription Plan 1<\/strong>:&nbsp;<\/li>\n<\/ol>\n\n\n\n<p>This plan applies to almost all spending (excluding specific exclusions) and lets you earn up to 3X reward points. Take a look:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Online Spends<\/strong>: Earn 2X of the regular reward points&nbsp;<\/li>\n\n\n\n<li><strong>Offline Spends<\/strong>: Earn 3X of the regular reward points<\/li>\n\n\n\n<li><strong>Select Categories<\/strong>: Earn 3X of the regular reward points<\/li>\n<\/ol>\n\n\n\n<p>For an annual fee of \u20b91000, this plan is ideal for users with diversified monthly expenses who want steady reward acceleration across different categories.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Subscription Plan 2<\/strong>:&nbsp;<\/li>\n<\/ol>\n\n\n\n<p>Subscription Plan 2 applies specifically to dining, travel, fashion, and healthcare spends and lets you earn up to 5X YES Rewardz Points. Here are the features of this plan:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Online Spends<\/strong>: Earn 3X of the regular reward points&nbsp;<\/li>\n\n\n\n<li><strong>Offline Spends<\/strong>: Earn 5X of the regular reward points<\/li>\n<\/ol>\n\n\n\n<p>At an annual cost of \u20b92000, this plan is best suited for cardholders who frequently dine out, travel, shop for fashion, or spend on healthcare.<\/p>\n\n\n\n<p>However, take note of the following:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>YES Rewardz Points are not earned on transactions such as rent payments, wallet loading, fuel spends, government payments, marketing or advertising spends, cash withdrawals, and EMI conversions (post-purchase or instant EMIs).<\/li>\n\n\n\n<li>Reward Points on utility spends are capped at 150 per statement cycle.&nbsp;<\/li>\n\n\n\n<li>Accelerated points are estimated on monthly payments.&nbsp;<\/li>\n\n\n\n<li>Accelerated points are credited on the 10th of the subsequent month for payments done on the previous month.&nbsp;<\/li>\n\n\n\n<li>The total accelerated rewards under the 3X\/5X structure are capped at 75,000 additional YES Rewardz Points.&nbsp;<\/li>\n\n\n\n<li>If a customer has already earned 70,000 accelerated points and a transaction generates 6000 or more additional points, that transaction will not earn any reward points.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-redeem-yes-rewardz-points-earned-on-yes-bank-select-credit-card\"><strong>How to Redeem YES Rewardz Points Earned On YES BANK SELECT Credit Card?&nbsp;<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Sign in to <a href=\"https:\/\/creditrewardz.yes.bank.in\/\" target=\"_blank\" rel=\"noopener\">YES Rewardz<\/a> using your registered phone number.&nbsp;<\/li>\n\n\n\n<li>Choose where you want to redeem: travel bookings or the catalogue.&nbsp;<\/li>\n\n\n\n<li>Select your option and proceed accordingly for redemption.&nbsp;<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5-exclusive-yes-bank-select-credit-card-benefits\"><strong>5 Exclusive YES BANK SELECT Credit Card Benefits&nbsp;<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Complimentary Golf Session<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Enjoy premium golfing benefits at select golf courses across India with the YES SELECT card. Cardholders receive 4 complimentary green fee waivers and 1 free golf lesson every month, making it a great perk for golf enthusiasts.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Discount on Movie Tickets<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Catch the latest movies with a Buy One Get One Free offer on bookings via District. The discount on the second ticket is capped at \u20b9150, making movie outings more affordable and enjoyable.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Airport Lounge Access<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Travel in comfort with complimentary YES BANK SELECT credit card lounge access. You get 1 domestic lounge visit per quarter, if you spent \u20b950,000 in the previous month and 1 international lounge access in case your flight is delayed by more than 2 hours. This ensures a relaxed airport experience during both domestic and international travel.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Discount on Coffee<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Enjoy more coffee moments as the YES BANK SELECT credit card features a Buy One Get One Free coffee offer at participating outlets inside select malls across India. Simply pay for one coffee and get the second free.&nbsp;<\/p>\n\n\n\n<p>You can choose between different variants, including Cappuccino, Americano, Latte or any available beverage. The size of the coffee will be medium or other equivalent sizes. The offer can be availed twice per quarter.&nbsp;<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>Purchase Protection Plan<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Shop electronics online with confidence. The card offers insurance coverage of up to \u20b950,000 against accidental damage for 6 months on mobiles and electronic items purchased online using the card.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"yes-bank-select-credit-card-eligibility-criteria\"><strong>YES BANK SELECT Credit Card Eligibility Criteria&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Who can apply?<\/strong><\/td><td><strong>Eligibility<\/strong><\/td><\/tr><tr><td rowspan=\"2\">Salaried Individuals<\/td><td>With earnings of \u20b950,000 per month<\/td><\/tr><tr><td>Must have the last 3 months\u2019 bank statement or salary slip<\/td><\/tr><tr><td rowspan=\"2\">Self-employed Individuals&nbsp;<\/td><td>With ITR filings of \u20b9750,000 per annum<\/td><\/tr><tr><td>Must submit the latest copy of the ITR<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note<\/strong>: The bank may ask for additional documents such as PAN or Form 60, Aadhaar, a photograph, and address proof, though requirements may vary.&nbsp; Reach out to the YES BANK helpdesk 1860 210 1200 or 1800 1200 between 8 am and 8 pm for further guidance.