{"id":84475,"date":"2026-01-13T18:14:41","date_gmt":"2026-01-13T12:44:41","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84475"},"modified":"2026-01-13T18:14:44","modified_gmt":"2026-01-13T12:44:44","slug":"yes-bank-elite-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/yes-bank-elite-credit-card\/","title":{"rendered":"Experience Luxury with YES Bank Elite+ Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Yes Bank Elite+ credit card was earlier known as YES Premia and YES Bank ELITE.<\/li>\n\n\n\n<li>It offers strong rewards, lounge access and golf privileges.<\/li>\n\n\n\n<li>Cardholders get a 25% BookMyShow discount for entertainment savings.<\/li>\n\n\n\n<li>Purchase protection covers eligible electronics up to \u20b950,000.<\/li>\n\n\n\n<li>Reward subscriptions help maximise points on lifestyle spends.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Rewards that add value to every swipe define the YES Bank ELITE+ Credit Card. Previously known as YES Premia, this card brings premium benefits under one identity. YES Premia, YES Bank ELITE and YES Bank ELITE+ refer to the same card.<\/p>\n\n\n\n<p>It suits users who seek lifestyle upgrades, luxury privileges and strong rewards. Cardmembers also enjoy a 25% discount on BookMyShow, which adds instant value to entertainment spends.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#yes-bank-elite-credit-card-benefits\">YES Bank Elite+ Credit Card Benefits<\/a><\/li><li><a href=\"#things-to-know-about-the-purchase-protection-insurance-cover-of-the-yes-elite-card\">Things to Know About the Purchase Protection Insurance Cover of the YES Elite+ Card\u00a0<\/a><\/li><li><a href=\"#yes-bank-elite-credit-card-lounge-access-program\">YES Bank Elite Credit Card Lounge Access Program<\/a><\/li><li><a href=\"#yes-elite-credit-card-rewards-program\">YES Elite+ Credit Card Rewards Program<\/a><\/li><li><a href=\"#yes-bank-elite-credit-card-charges\">YES Bank Elite+ Credit Card Charges<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"yes-bank-elite-credit-card-benefits\"><strong>YES Bank Elite+ Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Elite-Benefits.jpeg\" alt=\"YES Bank Elite+ Credit Card Benefits\" class=\"wp-image-84477\" style=\"width:840px;height:auto\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Elite-Benefits.jpeg 800w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Elite-Benefits-300x200.jpeg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Elite-Benefits-150x100.jpeg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Yes-Bank-Elite-Benefits-768x512.jpeg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The YES Bank Elite+ Credit Card delivers lifestyle, travel and protection benefits for everyday and premium spends.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Purchase protection covers up to \u20b950,000 on online mobile and electronic purchases for 6 months.<\/li>\n\n\n\n<li>Preferential foreign currency markup of 2.75% on international transactions.<\/li>\n\n\n\n<li>Golf program with 4 green fee waivers at select golf courses in India.<\/li>\n\n\n\n<li>1 complimentary golf lesson every calendar month at select courses.<\/li>\n\n\n\n<li>1% fuel surcharge waiver across India that applies to transactions between \u20b9400-\u20b95,000.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"things-to-know-about-the-purchase-protection-insurance-cover-of-the-yes-elite-card\"><strong>Things to Know About the Purchase Protection Insurance Cover of the YES Elite+ Card&nbsp;<\/strong><\/h2>\n\n\n\n<p>This insurance cover follows specific eligibility rules. Customers must meet all conditions to raise a valid claim.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Eligibility Conditions<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cards must be active with 1 transaction of \u20b9100 or more in the last 60 days.<\/li>\n\n\n\n<li>Cover applies only to purchases with a minimum value of \u20b95,000.<\/li>\n\n\n\n<li>Insurance applies only to accidental damage cases.<\/li>\n\n\n\n<li>Claim must be raised within 15 days of the date of damage.<\/li>\n\n\n\n<li>Purchase must occur on approved merchant categories only.<\/li>\n\n\n\n<li>Coverage applies only to devices purchased on or after 18 December, 2023.<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Documents for Claim Submission<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Duly completed insurance claim form<\/li>\n\n\n\n<li>Original purchase invoice of the damaged device<\/li>\n\n\n\n<li>Credit card statement showing the transaction<\/li>\n\n\n\n<li>Clear image of the damaged device<\/li>\n\n\n\n<li>Repair invoice from the authorised service centre for repairable damage<\/li>\n\n\n\n<li>Replacement estimate from authorised service centre for irreparable damage<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"yes-bank-elite-credit-card-lounge-access-program\"><strong>YES Bank Elite Credit Card Lounge Access Program<\/strong><\/h2>\n\n\n\n<p>Primary YES Bank Elite+ Credit Card holders receive exclusive lounge privileges through both card swipe and online booking options.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>International Lounge Access<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Primary cardmembers receive 3 complimentary international airport lounge visits each calendar year. This benefit applies only outside India.<\/p>\n\n\n\n<p><strong>Note:<\/strong> Once the free quota ends, lounge access attracts applicable charges and taxes for the cardmember and guests.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Domestic Lounge Access<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Primary cardmembers enjoy 2 complimentary domestic airport lounge visits per calendar quarter in India. Access remains available through card swipe or QR code generation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"steps-to-book-lounge-access-online\"><strong>Steps to Book Lounge Access Online<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit the <a href=\"https:\/\/www.loungeone.ai\/lounge-booking\" target=\"_blank\" rel=\"noopener\">Lounge One<\/a> booking website.