{"id":82896,"date":"2025-12-11T20:36:10","date_gmt":"2025-12-11T15:06:10","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82896"},"modified":"2025-12-11T20:36:14","modified_gmt":"2025-12-11T15:06:14","slug":"hdfc-bank-diners-club-black-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/hdfc-bank-diners-club-black-credit-card\/","title":{"rendered":"HDFC Bank Diners Club Black Credit Card &#8211; Rewards &amp; Benefits"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 5 Reward Points per \u20b9150 and up to 10X rewards on SmartBuy.<\/li>\n\n\n\n<li>Receive 10,000 bonus points on spends of \u20b94 lakh every quarter.<\/li>\n\n\n\n<li>Access \u20b92 crore air accident cover and \u20b950 lakh overseas medical cover.<\/li>\n\n\n\n<li>Redeem Reward Points at \u20b91 per point for flights and hotels on SmartBuy.<\/li>\n\n\n\n<li>The renewal fee of \u20b910,000+GST is waived once the annual spend reaches \u20b98 lakh.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The <strong>HDFC Bank Diners Club Black Credit Card<\/strong> stands among the finest premium cards in India. It comes in metal and non-metal variants, though the non-metal version is not sourced at present.<\/p>\n\n\n\n<p>This <strong>HDFC Diners Club Black Credit Card<\/strong> gives strong value through top memberships like Club Marriott, Times Prime, Amazon Prime, and Swiggy One. Cardholders earn 5 Reward Points for every \u20b9150 spent, along with up to 10X Reward Points on the SmartBuy platform.<\/p>\n\n\n\n<p>Let us explore the other unmatched lifestyle and reward advantages.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Diners Black Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"264\" height=\"166\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/HDFC-Bank-Diners-Club-Black-Credit-Card.webp\" alt=\"HDFC Bank Diners Club Black Credit Card \" class=\"wp-image-83048 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/HDFC-Bank-Diners-Club-Black-Credit-Card.webp 264w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/HDFC-Bank-Diners-Club-Black-Credit-Card-150x94.webp 150w\" sizes=\"auto, (max-width: 264px) 100vw, 264px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>The card offers 2X rewards on weekend dining, along with six golf games every quarter. <\/p>\n\n\n\n<p>You also get 24\u00d77 concierge support for travel and lifestyle needs.<\/p>\n<\/div><\/div>\n\n\n\n<p>These perks set a strong base for a premium experience. The card then adds deeper value across travel, lifestyle, and milestone rewards.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Travel Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Enjoy unlimited lounge access at 1,300+ airports in India and worldwide for both primary and add-on users. Foreign currency spend attracts a 2% markup and offers stable value on international trips.<\/p>\n\n\n\n<p><strong><em>Note:<\/em><\/strong><em> You can redeem up to 70% of the booking value through Reward Points on eligible travel spends.<\/em><\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Lifestyle Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Get access to luxury spas across India at special rates. Earn 2X points on weekend dining at standalone restaurants, capped at 1,000 points per day. The card also brings curated offers on workspaces, business insurance, and wellness services.<\/p>\n\n\n\n<p><strong><em>Note:<\/em><\/strong><em> Lounge access remains unlimited at 1,000+ lounges for both primary and add-on members.<\/em><\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Milestone Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Earn 10,000 Bonus Reward Points on spends of \u20b94 lakh each calendar quarter. Spend \u20b98 lakh in a year to get the renewal fee waived. Monthly spends above \u20b980,000 unlock complimentary vouchers for Ola Cabs, Cult Fit Live, BookMyShow, and TataCliQ.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Insurance Benefits with the HDFC Bank Diners Club Black Credit Card<\/strong><\/h2>\n\n\n\n<p>The card gives \u20b92 crore air accident cover and \u20b950 lakh overseas hospitalisation cover. It also provides travel insurance up to \u20b955,000 for baggage delays beyond eight hours on international flights. These protections add strong value for frequent travellers.<\/p>\n\n\n\n<p><strong><em>Note:<\/em><\/strong><em> The card also offers credit liability protection up to \u20b99 lakh. This safeguards you against fraudulent or unauthorised charges if the card is lost or misused.<\/em><\/p>\n\n\n\n<p><em>Suspecting some questionable transactions? Download your credit card statements through the <\/em><a href=\"https:\/\/piceapp.com\/\"><em>Pice App<\/em><\/a><em> and keep track of all your expenses. Download the App TODAY!<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Reward Redemption Value Across Categories<\/strong><\/h2>\n\n\n\n<p><strong>Diners Black HDFC Credit Card<\/strong> Reward Points can be redeemed on <a href=\"https:\/\/offers.smartbuy.hdfc.bank.in\/v2\/diners\/home\" target=\"_blank\" rel=\"noopener\">SmartBuy<\/a> or NetBanking. Each platform hosts separate options for travel, lifestyle, merchandise, vouchers, and cashback.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Flights and Hotels on SmartBuy:<\/strong> Each Reward Point carries a value of \u20b91. This is one of the highest redemption values offered by any premium card in India.<\/li>\n\n\n\n<li><strong>Airmiles Conversion:<\/strong> You can convert Reward Points into airmiles at a value of up to 1 Airmile per point.<\/li>\n<\/ol>\n\n\n\n<p><strong><em>Note:<\/em><\/strong><em> However, as per updated rules, 2 Reward Points convert to 1 Loyalty Point for Turkish Miles, Accor, and Avianca LifeMiles. This has been effective since 15th Jan 2024.