{"id":84041,"date":"2026-01-02T19:52:50","date_gmt":"2026-01-02T14:22:50","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84041"},"modified":"2026-01-06T18:46:07","modified_gmt":"2026-01-06T13:16:07","slug":"axis-bank-cashback-credit-card-2","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/axis-bank-cashback-credit-card-2\/","title":{"rendered":"Axis Bank Cashback Credit Card: Benefits &amp; Charges"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comes with a joining fee of \u20b91,000.<\/li>\n\n\n\n<li>Ideal for frequent online shoppers.&nbsp;<\/li>\n\n\n\n<li>Earn up to 7% cashback on online spends.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>If you are someone who frequently shops online with your debit card, you are missing out big on the <strong>Axis Bank Cashback Credit Card<\/strong>. It offers up to 7% cashback on online spends along with other rewards and benefits. Read on to know more about what this card entails.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#cashback-privileges-of-axis-bank-cashback-credit-card\">Cashback Privileges of Axis Bank Cashback Credit Card<\/a><\/li><li><a href=\"#other-axis-bank-cashback-credit-card-benefits\">Other Axis Bank Cashback Credit Card Benefits\u00a0<\/a><\/li><li><a href=\"#fees-and-charges-of-the-axis-bank-cashback-credit-card\">Fees and Charges of the Axis Bank Cashback Credit Card<\/a><\/li><li><a href=\"#axis-bank-cashback-credit-card-eligibility-criteria\">Axis Bank Cashback Credit Card Eligibility Criteria<\/a><\/li><li><a href=\"#required-documents-to-apply-for-the-axis-bank-credit-card\">Required Documents to Apply for the Axis Bank Credit Card<\/a><\/li><li><a href=\"#process-to-apply-for-the-axis-bank-credit-card\">Process to Apply for the Axis Bank Credit Card<\/a><\/li><li><a href=\"#axis-bank-cashback-credit-card-who-is-it-ideal-for\">\u00a0Axis Bank Cashback Credit Card: Who is it Ideal For?<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cashback-privileges-of-axis-bank-cashback-credit-card\"><strong>Cashback Privileges of Axis Bank Cashback Credit Card<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"647\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-Cashback-Credit-Card-1024x647.webp\" alt=\"Axis Bank Cashback Credit Card\" class=\"wp-image-84045 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-Cashback-Credit-Card-1024x647.webp 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-Cashback-Credit-Card-300x190.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-Cashback-Credit-Card-150x95.webp 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-Cashback-Credit-Card-768x485.webp 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-Cashback-Credit-Card-1536x970.webp 1536w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Axis-Bank-Cashback-Credit-Card.webp 1583w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<ul class=\"wp-block-list\">\n<li>Get an unlimited base cashback of 0.75% on types of offline and travel-related spends.&nbsp;<\/li>\n\n\n\n<li>Avail 0.5% cashback on spend of up to \u20b9100 on utility bill payments.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get a 7% cashback on online spends of more than \u20b940,000 and earn up to \u20b94,000 every statement month.<\/li>\n\n\n\n<li>Get 2% cashback for online spends of up to \u20b95,000.<\/li>\n\n\n\n<li>Avail 5% cashback for online spending of more than \u20b95,000 and up to \u20b940,000.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>For instance: <\/strong>If you meet a monthly net spend threshold of \u20b970,000, you will get a 2% cashback (which applies on \u20b92,000), 5% cashback (which applies on \u20b935,000) and a 7% cashback (which applies on \u20b930,000).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-axis-bank-cashback-credit-card-benefits\"><strong>Other Axis Bank Cashback Credit Card Benefits&nbsp;<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get a welcome benefit of EDGE reward points worth \u20b91,000. You get this within the first 30 days of issuing your card.<\/li>\n\n\n\n<li>Get up to \u20b91,000 off on dining transactions with the EazyDiner program.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fees-and-charges-of-the-axis-bank-cashback-credit-card\"><strong>Fees and Charges of the Axis Bank Cashback Credit Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joining Fee &#8211; <\/strong>\u20b91,000<\/li>\n\n\n\n<li><strong>Annual Fee &#8211; <\/strong>\u20b91,000<\/li>\n\n\n\n<li><strong>Cash Advance Fee &#8211; <\/strong>2.5% of the transaction amount or a minimum of \u20b9500<\/li>\n\n\n\n<li><strong>Over Limit Charge &#8211; <\/strong>2.5% (or minimum \u20b9500) of the overlimit amount<\/li>\n\n\n\n<li><strong>Cash Deposit at Branches &#8211; <\/strong>\u20b9175<\/li>\n\n\n\n<li><strong>Returned Payment Charge &#8211; <\/strong>2% of payment amount (or minimum \u20b9500)<\/li>\n\n\n\n<li><strong>Finance Charges &#8211; <\/strong>3.75% per month&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: On spending of \u20b94,00,000 and above in an anniversary year, you can get an annual fee waiver.