<\/li>\n\n\n\n<li>Select the departure airport and preferred lounge.<\/li>\n\n\n\n<li>Log in and choose your payment card.<\/li>\n\n\n\n<li>Enter the guest count and authorise the card.<\/li>\n\n\n\n<li>Receive a QR code and scan it with your boarding pass at entry.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"yes-elite-credit-card-rewards-program\"><strong>YES Elite+ Credit Card Rewards Program<\/strong><\/h2>\n\n\n\n<p>The YES Bank Elite+ Credit Card offers flexible reward earning through regular spending and optional subscription plans.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Standard Reward Structure<\/strong><\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Earn 12 YES Rewardz Points on every \u20b9200 spent online.<\/li>\n\n\n\n<li>Earn 6 YES Rewardz Points on every \u20b9200 spent offline.<\/li>\n\n\n\n<li>Earn 4 YES Rewardz Points on every \u20b9200 spent on select categories.<\/li>\n<\/ol>\n\n\n\n<p><strong>Note:<\/strong><em> <\/em><a href=\"https:\/\/creditrewardz.yes.bank.in\/\" target=\"_blank\" rel=\"noopener\">Reward earnings<\/a> carry a maximum cap of 12,000 points per statement cycle.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Subscription Plan 1<\/strong><\/li>\n<\/ul>\n\n\n\n<p>This plan boosts rewards across most spends.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Online spends earn 2X regular reward points.<\/li>\n\n\n\n<li>Offline and select category spends earn 3X regular points.<\/li>\n\n\n\n<li>Annual subscription fee stands at \u20b91,500.<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Subscription Plan 2<\/strong><\/li>\n<\/ul>\n\n\n\n<p>This plan focuses on lifestyle categories.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Online spends earn 3X points on travel, dining, fashion and healthcare.<\/li>\n\n\n\n<li>Offline spends earn 5X points on these categories.<\/li>\n\n\n\n<li>Annual subscription fee stands at \u20b92,500.<\/li>\n<\/ol>\n\n\n\n<p><strong>Note:<\/strong> Reward points do not apply to rent, wallet loads, fuel, government, advertising spends, cash withdrawals or EMI transactions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"yes-bank-elite-credit-card-charges\"><strong>YES Bank Elite+ Credit Card Charges<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Joining Fee<\/td><td>\u20b9999 + Applicable Taxes(Waived, if you spend \u20b920,000 within 1 month of card set up date.)<\/td><\/tr><tr><td>Annual Fee<\/td><td>\u20b9999 + Applicable Taxes(Waived, if you spend \u20b92,00,000 within 1 year.)<\/td><\/tr><tr><td>Interest Charges<\/td><td>3.99% (monthly); 47.88% (annually)<\/td><\/tr><tr><td>Cash Advance Fee<\/td><td>2.5% or \u20b9500 (whichever is higher)<\/td><\/tr><tr><td>Cheque Dishonour Fee<\/td><td>\u20b9450<\/td><\/tr><tr><td colspan=\"2\">Late Payment Charges:<\/td><\/tr><tr><td>\u20b9500<\/td><td>Nil<\/td><\/tr><tr><td>Above \u20b9500<\/td><td>10% or \u20b91,350 (whichever is lower)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Do not let late payment charges affect your budget. Download the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> to receive timely alerts for credit card bill payment dates. You can also pay your credit card bills through this app and track payment status. It is indeed a one-stop solution!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The Yes Bank Elite+ credit card blends rewards, lifestyle privileges and protection under one premium identity. With lounge access, golf benefits, entertainment discounts and flexible rewards, it suits frequent spenders seeking value on everyday and luxury purchases while enjoying global acceptance and reliable insurance-backed security.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1768307373290\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is YES Premia different from the YES Bank Elite+ credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, YES Premia, YES Bank ELITE and ELITE+ are the same card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768307398085\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many lounge visits does the card offer?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It provides 3 international visits yearly and 2 domestic visits per quarter.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768307418384\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does the Yes Bank Elite+ credit card offer purchase protection?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, it covers eligible accidental damage for six months.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768307446437\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the annual fee of the yes bank elite+ credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The annual fee is \u20b9999 plus taxes, with spend-based waiver options.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768307465849\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What rewards can I earn on online spends?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You earn up to 12 YES Rewardz points per \u20b9200 spent online.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Rewards that add value to every swipe define the YES Bank ELITE+ Credit Card. Previously known as YES Premia, this card brings premium benefits under one identity. YES Premia, YES Bank ELITE and YES Bank ELITE+ refer to the same card. It suits users who seek lifestyle upgrades, luxury privileges and strong rewards. [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":84476,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84475","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84475","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84475"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84475\/revisions"}],"predecessor-version":[{"id":84478,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84475\/revisions\/84478"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84476"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84475"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84475"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84475"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}