{"id":83921,"date":"2025-12-30T13:50:22","date_gmt":"2025-12-30T08:20:22","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=83921"},"modified":"2025-12-30T13:50:26","modified_gmt":"2025-12-30T08:20:26","slug":"icici-bank-rubyx-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/icici-bank-rubyx-credit-card\/","title":{"rendered":"ICICI Bank Rubyx Credit Card: Rewards, Benefits, and Eligibility"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-benefits\">Key Benefits<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ICICI Bank Rubyx Credit Card offers up to 12x reward points via iShop on travel and vouchers.<\/li>\n\n\n\n<li>Complimentary airport and railway lounge access enhances travel comfort.<\/li>\n\n\n\n<li>Milestone bonuses reward annual spends above \u20b93 lakh.<\/li>\n\n\n\n<li>Lifestyle perks include golf, dining discounts, and movie offers.<\/li>\n\n\n\n<li>Best suited for high-income individuals with premium spending habits.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The ICICI Bank Rubyx Credit Card is designed for high spenders who want premium rewards on everyday and lifestyle purchases. It offers up to 12x reward points on select categories, which you can redeem across travel, dining and shopping categories.\u00a0<\/p>\n\n\n\n<p>Beyond rewards, the card adds value with benefits such as airport lounge access, movie discounts, e-vouchers and exclusive golf privileges. Let\u2019s take a closer look at the ICICI Bank Rubyx Credit Card and its key benefits.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#key-benefits-of-the-icici-bank-rubyx-credit-card\">Key Benefits of the ICICI Bank Rubyx Credit Card<\/a><\/li><li><a href=\"#additional-features-of-the-icici-bank-rubyx-credit-card\">Additional Features of the ICICI Bank Rubyx Credit Card<\/a><\/li><li><a href=\"#fees-and-charges-of-the-icici-bank-rubyx-credit-card\">Fees and Charges of the ICICI Bank Rubyx Credit Card<\/a><\/li><li><a href=\"#who-should-get-the-icici-bank-rubyx-credit-card\">Who Should Get the ICICI Bank Rubyx Credit Card?<\/a><\/li><li><a href=\"#hacks-to-get-the-maximum-value-from-your-icici-bank-rubyx-credit-card\">Hacks to Get the Maximum Value from Your ICICI Bank Rubyx Credit Card<\/a><\/li><li><a href=\"#eligibility-criteria-to-get-a-icici-bank-rubyx-credit-card\">Eligibility Criteria to Get a ICICI Bank Rubyx Credit Card<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"key-benefits-of-the-icici-bank-rubyx-credit-card\"><strong>Key Benefits of the ICICI Bank Rubyx Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Rubyx-Card-Benefits.jpeg\" alt=\"Key Benefits of the ICICI Bank Rubyx Credit Card\" class=\"wp-image-83923\" style=\"width:840px;height:auto\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Rubyx-Card-Benefits.jpeg 800w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Rubyx-Card-Benefits-300x200.jpeg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Rubyx-Card-Benefits-150x100.jpeg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Rubyx-Card-Benefits-768x512.jpeg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The ICICI Bank Rubyx credit card benefits include discounts and lifestyle experiences through accelerated reward points, sports and more. Let\u2019s know about them in detail:\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"welcome-bonus\"><strong>Welcome Bonus<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy e-vouchers worth over \u20b95,000 from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip, etc as a welcome benefit.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"rewards-program\"><strong>Rewards Program<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 4 reward points for every \u20b9100 you spend on international spends.<\/li>\n\n\n\n<li>Similarly, get 2 reward points on your domestic spends and 1 reward point on utility &amp; insurance spends.<\/li>\n\n\n\n<li>Earn 12x reward points on flight, bus or hotel bookings and on shopping vouchers through iShop.<\/li>\n\n\n\n<li>Enjoy 6x reward points for spending on brands like Amazon Prime, MMT and Hamleys through iShop.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"milestone-bonus\"><strong>Milestone Bonus<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy an additional 3,000 reward points for reaching the \u20b93 lakh spending milestone on your ICICI Bank Rubyx credit card.<\/li>\n\n\n\n<li>Get an additional 1,500 reward points for every additional \u20b91 lakh you spend after reaching the first milestone of \u20b93 lakh.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"complimentary-lounge-access\"><strong>Complimentary Lounge Access<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy ICICI Bank Rubyx credit card lounge access offer, including 8 complimentary visits every year.\u00a0<\/li>\n\n\n\n<li>Get 8 complimentary railway lounge accesses in a year for using the ICICI Bank Rubyx credit card.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"lifestyle-benefits\"><strong>Lifestyle Benefits<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy a complimentary round or lesson of golf every month for spending \u20b950,000 in the previous month. You can get up to 2 golf rounds in a month.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"additional-features-of-the-icici-bank-rubyx-credit-card\"><strong>Additional Features of the ICICI Bank Rubyx Credit Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy a 25% discount up to \u20b9150 for booking movie tickets through BookMyShow or INOX. You can avail this offer twice a month.<\/li>\n\n\n\n<li>Save at least 15% on your dining bills at partner restaurants of the ICICI Bank. To view the list, download the \u2018ICICI Bank Culinary Treats Mobile App\u2019.<\/li>\n\n\n\n<li>Enjoy all kinds of lifestyle benefits, including dining, travel, sports, wellness and more under the Mastercard program. Click <a href=\"https:\/\/specials.priceless.com\/specials\" target=\"_blank\" rel=\"noopener\">here<\/a> to know about them.<\/li>\n\n\n\n<li>Enjoy a comprehensive insurance cover available at the ICICI Bank Rubyx credit card.