{"id":85081,"date":"2026-02-02T17:34:13","date_gmt":"2026-02-02T12:04:13","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85081"},"modified":"2026-02-02T17:34:17","modified_gmt":"2026-02-02T12:04:17","slug":"idfc-first-bank-ashva-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/idfc-first-bank-ashva-credit-card\/","title":{"rendered":"IDFC FIRST Bank Ashva Credit Card: Elite Rewards with Indian Heritage"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>IDFC FIRST Bank Ashva Credit Card features a premium metal design inspired by Indian culture.<\/li>\n\n\n\n<li>Earn up to 50X reward points on hotels and 30X on flights via the IDFC FIRST app.<\/li>\n\n\n\n<li>Enjoy extensive airport and railway lounge access every quarter.<\/li>\n\n\n\n<li>Benefit from low 1% forex markup and comprehensive travel insurance.<\/li>\n\n\n\n<li>Lifestyle perks include BOGO movie tickets, golf sessions, and fuel surcharge waivers.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The IDFC FIRST Bank Ashva Credit Card reflects modern Indian taste with cultural pride. The name Ashva, meaning horse, symbolises strength, freedom, and forward momentum. Its metal design takes inspiration from ancient heraldry, folklore, and Indian art, giving it a bold yet classy feel.<\/p>\n\n\n\n<p>With this card, you earn 2,500 reward points on paying the joining fee. Spend over \u20b920,000 in your second and third statement cycles and earn 2,500 reward points each time.&nbsp;<\/p>\n\n\n\n<p>Sounds rewarding already? Continue reading to discover what makes this card stand out!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-are-the-benefits-of-the-idfc-first-bank-ashva-credit-card\">What are the Benefits of the IDFC FIRST Bank Ashva Credit Card?<\/a><\/li><li><a href=\"#idfc-first-bank-ashva-credit-card-rewards-program\">IDFC FIRST Bank Ashva Credit Card Rewards Program<\/a><\/li><li><a href=\"#idfc-ashva-credit-card-charges\">IDFC Ashva Credit Card Charges<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-benefits-of-the-idfc-first-bank-ashva-credit-card\"><strong>What are the Benefits of the IDFC FIRST Bank Ashva Credit Card?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/IDFC-FIrst-Ashva-Benefits.jpeg\" alt=\"Benefits of the IDFC FIRST Bank Ashva Credit Card\" class=\"wp-image-85083\" style=\"width:840px;height:auto\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/IDFC-FIrst-Ashva-Benefits.jpeg 800w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/IDFC-FIrst-Ashva-Benefits-300x200.jpeg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/IDFC-FIrst-Ashva-Benefits-150x100.jpeg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/IDFC-FIrst-Ashva-Benefits-768x512.jpeg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The IDFC FIRST Bank Ashva Credit Card offers a low 1% forex markup, travel insurance, VISA concierge support, generous airport and railway lounge access, and premium VISA privileges. Here are the other benefits of this card:\u00a0<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Travel Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>4 complimentary visits to Indian airport lounges per quarter.<\/li>\n\n\n\n<li>2 complimentary visits to global airport lounges per quarter.<\/li>\n\n\n\n<li>4 complimentary railway lounge visits per quarter.<\/li>\n\n\n\n<li>Trip cancellation cover up to \u20b925,000<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>VISA Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You get discounted airport meet and greet services at 450 global destinations.<\/li>\n\n\n\n<li>Discounts on airport transfers and limousine services across 3,000 cities in 83 countries.<\/li>\n\n\n\n<li>Access 900+ luxury hotels, including ITC and Elivaas, with exclusive benefits.<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Lifestyle Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy a Buy 1 Get 1 movie ticket offer via BookMyShow, with up to \u20b9400 off.<\/li>\n\n\n\n<li>Get up to 2 complimentary golf rounds or lessons every month.<\/li>\n\n\n\n<li>Receive a 1% fuel surcharge waiver up to \u20b9300 per statement cycle.<\/li>\n<\/ul>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Insurance and Protection<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get roadside assistance worth \u20b91,399 for towing support, jumpstarts, etc.<\/li>\n\n\n\n<li>Access comprehensive travel <a href=\"https:\/\/www.idfcfirst.bank.in\/content\/dam\/idfcfirstbank\/pdf\/Insurance-Privileges-Documents-24-06-24-V2.pdf\" target=\"_blank\" rel=\"noopener\">insurance coverage<\/a> up to USD 1,200.<\/li>\n\n\n\n<li>Get lost card liability cover of \u20b950,000 for unauthorised card usage.<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1You can also enhance your lifestyle by downloading the Pice App. Avoid late credit card bill payments by receiving notifications. You can even pay your credit card bills using <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a>. So, hurry up and download now!