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-bank-cashback-credit-card-eligibility-criteria\"><strong>Axis Bank Cashback Credit Card Eligibility Criteria<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Primary cardholders have to be between the ages of 18 and 70 years.<\/li>\n\n\n\n<li>Applicants should mandatorily be residents of India.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"required-documents-to-apply-for-the-axis-bank-credit-card\"><strong>Required Documents to Apply for the Axis Bank Credit Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PAN card<\/li>\n\n\n\n<li>Residence Proof (Electricity bill, Landline telephone bill, Driving license)<\/li>\n\n\n\n<li>Proof of Income (Latest payslip, IT return, Form 60)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"process-to-apply-for-the-axis-bank-credit-card\"><strong>Process to Apply for the Axis Bank Credit Card<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>First, head over to the official Axis Bank site. Then click on Cards &gt; Credit Cards on their homepage.<\/li>\n\n\n\n<li>Now, you will see a vast range of Axis Bank credit cards. Select the \u2018Axis Bank Cashback Credit Card\u2019 and select &#8216;Apply Now&#8217;.<\/li>\n\n\n\n<li>Provide your personal information, such as name, income, phone number, etc.<\/li>\n\n\n\n<li>You have to complete an online KYC. Here, you have to upload your PAN, Aadhaar and your photographs.<\/li>\n\n\n\n<li>The bank can ask you for additional proof of income.<\/li>\n\n\n\n<li>After having completed all of the above steps, Axis Bank will review your application and deliver your credit card within 5-7 working days upon successful verification.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-bank-cashback-credit-card-who-is-it-ideal-for\"><strong>&nbsp;Axis Bank Cashback Credit Card: Who is it Ideal For?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>People Who Prefer Cashback: <\/strong>The <strong>Axis Bank Cashback credit card<\/strong> offers a simple cashback mechanism and is ideal for people who are not particularly fond of reward points.&nbsp;<\/li>\n\n\n\n<li><strong>Frequent Online Shoppers: <\/strong>This card rewards cashback of up to 7% on online shopping spends. Hence, if you are an online shopper, this card will give you the maximum value back.<\/li>\n<\/ul>\n\n\n\n<p><em>Managing multiple credit card bill payments can be tedious, but it does not have to be! Get the<\/em><a href=\"https:\/\/piceapp.com\/\"><em> <\/em><em>Pice app<\/em><\/a><em> today to easily manage all your due bill payments. Download the app today!<\/em><\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Footnote<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>There is no cap on the base earnings. Customers are eligible for unlimited 0.75% cashback on the eligible spends.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1767362808618\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are there any foreign currency transactions on the Axis Bank Cashback credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>There is a foreign currency transaction charge of\u00a0 3.50% on all international non-DCC transactions.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767362824727\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does the Axis Bank Cashback credit card provide a fuel surcharge waiver?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, you do not get any fuel surcharge benefit with the <strong>Axis Bank Cashback credit card<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767362834412\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What will happen to the cashback I receive if I return a product?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you cancel a service or return a product after receiving cashback on your <strong>Axis Bank Cashback credit card<\/strong>, the credit cashback amount will be reversed. The bank will deduct it from your account.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways: If you are someone who frequently shops online with your debit card, you are missing out big on the Axis Bank Cashback Credit Card. It offers up to 7% cashback on online spends along with other rewards and benefits. Read on to know more about what this card entails. Cashback Privileges of Axis [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":84068,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84041","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84041","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84041"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84041\/revisions"}],"predecessor-version":[{"id":84127,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84041\/revisions\/84127"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84068"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84041"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84041"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}