{"id":84334,"date":"2026-01-15T20:08:40","date_gmt":"2026-01-15T14:38:40","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84334"},"modified":"2026-01-15T20:08:44","modified_gmt":"2026-01-15T14:38:44","slug":"pioneer-legacy-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/pioneer-legacy-credit-card\/","title":{"rendered":"IndusInd Bank Pioneer Legacy Credit Card- Features &amp; Benefits"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 2X reward points on every \u20b9100 spent on weekend transactions.&nbsp;<\/li>\n\n\n\n<li>Get up to 3 free movie tickets per month on BookMyShow.<\/li>\n\n\n\n<li>Offers up to 8 international and 4 domestic airport lounge visits annually.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>If airport lounges are a must-have for your travels, the IndusInd Bank <strong>Pioneer Legacy Credit Card<\/strong> is designed to elevate your journey.&nbsp;<\/p>\n\n\n\n<p>The card offers up to 8 international airport lounge visits and 4 domestic lounge visits every year. Cardholders also receive a complimentary Priority Pass membership worth $99.&nbsp;<\/p>\n\n\n\n<p>From relaxed pre-boarding experiences to premium travel privileges, this card brings added value to frequent flyers. Read on to explore the benefits in detail and decide if it is the right travel companion for you.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#pioneer-legacy-credit-card-benefits\">Pioneer Legacy Credit Card Benefits<\/a><\/li><li><a href=\"#indus-ind-bank-pioneer-legacy-credit-card-fees\">IndusInd Bank Pioneer Legacy Credit Card Fees<\/a><\/li><li><a href=\"#reward-redemption-on-indus-ind-bank-pioneer-legacy-credit-card\">Reward Redemption on IndusInd Bank Pioneer Legacy Credit Card<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pioneer-legacy-credit-card-benefits\"><strong>Pioneer Legacy Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"397\" height=\"251\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Pioneer-Legacy-Credit-Card.webp\" alt=\"Pioneer Legacy Credit Card\" class=\"wp-image-84443 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Pioneer-Legacy-Credit-Card.webp 397w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Pioneer-Legacy-Credit-Card-300x190.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/Pioneer-Legacy-Credit-Card-150x95.webp 150w\" sizes=\"auto, (max-width: 397px) 100vw, 397px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>You can transact using your IndusInd <strong>Pioneer Legacy Credit Card<\/strong> on weekends to get 2 reward points on every \u20b9100 spent. <\/p>\n<\/div><\/div>\n\n\n\n<p>Further, you can earn 1 reward point on transactions of the same amount on weekdays. The value of 1 reward point redeemed against cash credit is \u20b91.<\/p>\n\n\n\n<p>Here are the other benefits that the card offers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The card provides a buy 1 get 1 movie ticket offer on BookMyShow, wherein you can get up to 3 free movie tickets every month, each worth \u20b9200.<\/li>\n\n\n\n<li>You can get 2 complimentary international airport lounge access outside India and 1 complimentary domestic airport lounge access per quarter with a complimentary Priority Pass membership.<\/li>\n\n\n\n<li>The card offers complimentary golf games every month at leading golf Clubs in Ahmedabad, Pune, Chennai, Bengaluru, Hyderabad, Mumbai and Delhi NCR.<\/li>\n\n\n\n<li>You can enjoy a Total Protect cover of up to the credit limit on both primary and add-on cards.<\/li>\n\n\n\n<li>With this card, you can get auto assist services such as roadside repair, emergency fuel, key locked inside, flat tyre, emergency towing, battery services, accident management and medical assistance.<\/li>\n\n\n\n<li>The card offers concierge services such as pre-trip assistance, flight booking, reservation, personal entertainment and sports booking, personal flowers and gifts, followed by personal exclusive updates.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"indus-ind-bank-pioneer-legacy-credit-card-fees\"><strong>IndusInd Bank Pioneer Legacy Credit Card Fees<\/strong><\/h2>\n\n\n\n<p>You need to pay a joining fee of \u20b95,000 if you do not meet the spend criteria of \u20b950,000 within the first 90 days of card issuance. Nevertheless, IndusInd Bank does not charge an annual fee for the card. Further, add-on members can enjoy the benefits without any additional fee.<\/p>\n\n\n\n<p>Here are the other charges applicable to the card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Applicable Charges<\/strong><\/td><\/tr><tr><td>Interest Charges<\/td><td>3.83% per month or 46% per annum<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>Waived off<\/td><\/tr><tr><td>Foreign Currency Markup<\/td><td>1.8% for paid cards and 3.5% for complimentary cards<\/td><\/tr><tr><td>Dynamic Currency Conversion Charge<\/td><td>Waived off<\/td><\/tr><tr><td>Rent Payment Through Third-party Merchants<\/td><td>Waived off<\/td><\/tr><tr><td>Education Payment Transactions<\/td><td>Not applicable<\/td><\/tr><tr><td>Fuel Transaction Charge<\/td><td>Not applicable<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The card additionally attracts late payment fees if you fail to pay your credit card bill within the due date. Here are the late payment fees applicable to the card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Outstanding