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"idfc-first-bank-ashva-credit-card-rewards-program\"><strong>IDFC FIRST Bank Ashva Credit Card Rewards Program<\/strong><\/h2>\n\n\n\n<p>The IDFC FIRST Bank Ashva Credit Card reward points depend on spend value and transaction type, which keeps the system clear and easy to track. They apply to every \u20b9150 spent on qualifying transactions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 10X reward points on eligible incremental spends above \u20b920,000 in a statement cycle.<\/li>\n\n\n\n<li>Earn 5X reward points on eligible spends up to \u20b920,000 in the same cycle.<\/li>\n\n\n\n<li>Rent, government, wallet load, and education expenses earn 3X reward points only.<\/li>\n\n\n\n<li>Earn 1 reward point per \u20b9150 on utility and insurance transactions.<\/li>\n\n\n\n<li>Earn up to 50X reward points on hotel bookings made through the <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.idfcfirstbank.optimus&amp;hl=en_IN\" target=\"_blank\" rel=\"noopener\">IDFC FIRST Bank app<\/a>.<\/li>\n\n\n\n<li>Get up to 30X reward points on flight bookings booked via IDFC FIRST Bank app.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: No reward points apply to fuel spends, though a fuel surcharge waiver remains available. EMI conversions, fees, GST, loans on card, balance transfers, and cash withdrawals do not earn reward points.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"idfc-ashva-credit-card-charges\"><strong>IDFC Ashva Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The following table shows the IDFC FIRST Bank Ashva Credit Card charges:\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td><strong>Joining and Annual Fee<\/strong><\/td><td>\u20b92,999 + GST<\/td><\/tr><tr><td><strong>Finance Charges<\/strong><\/td><td><strong>Monthly Rate:<\/strong> 0.71% &#8211; 3.85%<strong>Annual Rate:<\/strong> 8.5% &#8211; 46.2%<\/td><\/tr><tr><td><strong>Cash Advance Fee<\/strong><\/td><td>\u20b9199<\/td><\/tr><tr><td><strong>Card Replacement Fee<\/strong><\/td><td>\u20b9199For Metal &#8211; \u20b91,500<\/td><\/tr><tr><td><strong>Over-Limit Charges<\/strong><\/td><td>2.5% (minimum \u20b9550)<\/td><\/tr><tr><td><strong>Late Payment Charges<\/strong><\/td><td>15% of Total Amount DueRanges between \u20b9100 &#8211; \u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The IDFC FIRST Bank Ashva Credit Card blends modern luxury with Indian heritage, offering premium travel, lifestyle, and reward benefits. From generous lounge access to accelerated reward points and strong insurance coverage, it\u2019s a compelling choice for frequent travellers and lifestyle-focused spenders.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1770032102117\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the joining fee for the IDFC FIRST Bank Ashva Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The joining and annual fee is \u20b92,999 plus GST.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1770032126560\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many reward points can I earn on regular spends?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You earn up to 10X reward points per \u20b9150, depending on spend slabs.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1770032184635\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does the IDFC FIRST Bank Ashva Credit Card offer lounge access?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, it includes domestic, international airport, and railway lounge access every quarter.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1770032206262\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What insurance benefits come with this card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It offers travel insurance up to USD 1,200 and lost card liability cover of \u20b950,000.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1770032222736\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there any forex markup on international transactions?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, a low forex markup of just 1% applies.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The IDFC FIRST Bank Ashva Credit Card reflects modern Indian taste with cultural pride. The name Ashva, meaning horse, symbolises strength, freedom, and forward momentum. Its metal design takes inspiration from ancient heraldry, folklore, and Indian art, giving it a bold yet classy feel. With this card, you earn 2,500 reward points on [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85082,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85081","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85081"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85081\/revisions"}],"predecessor-version":[{"id":85084,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85081\/revisions\/85084"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85082"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85081"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85081"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}