{"id":82640,"date":"2025-12-05T10:33:28","date_gmt":"2025-12-05T05:03:28","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82640"},"modified":"2025-12-05T10:33:32","modified_gmt":"2025-12-05T05:03:32","slug":"sbi-indigo-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/sbi-indigo-credit-card\/","title":{"rendered":"Fly More to Earn More with The SBI IndiGo Credit Card\u00a0"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The SBI IndiGo Credit Card offers 2500 welcome IndiGo BluChips on the first transaction.<\/li>\n\n\n\n<li>Earn up to 3 BluChips per \u20b9100 spent on IndiGo bookings.<\/li>\n\n\n\n<li>Milestone rewards of 2500 BluChips at \u20b92L, \u20b94L, and \u20b96L annual spends.<\/li>\n\n\n\n<li>Complimentary domestic lounge access every quarter.<\/li>\n\n\n\n<li>1% fuel surcharge waiver on spends between \u20b9500\u2013\u20b94000.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Are you a regular traveller with IndiGo Airlines? If so, then elevate your every journey with the SBI IndiGo credit card. This credit card is a travel-focused card with perks and rewards that make your travel smoother and highly rewarding.<\/p>\n\n\n\n<p>With this guide, we will take you through everything you need to know about the SBI Card IndiGo, from its features to its fees. So, you can find out whether this card actually deserves your wallet space.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#who-should-apply-for-the-sbi-indi-go-credit-card\">Who Should Apply for the SBI IndiGo Credit Card?\u00a0\u00a0\u00a0<\/a><\/li><li><a href=\"#fees-and-charges-of-the-sbi-indi-go-credit-card\">Fees and Charges of the SBI IndiGo Credit Card\u00a0\u00a0\u00a0<\/a><\/li><li><a href=\"#reward-structure-of-the-sbi-indi-go-credit-card\">Reward Structure of the SBI IndiGo Credit Card\u00a0\u00a0<\/a><\/li><li><a href=\"#exclusive-sbi-indi-go-credit-card-benefits\">Exclusive SBI IndiGo Credit Card Benefits\u00a0\u00a0\u00a0<\/a><\/li><li><a href=\"#how-to-redeem-indi-go-blu-chips-rewards\">How to Redeem IndiGo BluChips Rewards?\u00a0\u00a0<\/a><\/li><li><a href=\"#how-to-apply-for-the-sbi-indi-go-credit-card\">How to Apply for the SBI IndiGo Credit Card?\u00a0\u00a0\u00a0<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"who-should-apply-for-the-sbi-indi-go-credit-card\"><strong>Who Should Apply for the SBI IndiGo Credit Card?&nbsp;&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Apply-for-SBI-IndiGo-1024x682.jpg\" alt=\"Who Should Apply for the SBI IndiGo Credit Card\" class=\"wp-image-82642\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Apply-for-SBI-IndiGo-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Apply-for-SBI-IndiGo-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Apply-for-SBI-IndiGo-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Apply-for-SBI-IndiGo-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Apply-for-SBI-IndiGo.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Undoubtedly, the card is ideal for those who prefer IndiGo for domestic and international trips. But it is also best-suited for budget-conscious travellers who value discounts and redeemable rewards.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fees-and-charges-of-the-sbi-indi-go-credit-card\"><strong>Fees and Charges of the SBI IndiGo Credit Card&nbsp;&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Types of Charges&nbsp;<\/strong><\/td><td><strong>Amount (\u20b9)<\/strong><\/td><\/tr><tr><td>Joining Fee<\/td><td>1499 + GST&nbsp;<\/td><\/tr><tr><td>Renewal Fee<\/td><td>1499 + GST&nbsp;<\/td><\/tr><tr><td>Add-on Fee<\/td><td>NIL<\/td><\/tr><tr><td>Cash Advance Fee<\/td><td>2.5% or \u20b9500 (whichever is higher)<\/td><\/tr><tr><td>Cash Payment Fee<\/td><td>\u20b9250 + applicable taxes (Except KVB SBI cardholders)<\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% per month (45% per annum)<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>\u20b90 &#8211; \u20b9500 = NIL&nbsp;\u20b9501 &#8211; \u20b91000 = \u20b9400&nbsp;\u20b91001 &#8211; \u20b910000 = \u20b9750&nbsp;\u20b910001 &#8211; \u20b925000 = \u20b9950&nbsp;\u20b925001 &#8211; \u20b950000 = \u20b91100&nbsp;\u20b950001 and above = \u20b91300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reward-structure-of-the-sbi-indi-go-credit-card\"><strong>Reward Structure of the SBI IndiGo Credit Card&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>The true value of this credit card is in its reward potential. After receiving the SBI IndiGo credit card, cardholders must make a single transaction within 60 days of its issuance to receive a welcome bonus of 2500 IndiGo BluChips Voucher. This not only offsets the joining fee but also helps you save on your next flight.&nbsp;<\/p>\n\n\n\n<p>Additionally, the IndiGo SBI credit card also yields:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>3 IndiGo BluChips for every \u20b9100 spent on the IndiGo Airlines website and App\u00a0<\/li>\n\n\n\n<li>2 IndiGo BluChips\u00a0 for every \u20b9100 spent on hotels, lodging and travel MCCs\u00a0<\/li>\n\n\n\n<li>1 IndiGo BluChips for every \u20b9100 spent on all other spends excluding utility payments, government transactions, rental, fuel expenses, gaming, cross-sell sell and insurance MCCs.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>Moreover, cardholders can also earn 2500 IndiGo BluChips as a milestone benefit if their annual spends reach \u20b9200,000, \u20b9400,000 and \u20b9600,000 respectively.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Since the rewards on the SBI IndiGo credit card have zero capping, you can accumulate an impressive number of IndiGo BluChips. These can be redeemed to book IndiGo flights among the comprehensive network of over 2000 daily flights for the primary cardholder and nominee.&nbsp;<\/p>\n\n\n\n<p>For instance, if you spend \u20b9100,000 on IndiGo flight bookings in a calendar year, you earn 3000 IndiGo BluChips. Add another \u20b9100,000 in hotel bookings, and that is an additional 2000 BluChips.&nbsp;<\/p>\n\n\n\n<p>Once your annual spending reaches \u20b9200,000, you also receive the milestone reward of 2500 BluChips. Altogether, that is an impressive 7500 IndiGo BluChips &#8211; enough to enjoy free or discounted flights.