{"id":82522,"date":"2025-12-04T20:02:37","date_gmt":"2025-12-04T14:32:37","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82522"},"modified":"2025-12-04T20:02:40","modified_gmt":"2025-12-04T14:32:40","slug":"sbi-simplysave-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/sbi-simplysave-credit-card\/","title":{"rendered":"SBI SimplySAVE Credit Card &#8211; Benefits and Features"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaway<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn up to 10 reward points with the SBI SimplySAVE Credit Card.<\/li>\n\n\n\n<li>Meet the annual spend criteria to waive the annual fee of \u20b9499.<\/li>\n\n\n\n<li>Earn reward points on every \u20b9150 spent using the card.<\/li>\n\n\n\n<li>Meet the spend criteria within the first 60 days of card issuance to get rewards equivalent to the joining fee.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The <strong>SBI SimplySAVE Credit Card<\/strong> helps you save 10 times more on every \u20b9150 spent on everyday categories like groceries, making it perfect for daily spending. With redeemable reward points and exclusive benefits, this card helps you maximise your savings without effort.<\/p>\n\n\n\n<p>If you are looking for a card that offers smart rewards on routine expenses, the SBI SimplySAVE Credit Card is worth exploring.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#sbi-simply-save-credit-card-benefits\">SBI SimplySAVE Credit Card Benefits<\/a><\/li><li><a href=\"#sbi-simply-save-credit-card-charges\">SBI SimplySAVE Credit Card Charges<\/a><ul><li><a href=\"#things-to-know-about-simply-save-sbi-card\">Things to Know About SimplySAVE SBI Card<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sbi-simply-save-credit-card-benefits\"><strong>SBI SimplySAVE Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"282\" height=\"179\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/SBI-SimplySAVE-Credit-Card-.jpeg\" alt=\"\" class=\"wp-image-82604 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/SBI-SimplySAVE-Credit-Card-.jpeg 282w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/SBI-SimplySAVE-Credit-Card--150x95.jpeg 150w\" sizes=\"auto, (max-width: 282px) 100vw, 282px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>You can earn 2,000 reward points as a bonus if you spend \u20b92,000 or more within the first 60 days of card activation.<\/p>\n<\/div><\/div>\n\n\n\n<p> In addition, you can enjoy the following benefits with this card:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>On every \u20b9150 spent on movies, dining, grocery and <a href=\"https:\/\/www.geeksforgeeks.org\/business-studies\/departmental-stores-features-types-advantages-disadvantages\/\" target=\"_blank\" rel=\"noopener\">departmental stores<\/a>, you can earn 10 reward points.<\/li>\n\n\n\n<li>If you spend \u20b9150 on other categories, you can earn 1 reward point.<\/li>\n\n\n\n<li>Each reward point is equivalent to \u20b90.25.<\/li>\n\n\n\n<li>If you transact between \u20b9500 and \u20b93,000 at petrol stations in India, you can get up to 1% fuel surcharge waiver.<\/li>\n<\/ul>\n\n\n\n<p>Suggested to read:<a href=\"https:\/\/piceapp.com\/blogs\/lifetime-free-fuel-credit-card\/\"> Lifetime free fuel credit card<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sbi-simply-save-credit-card-charges\"><strong>SBI SimplySAVE Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The joining fee for the <strong>SBI SimplySAVE Credit Card<\/strong> is \u20b9499. However, if you meet the spending criteria within the first 60 days, you can get reward points worth \u20b9500.&nbsp;<\/p>\n\n\n\n<p>In addition, the annual renewal fee for this credit card is the same as the joining fee. However, you can waive it off if you spend \u20b91 lakh in the previous year. Notably, there is no fee for add-on cards when it comes to the SimplySAVE Credit Card.&nbsp;<\/p>\n\n\n\n<p>Here are the other fees applicable to the <strong>SBI SimplySAVE Credit Card:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Cash Advance Fee<\/td><td>2.5% or \u20b9500, whichever is higher<\/td><\/tr><tr><td>Cash Payment Fee<\/td><td>\u20b9250 + applicable taxes<\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% per month or 45% per year<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The late payment fee varies based on the outstanding amount as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Outstanding Amount<\/strong><\/td><td><strong>Late Payment Fee<\/strong><\/td><\/tr><tr><td>0 to \u20b9500<\/td><td>Nil<\/td><\/tr><tr><td>\u20b9501 to \u20b91,000<\/td><td>\u20b9400<\/td><\/tr><tr><td>\u20b91,001 to \u20b910,000<\/td><td>\u20b9750<\/td><\/tr><tr><td>\u20b910,001 to \u20b925,000<\/td><td>\u20b9950<\/td><\/tr><tr><td>\u20b925,001 to \u20b950,000<\/td><td>\u20b91,100<\/td><\/tr><tr><td>Above \u20b950,000<\/td><td>\u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Explore Other SBI