{"id":82896,"date":"2025-12-11T20:36:10","date_gmt":"2025-12-11T15:06:10","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82896"},"modified":"2025-12-11T20:36:14","modified_gmt":"2025-12-11T15:06:14","slug":"hdfc-bank-diners-club-black-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/hdfc-bank-diners-club-black-credit-card\/","title":{"rendered":"HDFC Bank Diners Club Black Credit Card – Rewards & Benefits"},"content":{"rendered":"\n
Key Takeaways<\/strong><\/p>\n\n\n\n The HDFC Bank Diners Club Black Credit Card<\/strong> stands among the finest premium cards in India. It comes in metal and non-metal variants, though the non-metal version is not sourced at present.<\/p>\n\n\n\n This HDFC Diners Club Black Credit Card<\/strong> gives strong value through top memberships like Club Marriott, Times Prime, Amazon Prime, and Swiggy One. Cardholders earn 5 Reward Points for every \u20b9150 spent, along with up to 10X Reward Points on the SmartBuy platform.<\/p>\n\n\n\n Let us explore the other unmatched lifestyle and reward advantages.<\/p>\n\n\n\n The card offers 2X rewards on weekend dining, along with six golf games every quarter. <\/p>\n\n\n\n You also get 24\u00d77 concierge support for travel and lifestyle needs.<\/p>\n<\/div><\/div>\n\n\n\n These perks set a strong base for a premium experience. The card then adds deeper value across travel, lifestyle, and milestone rewards.<\/p>\n\n\n\n Enjoy unlimited lounge access at 1,300+ airports in India and worldwide for both primary and add-on users. Foreign currency spend attracts a 2% markup and offers stable value on international trips.<\/p>\n\n\n\n Note:<\/em><\/strong> You can redeem up to 70% of the booking value through Reward Points on eligible travel spends.<\/em><\/p>\n\n\n\n Get access to luxury spas across India at special rates. Earn 2X points on weekend dining at standalone restaurants, capped at 1,000 points per day. The card also brings curated offers on workspaces, business insurance, and wellness services.<\/p>\n\n\n\n Note:<\/em><\/strong> Lounge access remains unlimited at 1,000+ lounges for both primary and add-on members.<\/em><\/p>\n\n\n\n Earn 10,000 Bonus Reward Points on spends of \u20b94 lakh each calendar quarter. Spend \u20b98 lakh in a year to get the renewal fee waived. Monthly spends above \u20b980,000 unlock complimentary vouchers for Ola Cabs, Cult Fit Live, BookMyShow, and TataCliQ.<\/p>\n\n\n\n The card gives \u20b92 crore air accident cover and \u20b950 lakh overseas hospitalisation cover. It also provides travel insurance up to \u20b955,000 for baggage delays beyond eight hours on international flights. These protections add strong value for frequent travellers.<\/p>\n\n\n\n Note:<\/em><\/strong> The card also offers credit liability protection up to \u20b99 lakh. This safeguards you against fraudulent or unauthorised charges if the card is lost or misused.<\/em><\/p>\n\n\n\n Suspecting some questionable transactions? Download your credit card statements through the <\/em>Pice App<\/em><\/a> and keep track of all your expenses. Download the App TODAY!<\/em><\/p>\n\n\n\n Diners Black HDFC Credit Card<\/strong> Reward Points can be redeemed on SmartBuy<\/a> or NetBanking. Each platform hosts separate options for travel, lifestyle, merchandise, vouchers, and cashback.<\/p>\n\n\n\n Note:<\/em><\/strong> However, as per updated rules, 2 Reward Points convert to 1 Loyalty Point for Turkish Miles, Accor, and Avianca LifeMiles. This has been effective since 15th Jan 2024.<\/em> <\/p>\n\n\n\n The card is open to high-income Indian applicants.<\/p>\n\n\n\n The card has a \u20b910,000 + GST renewal fee, which the bank waives once yearly expenses pass \u20b98 lakh. The other important charges are:<\/p>\n\n\n\n Note:<\/em><\/strong> Foreign currency transactions attract a 2% dynamic currency conversion fee, added to your statement within 60 days.<\/em><\/p>\n\n\n\n Reward rules on the Diners Club<\/a> Black card stay strict, so it helps to track a few important limits. Some spend do not earn points at all, while others carry caps.<\/p>\n\n\n\n\n
HDFC Diners Black Credit Card Benefits<\/strong><\/h2>\n\n\n\n
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Insurance Benefits with the HDFC Bank Diners Club Black Credit Card<\/strong><\/h2>\n\n\n\n
Reward Redemption Value Across Categories<\/strong><\/h2>\n\n\n\n
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HDFC Diners Black Credit Card Eligibility<\/strong><\/h2>\n\n\n\n
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HDFC Bank Diners Club Black Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n
Parameters<\/strong><\/td> Charges<\/strong><\/td><\/tr> Joining Fees<\/strong><\/td> \u20b910,000 + GST (Metal Edition)<\/td><\/tr> Card Replacement Charges<\/strong><\/td> \u20b9100<\/td><\/tr> Minimum Payment<\/strong><\/td> 5% or \u20b9200, whichever is higher<\/td><\/tr> Finance Charges<\/strong><\/td> 1.99% monthly or 23.88% annually + GST<\/td><\/tr> Cash Advance Fees<\/strong><\/td> 2.5% (min \u20b9500)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n Key Points if You Hold an HDFC Bank Diners Club Black Credit Card<\/strong><\/h2>\n\n\n\n