YES First Business Credit Card Eligibility<\/strong><\/h2>\n\n\n\nApplicants must be 21\u201370 years old and self-employed, including proprietors or partnership firm partners. A minimum ITR of \u20b910 lakh is required.<\/p>\n\n\n\n
Note<\/strong>: Existing YES Bank credit cardholders do not qualify for this card.<\/p>\n\n\n\nYES Bank First Business Credit Card Charges<\/strong><\/h2>\n\n\n\nParameters<\/strong><\/td>Charges<\/strong><\/td><\/tr>Joining Fee<\/strong><\/td>\u20b9999 + applicable taxes<\/td><\/tr> Annual Fee<\/strong><\/td>\u20b9999 + applicable taxes<\/td><\/tr> Interest Charges<\/strong><\/td>3.99% monthly or 47.88% annually<\/td><\/tr> Cheque Dishonour Charges<\/strong><\/td>\u20b9450<\/td><\/tr> Cash Advance Fee<\/strong><\/td>2.5% or \u20b9500 (whichever is higher)<\/td><\/tr> Late Payment Charges:<\/strong>\u20b9500Above \u20b9500<\/td>Nil10% or \u20b91,350 (whichever is lower)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\nDo you know how the YES First Business Credit Card limit is set? YES Bank sets the YES First Business Credit Card limit based on its internal assessment. Add-on cardholders share the primary limit.<\/p>\n\n\n\n
The approved limit is shared at card delivery and reflected in monthly statements, including available credit.<\/p>\n\n\n\n
FAQs<\/h3>\n\n\n\n
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How can I activate online transactions through the IRIS by YES BANK app?<\/h3>\n\n\n
Log in to the iris by YES BANK mobile app and go to the Credit Cards section. Open Manage Card, select Card Control and switch on online transactions. For international lounge access, enable international online usage and set a sufficient transaction limit.<\/p>\n\n<\/div>\n<\/div>\n
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What is the process to book domestic airport lounge visits online?<\/h3>\n\n\n
Visit the Lounge One booking platform and select your departure airport and preferred lounge. Sign in, choose your credit card, enter guest details if required and complete the booking. A QR code appears instantly and must be scanned with your boarding pass at lounge entry.<\/p>\n\n<\/div>\n<\/div>\n
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How do I enroll in the YES Rewardz subscription plan?<\/h3>\n\n\n
You can apply for the rewards subscription plan through the official online page. Alternatively, contact YES TOUCH Customer Care available 24\u00d77. Call 18001036000 or 18001031212 within India or +912249350000 when calling from abroad.<\/p>\n\n<\/div>\n<\/div>\n
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What is a Quick Loan on a YES Bank Credit Card and how is it disbursed?<\/h3>\n\n\n
A Quick Loan is a pre-approved personal loan offered to select cardmembers with no documentation. The amount credits instantly to a YES Bank savings account or transfers via NEFT to another bank account after details are shared.<\/p>\n\n<\/div>\n<\/div>\n
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What does Post Purchase EMI mean and how can you use it?<\/h3>\n\n\n
Post Purchase EMI allows you to split eligible credit card spends into easy monthly payments. You can request this facility through digital banking channels or customer care and select a repayment tenure between 6 and 36 months.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"
Key Takeaways YES First Business Credit Card suits self-employed professionals who seek strong travel benefits and controlled costs. The card offers airport lounge access, golf privileges, fuel savings and reward points on regular business spends. A low foreign currency markup of 1.75% helps manage overseas expenses. With added lifestyle benefits and practical rewards, this card […]<\/p>\n","protected":false},"author":8,"featured_media":85184,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84505","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84505","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84505"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84505\/revisions"}],"predecessor-version":[{"id":85197,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84505\/revisions\/85197"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85184"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84505"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84505"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}