Banks\u2019 Credit Card Offers<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><a href=\"https:\/\/piceapp.com\/blogs\/reliance-sbi-card-prime\/\">Reliance SBI Card PRIME<\/a><\/td><td><a href=\"https:\/\/piceapp.com\/blogs\/sbi-bank-credit-card\/\">SBI Bank Credit Card<\/a><\/td><td><a href=\"https:\/\/piceapp.com\/blogs\/sbi-cashback-credit-card\/\">SBI Cashback Credit Card<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"things-to-know-about-simply-save-sbi-card\"><strong>Things to Know About SimplySAVE SBI Card<\/strong><\/h3>\n\n\n\n<p>You can redeem your earned rewards across categories like books and periodicals, accessories, apparel and superstore, travel and holidays, memberships, kids zone, lifestyle, luxury, homeware, health and fitness, entertainment and dining and others.<\/p>\n\n\n\n<p>In addition, you can redeem your reward points against <a href=\"https:\/\/orionprint.com\/blog\/how-do-e-vouchers-work\/\" target=\"_blank\" rel=\"noopener\">e-vouchers <\/a>from Shoppers Stop, Westside, Yatra, Amazon Prime and others. Based on the accumulated reward points, you can choose the redemption option.\u00a0<\/p>\n\n\n\n<p>However, note that this card does not offer any lounge access. So if required, you need to use <a href=\"https:\/\/piceapp.com\/blogs\/how-to-get-lounge-access-without-credit-card\/\">alternative methods<\/a> to avail such perks.\u00a0Lastly, don\u2019t forget to activate and link your card to the <a href=\"https:\/\/piceapp.com\/\">PICE app<\/a> for timely bill reminders and easy tracking. <em>Download the app now and avoid unwanted interest charges!<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1764850025038\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I get a fuel surcharge waiver on every transaction with the SBI SimplySAVE Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can get a fuel surcharge waiver of 1% on fuel transactions solely. The transaction amount should be between \u20b9500 and \u20b93,000.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764850035884\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can my family members use a SimplySAVE Credit Card simultaneously?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can take an add-on card for your family members who are above 18 years old. Add-on cards do not require an additional joining fee or annual fee.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764850048934\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the value of reward points associated with the SBI SimplySAVE Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Each reward point on the SBI SimplySAVE Credit Card is equivalent to \u20b90.25. In other words, 4 reward points are equal to \u20b91.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764850070984\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I avoid paying the annual fee on a SimplySAVE Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The annual fee for the SBI SimplySAVE Credit Card is \u20b9499. However, you can get it waived off by spending \u20b91 lakh in the preceding financial year using the card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764850079883\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does the SBI SimplySAVE Credit Card offer lounge access?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>SBI Simply Save Credit Card does not offer any airport lounge access, irrespective of domestic or international lounges. However, you can redeem the reward points in the travel and holidays category to enjoy other travel-related benefits.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764850100733\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I redeem the reward points on a SimplySAVE Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can redeem reward points on the SimplySAVE Credit Card across different categories. Further, you can redeem it against e-vouchers from partner brands.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaway The SBI SimplySAVE Credit Card helps you save 10 times more on every \u20b9150 spent on everyday categories like groceries, making it perfect for daily spending. With redeemable reward points and exclusive benefits, this card helps you maximise your savings without effort. If you are looking for a card that offers smart rewards [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":82602,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82522","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82522","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82522"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82522\/revisions"}],"predecessor-version":[{"id":82611,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82522\/revisions\/82611"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82602"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82522"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}