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-does-the-yes-bank-select-card-reward-your-expenses\"><strong>How Does the YES BANK SELECT Card Reward Your Expenses?&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>The YES BANK SELECT Card rewards your expenses with accelerated YES Rewardz Points, letting you earn up to 3250 points monthly from everyday spending. Here is a practical example:&nbsp;<\/p>\n\n\n\n<p>Suppose you are a YES BANK SELECT cardholder with subscription plan 1 and your monthly expense is \u20b960,000. Now, let us understand:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>E-commerce Spending (\u20b920,000\/month)&nbsp;<\/strong><\/li>\n<\/ol>\n\n\n\n<p>This includes online shopping, be it groceries, electronics or other items. With a reward rate of 8 points per \u20b9200, you will earn 800 YES Rewardz Points.&nbsp;&nbsp;<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Daily PoS spends (\u20b915,000\/month)&nbsp;<\/strong><\/li>\n<\/ol>\n\n\n\n<p>This includes offline shopping, dining and other activities. Since the rate is 4&nbsp; points per \u20b9200, you can win 300 Reward Points.&nbsp;&nbsp;<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Other spends (\u20b925,000\/month)&nbsp;<\/strong><\/li>\n<\/ol>\n\n\n\n<p>This expense includes insurance premiums, utility bills, educational payments, etc. With a reward rate of 2 points per \u20b9200, you will gain 250 Reward Points.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Just by focusing your eligible spends on the YES BANK SELECT credit card, you can earn 750 YES Rewardz on transactions that you have already been doing.&nbsp;<\/p>\n\n\n\n<p>Now, with the subscription plan 1, you will gain:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>800*2 = 1600<\/li>\n\n\n\n<li>300*3 = 900<\/li>\n\n\n\n<li>250*3 = 750&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>A total of 3250 YES Rewardz every month, 39000 points yearly. These points can nearly pay for half of your yearly travel plan if booked via the YES Rewardz portal.&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>\ud83d\udca1For added convenience, link your YES BANK SELECT card to <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a>. It is a credit card bill payment application that sets reminders and tracks due dates. You can pay your bills perfectly and earn rewards endlessly!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"yes-bank-select-credit-card-charges\"><strong>YES BANK SELECT Credit Card Charges&nbsp;&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>The YES BANK SELECT credit card annual fee and joining fee are \u20b9599. While the joining fee will be waived if you spend \u20b910,000 within a month of card setup, you can also waive off the renewal fee by spending \u20b9100,000 within 12 months of the renewal.&nbsp;<\/p>\n\n\n\n<p>Some of the other important charges are:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type of Charges<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Interest Charge<\/td><td>3.99% (monthly) and 47.88% (yearly)<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>\u20b90 &#8211; \u20b9500: NIL&nbsp;\u20b9501 and above: 10% of statement balance or \u20b91350 (whichever is less)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The YES BANK SELECT credit card is designed for digital-first spenders seeking faster rewards, premium lifestyle benefits, and flexible accelerators. With high online reward rates, optional subscription multipliers, golf and lounge perks, and easy redemption, it turns everyday spending into meaningful value without changing your lifestyle or financial habits today.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1769062658504\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the reward rate on the YES BANK SELECT credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The YES BANK SELECT credit card offers up to 8 YES Rewardz Points per \u20b9200 on eligible online spends.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1769062673829\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are offline transactions rewarded on the YES BANK SELECT credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, the YES BANK SELECT credit card earns 4 Rewardz Points per \u20b9200 on offline purchases.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1769062687011\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the YES Bank subscription Plans?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Subscription Plans boost reward earnings on the YES BANK SELECT credit card up to 3X or 5X.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1769062697567\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are utility bill payments rewarded on the YES BANK SELECT credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Utility spends earn 2 points per \u20b9200 on the YES BANK SELECT credit card, capped per cycle.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1769062725087\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Who is eligible for the YES BANK SELECT credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Salaried and self-employed individuals meeting income criteria can apply for the YES BANK SELECT credit card.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Can\u2019t stop clicking \u201cBuy Now\u201d on your favourite online stores?&nbsp;Then, make your every click feel more rewarding with the YES BANK SELECT credit card. This credit card is ideal for digital-first consumers as it offers 8 YES Rewardz Points on every online spend of \u20b9200. When paired with YES BANK\u2019s exclusive subscription plans, [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":84747,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84746","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84746"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84746\/revisions"}],"predecessor-version":[{"id":84827,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84746\/revisions\/84827"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84747"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}