<\/li>\n\n\n\n<li>Get 1% waiver on the surcharge for buying fuel worth between \u20b9400 and \u20b94,000.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fees-and-charges-of-the-icici-bank-rubyx-credit-card\"><strong>Fees and Charges of the ICICI Bank Rubyx Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges<\/strong><\/td><td><strong>Amount and Conditions<\/strong><\/td><\/tr><tr><td>Joining Fee<\/td><td>\u20b93,000<\/td><\/tr><tr><td>Renewal Fee<\/td><td>Free (1st year)&nbsp;<\/td><\/tr><tr><td>Cash Withdrawal Fee<\/td><td>3.75% per month<\/td><\/tr><tr><td>Interest on Late Payments<\/td><td>1.25% to 3.75% per&nbsp; month<\/td><\/tr><tr><td>Late Payment Fees<\/td><td>\u20b90 to \u20b91,300, depending on the due amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Managing multiple credit card bill payments can be a hassle when done manually. Use the centralised bill payment and management facility available on <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a> and never miss a due date again!\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"who-should-get-the-icici-bank-rubyx-credit-card\"><strong>Who Should Get the ICICI Bank Rubyx Credit Card?<\/strong><\/h2>\n\n\n\n<p>The ICICI Bank Rubyx credit card is best for frequent travellers and individuals who have the appetite to spend money to appreciate their lifestyle. This card may be a good fit for you if you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Travel frequently for both domestic and international trips<\/li>\n\n\n\n<li>Shop regularly for fashion, lifestyle, health and beauty products<\/li>\n\n\n\n<li>Maintain annual spends of at least \u20b93 lakh in a membership year<\/li>\n\n\n\n<li>Enjoy dining out often and subscribing to OTT platforms regularly<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hacks-to-get-the-maximum-value-from-your-icici-bank-rubyx-credit-card\"><strong>Hacks to Get the Maximum Value from Your ICICI Bank Rubyx Credit Card<\/strong><\/h2>\n\n\n\n<p>Follow these simple hacks below to earn maximum reward points on your ICICI Bank Rubyx credit card.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use iShop for online purchases and travel bookings.<\/li>\n\n\n\n<li>Use iShop as your default online shop for all types of products when you wish to use the Rubyx card.<\/li>\n\n\n\n<li>Book movie tickets through BookMyShow and INOX and use the ICICI Bank Rubyx credit card for payment.\u00a0<\/li>\n\n\n\n<li>Track Mastercard offers regularly to maximise savings across multiple categories.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"eligibility-criteria-to-get-a-icici-bank-rubyx-credit-card\"><strong>Eligibility Criteria to Get a ICICI Bank Rubyx Credit Card<\/strong><\/h2>\n\n\n\n<p>Let\u2019s see if you are eligible to apply for the ICICI Bank Rubyx Credit Card. Here is the criteria you must fulfil:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cardholder\u2019s age must be between 21 and 65 years.<\/li>\n\n\n\n<li>Minimum income of salaried personnel must be \u20b975,000 per month.<\/li>\n\n\n\n<li>Self-employed people must have an average income of \u20b99 lakh per annum as per ITR.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The ICICI Bank Rubyx Credit Card is a premium choice for high spenders seeking strong rewards, travel perks, and lifestyle privileges. With accelerated reward points, lounge access, golf benefits, and milestone bonuses, it delivers solid value for frequent travellers and lifestyle-focused users.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1767082163055\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the joining fee of the ICICI Bank Rubyx Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The joining fee for the ICICI Bank Rubyx Credit Card is \u20b93,000.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767082174154\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does the ICICI Bank Rubyx Credit Card offer a welcome bonus?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, it provides e-vouchers worth over \u20b95,000 as a welcome benefit.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767082184058\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many reward points do I earn on international spends?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You earn 4 reward points per \u20b9100 spent internationally on the ICICI Bank Rubyx Credit Card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767082194045\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are movie ticket discounts available on this card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, the ICICI Bank Rubyx Credit Card offers 25% off on BookMyShow and INOX bookings.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767082213539\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Who is eligible to apply for the ICICI Bank Rubyx Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Salaried individuals earning \u20b975,000\/month or self-employed earning \u20b99 lakh\/year can apply.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Benefits The ICICI Bank Rubyx Credit Card is designed for high spenders who want premium rewards on everyday and lifestyle purchases. It offers up to 12x reward points on select categories, which you can redeem across travel, dining and shopping categories.\u00a0 Beyond rewards, the card adds value with benefits such as airport lounge access, [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":83922,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-83921","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83921","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=83921"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83921\/revisions"}],"predecessor-version":[{"id":83925,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83921\/revisions\/83925"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83922"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=83921"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=83921"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=83921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}