Balance<\/strong><\/td><td><strong>Late Payment Fees<\/strong><\/td><\/tr><tr><td>Up to \u20b9100<\/td><td>Nil<\/td><\/tr><tr><td>\u20b9101 to \u20b9500<\/td><td>\u20b9100<\/td><\/tr><tr><td>\u20b9501 to \u20b91,000<\/td><td>\u20b9350<\/td><\/tr><tr><td>\u20b91,001 to \u20b910,000<\/td><td>\u20b9550<\/td><\/tr><tr><td>\u20b910,001 to \u20b925,000<\/td><td>\u20b9800<\/td><\/tr><tr><td>\u20b925,001 to \u20b950,000<\/td><td>\u20b91,100<\/td><\/tr><tr><td>Above \u20b950,000<\/td><td>\u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>To avoid paying late payment fees, you need to pay your <\/em><a href=\"https:\/\/piceapp.com\/blogs\/can-someone-else-pay-my-credit-card-bill\/\"><em>credit card bill <\/em><\/a><em>on time. You can simplify this by linking your card to the Pice app, which sends timely bill payment reminders so you never miss a due date.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reward-redemption-on-indus-ind-bank-pioneer-legacy-credit-card\"><strong>Reward Redemption on IndusInd Bank Pioneer Legacy Credit Card<\/strong><\/h2>\n\n\n\n<p>IndusInd Bank and TWID have partnered to allow the \u2018Pay with Rewards\u2019 facility. Here is how you can pay with reward points:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can redeem 25% of the reward point balance or a maximum of 25% of the bill amount, whichever is lower.<\/li>\n\n\n\n<li>If you redeem at TATA AIA, you can use 15% of the rewards balance or 15% of the bill amount, whichever is lower.<\/li>\n\n\n\n<li>You need to pay the remaining amount using an IndusInd debit or credit card.<\/li>\n\n\n\n<li>Reward points can be redeemed across a wide range of merchants, including JioMart, Yatra, IGP, Zepto, Snapay, BookMyShow, Jio Postpaid and Prepaid, Netmeds, Jio Fibre, Gaana, Boat Lifestyle, Caf\u00e9 Coffee Day Online, ConfirmTKT, Abhibus, Spartan Poker, The Man Company, Clovia, MyChoize, MediBuddy, PC Jeweller, Hashtag, EyeMyEye, Tennishub, Zoomin, Wakefit, TATA AIA, and many more.<\/li>\n<\/ul>\n\n\n\n<p>In addition, if you are a Krisflyer Miles member, you can redeem your reward points in multiples of 100. 200 reward points are equivalent to 100 KrisFlyer Miles.&nbsp;<\/p>\n\n\n\n<p>You need at least 500 reward points to redeem against KrisFlyer Miles. In a calendar month, you can redeem up to 10,000 reward points against KrisFlyer Miles.<em>Download the Pice app now to link your <\/em><strong><em>Pioneer Legacy Credit Card<\/em><\/strong><em> and save on late payment fees by paying your bill on time!<\/em><\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#f2f5f9\"><strong>Footnote: <\/strong>Get an additional \u20b950 off on food and beverage options when booking movie tickets. To know more, check out the official <a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/credit-card\/pioneer-legacy-credit-card.html\" target=\"_blank\" rel=\"noopener\">IndusInd Bank Pioneer Legacy Credit Card<\/a> page.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1768223243505\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I redeem earned reward points on the IndusInd Pioneer Legacy Credit Card against cash back?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can redeem the accumulated reward points against cash back on the IndusInd Pioneer Legacy Credit Card. The value of 1 reward point is equivalent to \u20b91.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768223274884\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the annual fee for the IndusInd Pioneer Legacy Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>IndusInd Pioneer Legacy Credit Card does not attract any annual fee. Moreover, it does not levy any fee for add-on cards. You can enjoy the benefits of the card year on year without the need to pay additional fees.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768223290533\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a bonus reward offer based on annual spending?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>With the IndusInd Bank Pioneer Legacy Credit Card, users can earn 4,000 bonus reward points by spending \u20b95,00,000 or more within one year from the date their credit card is issued.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways:&nbsp; If airport lounges are a must-have for your travels, the IndusInd Bank Pioneer Legacy Credit Card is designed to elevate your journey.&nbsp; The card offers up to 8 international airport lounge visits and 4 domestic lounge visits every year. Cardholders also receive a complimentary Priority Pass membership worth $99.&nbsp; From relaxed pre-boarding experiences [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":84549,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84334","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84334","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84334"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84334\/revisions"}],"predecessor-version":[{"id":84548,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84334\/revisions\/84548"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84549"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84334"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84334"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84334"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}