{"id":85276,"date":"2026-02-24T15:48:27","date_gmt":"2026-02-24T10:18:27","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85276"},"modified":"2026-02-24T15:48:32","modified_gmt":"2026-02-24T10:18:32","slug":"rbl-platinum-choice-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/rbl-platinum-choice-credit-card\/","title":{"rendered":"RBL Platinum Choice Credit Card: The Platinum Power for Smart Spenders"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10% off on BookMyShow up to \u20b9100 every month.<\/li>\n\n\n\n<li>2X Reward Points on all online spends of \u20b9100.<\/li>\n\n\n\n<li>2,000 Reward Points as a welcome benefit.\u00a0<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The RBL Platinum Choice credit card is a smart 3-in-1 solution crafted for your modern lifestyle. From blockbuster movie savings on BookMyShow to accelerated shopping earnings, this card rewards all your routine expenses. Let us dive in to explore what makes it a standout choice.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-are-the-rbl-platinum-choice-credit-card-benefits\">What Are the RBL Platinum Choice Credit Card Benefits?\u00a0<\/a><\/li><li><a href=\"#what-are-the-rbl-platinum-choice-credit-card-fees\">What Are the RBL Platinum Choice Credit Card Fees?\u00a0<\/a><\/li><li><a href=\"#how-does-the-rbl-platinum-choice-credit-card-help-you-save-every-day\">How Does the RBL Platinum Choice Credit Card Help You Save Every Day?\u00a0\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-rbl-platinum-choice-credit-card-benefits\"><strong>What Are the RBL Platinum Choice Credit Card Benefits?&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Choice-benefits-1024x683.png\" alt=\"RBL Platinum Choice Credit Card Benefits\" class=\"wp-image-85278\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Choice-benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Choice-benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Choice-benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Choice-benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Choice-benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Crafted for urban spenders, the RBL Platinum Choice credit card offers 2X Reward Points, up to 1,000, on every digital transaction of \u20b9100. Additionally, it also offers:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Welcome Gift: <\/strong>2,000 Reward Points on the payment of the first annual fee and spending of at least \u20b92,000 within 30 days of card issuance.\u00a0<\/li>\n\n\n\n<li><strong>Entertainment Discount: <\/strong>10% off, up to \u20b9100 per month, on every BookMyShow purchase.\u00a0\u00a0<\/li>\n\n\n\n<li><strong>Easy Cash<\/strong>: Withdraw cash from your available RBL Platinum Choice credit card limit from all ATMs in India against a processing fee of \u20b9500 or 2.5% (whichever is higher).\u00a0<\/li>\n\n\n\n<li><strong>Fuel Benefit: <\/strong>Up to \u20b9100 surcharge waiver on every fuel transaction between \u20b9500 and \u20b94,000.\u00a0<\/li>\n<\/ol>\n\n\n\n<p><strong>Note: <\/strong>Spends on education, insurance, utilities, rent, wallet loads, fuel &amp; auto, quasi-cash, railways, real estate, service providers, government services, contracted services, Bills2Pay, EMI, miscellaneous and cash withdrawals are not considered as eligible spends.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-rbl-platinum-choice-credit-card-fees\"><strong>What Are the RBL Platinum Choice Credit Card Fees?&nbsp;<\/strong><\/h2>\n\n\n\n<p>The RBL Platinum Choice credit card has an annual fee of \u20b9499, which can be reversed from the second year if your annual spending reaches \u20b950,000.&nbsp;<\/p>\n\n\n\n<p>Other charges of this card include:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Finance Charges<\/td><td>3.99% p.m. (47.88% p.a.)<\/td><\/tr><tr><td>Add-on Card Fee<\/td><td>\u20b9200<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>12.5% of the outstanding amount (Between \u20b95 &#8211; \u20b91,300)<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>NIL<\/td><\/tr><tr><td>Cash Payment at RBL Bank Branches&nbsp;<\/td><td>\u20b9100<\/td><\/tr><tr><td>Fee on Rental, Utility, Fuel and Auto Spends<\/td><td>1%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-does-the-rbl-platinum-choice-credit-card-help-you-save-every-day\"><strong>How Does the RBL Platinum Choice Credit Card Help You Save Every Day?&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>Imagine<strong> <\/strong>you use your RBL Platinum Choice Credit Card actively throughout the year, and your annual spending is \u20b950,000. Here is how much you will save:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual fee reversal<\/strong>: \u20b9499\u00a0<\/li>\n\n\n\n<li><strong>2,000 Reward Points as the welcome bonus<\/strong>: \u20b9400<\/li>\n\n\n\n<li><strong>BookMyShow discount<\/strong>: \u20b91,200<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>1 Reward Point on \u20b950,000 spends<\/strong>: \u20b9100<\/li>\n\n\n\n<li><strong>2X Reward Points on \u20b950,000 online spends<\/strong>: \u20b9200<\/li>\n\n\n\n<li><strong>Fuel surcharge waiver<\/strong>: \u20b91,200\u00a0<\/li>\n<\/ul>\n\n\n\n<p>You will save around&nbsp; \u20b93,599 on expenses that you are already making.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Note<\/strong>: Assuming 1 Reward Point equates to \u20b90.20. However, the valuation may vary. Visit the <a href=\"https:\/\/www.rblrewards.com\/\" target=\"_blank\" rel=\"noopener\">RBL Rewards portal <\/a>for the latest update.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udca1Maximise your savings, while <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a> takes care of everything else. Link your RBL Platinum Choice credit card to its smart dashboard, automate reminders and rest assured, you will never miss a payment again!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<p>All the charges applicable to the RBL Platinum Choice credit card attract 18% GST.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1771927464309\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How to redeem Rewards Points earned on the RBL Platinum Choice credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can redeem points via the RBL Rewards portal or the RBL MyCard App. Simply visit, select your option and confirm redemption with OTP. A redemption fee of \u20b999 will apply.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771927479493\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Who is eligible to apply for the RBL Platinum Choice credit card? \u00a0<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Indian residents aged 18 &#8211; 65 with a stable income and good credit score (750+) can apply for the RBL Platinum Choice credit card.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The RBL Platinum Choice credit card is a smart 3-in-1 solution crafted for your modern lifestyle. From blockbuster movie savings on BookMyShow to accelerated shopping earnings, this card rewards all your routine expenses. Let us dive in to explore what makes it a standout choice. What Are the RBL Platinum Choice Credit Card [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85277,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85276"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85276\/revisions"}],"predecessor-version":[{"id":85279,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85276\/revisions\/85279"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85277"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}