<\/p>\n\n\n\n<p>However, you can only earn these rewards if you use the IndiGo SBI credit card for big spends and pay the bills on time.\u00a0<\/p>\n\n\n\n<p>\ud83d\udca1Pay your credit card bills in an easy and secure way with<a href=\"https:\/\/piceapp.com\/\"> the PICE App<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"exclusive-sbi-indi-go-credit-card-benefits\"><strong>Exclusive SBI IndiGo Credit Card Benefits&nbsp;&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>The earnings are not limited only to IndiGo BluChips; the SBI IndiGo credit card also offers:&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SBI IndiGo Credit Card Lounge Access<\/strong>:\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p>On a spending of \u20b950,000 in the last quarter, MasterCard and Visa cardholders will receive 4 domestic lounge accesses, with a cap of a single lounge visit per quarter.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fuel Surcharge Waiver<\/strong>:\u00a0<\/li>\n<\/ul>\n\n\n\n<p>If your fuel expense is between \u20b9500 and \u20b94000 (exclusive of GST and other charges), you can avail up to 1% fuel surcharge waiver at all fuel stations nationwide with a limit of \u20b9200 per statement cycle.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-redeem-indi-go-blu-chips-rewards\"><strong>How to Redeem IndiGo BluChips Rewards?&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>You can redeem your hard-earned IndiGo BluChips for any IndiGo flight (6E Flight) up to the last available seat &#8211; no blackout, no hassle. Here is how:&nbsp;<\/p>\n\n\n\n<p><strong>Step 1: <\/strong>Sign in to your IndiGo BluChip account via the website or mobile app and select \u2018IndiGo BluChips\u2019 as a payment method.&nbsp;<\/p>\n\n\n\n<p><strong>Step 2: <\/strong>Next, select your flight and preferred cabin.&nbsp;<\/p>\n\n\n\n<p><strong>Step 3: <\/strong>Select from the saved passenger details from your IndiGo BluChip Membership account.&nbsp;<\/p>\n\n\n\n<p><strong>Step 4: <\/strong>After submitting the details, you will receive an OTP on the registered mobile number.&nbsp;<\/p>\n\n\n\n<p><strong>Step 5: <\/strong>Ensure to verify the OTP to redeem the applicable IndiGo BluChips on the selected flight.&nbsp;<\/p>\n\n\n\n<p><strong>Step 6: <\/strong>Post-completion, you will receive your travel itinerary.&nbsp;<\/p>\n\n\n\n<p><strong>Note<\/strong>: IndiGo BluChips redemption is only applicable to the primary cardholder and the saved nominee. Also, taxes and additional charges do not apply to redemption.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-apply-for-the-sbi-indi-go-credit-card\"><strong>How to Apply for the SBI IndiGo Credit Card?&nbsp;&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>You can apply for the SBI IndiGo credit card through the SBI Card website or the SBI Card mobile app in 3 simple steps:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Go to <a href=\"https:\/\/www.sbicard.com\/sprint\/IndiGoSBI?CS=google\" target=\"_blank\" rel=\"noopener\">SBI Sprint<\/a> and add your personal details.\u00a0\u00a0<\/li>\n\n\n\n<li>Next, provide your professional and KYC details, and click on \u2018Submit\u2019.\u00a0\u00a0<\/li>\n\n\n\n<li>On submission, a reference number will be generated to track your SBI IndiGo credit card application status.\u00a0\u00a0<\/li>\n<\/ol>\n\n\n\n<p>To be eligible for the SBI IndiGo credit card, the applicant must:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be between 21 and 70 years old<\/li>\n\n\n\n<li>Having a stable monthly income is required<\/li>\n\n\n\n<li>Have a credit score of 750 or above.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The SBI IndiGo Credit Card is a perfect travel companion for frequent IndiGo flyers. With rewards, milestone bonuses, and lounge access, it delivers excellent value for domestic and international travellers. Its IndiGo BluChips program and travel benefits make every journey more rewarding, especially when managed smartly with timely bill payments via PICE.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1764910367343\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the joining fee for the SBI IndiGo Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The joining fee is \u20b91,499 + GST.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764910380191\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I earn IndiGo BluChips with this card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Earn 3 BluChips per \u20b9100 on IndiGo bookings and 2 on hotel and travel spends.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764910389932\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a renewal fee for the SBI IndiGo Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, \u20b91,499 + GST annually.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764910401051\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How do I redeem IndiGo BluChips?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Redeem directly on the IndiGo website or app by selecting BluChips as payment.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764910413801\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I apply for the SBI IndiGo Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Apply online via the SBI Card website or app by completing personal and KYC details.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Are you a regular traveller with IndiGo Airlines? If so, then elevate your every journey with the SBI IndiGo credit card. This credit card is a travel-focused card with perks and rewards that make your travel smoother and highly rewarding. With this guide, we will take you through everything you need to know [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":82641,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82640","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82640"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82640\/revisions"}],"predecessor-version":[{"id":82643,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82640\/revisions\/82643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82641"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}