<\/em>&nbsp;<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Products and Vouchers:<\/strong> Redemptions through the catalogue give up to \u20b90.50 per point. This is useful for electronics, accessories, luxury items, and gift vouchers from partner brands.<\/li>\n\n\n\n<li><strong>Cashback:<\/strong> Cashback carries a value of up to \u20b90.30 per point. It is credited directly against your card statement. This is ideal for customers who prefer a direct bill offset.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Diners Black Credit Card Eligibility<\/strong><\/h2>\n\n\n\n<p>The card is open to high-income Indian applicants.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Salaried users must be 21\u201360 years old with a monthly income above \u20b92.5 lakh.<\/li>\n\n\n\n<li>Self-employed applicants must be 21\u201365 years old with an annual income above \u20b930 lakh.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC Bank Diners Club Black Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>The card has a \u20b910,000 + GST renewal fee, which the bank waives once yearly expenses pass \u20b98 lakh. The other important charges are:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td><strong>Joining Fees<\/strong><\/td><td>\u20b910,000 + GST (Metal Edition)<\/td><\/tr><tr><td><strong>Card Replacement Charges<\/strong><\/td><td>\u20b9100<\/td><\/tr><tr><td><strong>Minimum Payment<\/strong><\/td><td>5% or \u20b9200, whichever is higher<\/td><\/tr><tr><td><strong>Finance Charges<\/strong><\/td><td>1.99% monthly or 23.88% annually + GST<\/td><\/tr><tr><td><strong>Cash Advance Fees<\/strong><\/td><td>2.5% (min \u20b9500)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>Note:<\/em><\/strong><em> Foreign currency transactions attract a 2% dynamic currency conversion fee, added to your statement within 60 days.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Key Points if You Hold an HDFC Bank Diners Club Black Credit Card<\/strong><\/h2>\n\n\n\n<p>Reward rules on the <a href=\"https:\/\/www.dinersclub.com\/\" target=\"_blank\" rel=\"noopener\">Diners Club<\/a> Black card stay strict, so it helps to track a few important limits. Some spend do not earn points at all, while others carry caps.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fuel, EasyEMI, e-wallet loads, rent payments, government spending, and select education merchants do not earn Reward Points.<\/li>\n\n\n\n<li>Utility, telecom, and grocery spends earn points up to 2,000 per month.<\/li>\n\n\n\n<li>Insurance spends earn points, but are capped at 5,000 per day.<\/li>\n\n\n\n<li>Points remain valid for 3 years. However, if the card stays unused for 365 days, all points lapse.<\/li>\n<\/ul>\n\n\n\n<p><em>Tired of tracking every <\/em><a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\"><em>credit card payment<\/em><\/a><em>? Fix a single payment date and clear all your bills effortlessly through the Pice App. Manage payments smarter, avoid late fees, and stay in control. Download the app today.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765463158988\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How to claim milestone vouchers on the HDFC Bank Diners Club Black Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Once you cross the monthly spend target, generate your voucher code on SmartBuy. The code arrives by email. Claim and use it within 60 days, or the benefit expires.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765463179660\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the 2X weekend dining rules on the HDFC Bank Diners Black Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Weekend dining needs a \u20b9150 minimum spend. Wallet and EMI payments do not earn extra points. Incremental 2X points reflect in your account within 90 days.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765463193962\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How do I activate my Amazon Prime membership?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Sign in to Amazon using the provided link and enter your Prime code. Apply the code, confirm your billing address, and click \u2018Activate your Prime membership\u2019. Refresh the page to start your plan.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765463203664\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I apply for the HDFC Bank Diners Club Black Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply online through the official HDFC Bank website after checking eligibility. Upload the required documents or visit a nearby branch. The bank issues the card once your profile clears approval.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765463217128\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What documents do I need for the Diners Club Black Metal Edition?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You need a valid ID and address proof, such as Aadhaar, passport, or voter ID. Income proof can be salary slips, ITR, Form 16, or bank statements.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765463230296\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the payment return fees on the Diners Club Black Metal card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A failed payment draws a 2% fee or \u20b9450, whichever is higher, for each returned transaction.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765463245212\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What rent charges apply to the Diners Club Black Metal card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Rent payments on <strong>HDFC Bank Diners Club Black Credit Card<\/strong> carry a 1% fee, with the total charge capped at \u20b93,000 per transaction.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The HDFC Bank Diners Club Black Credit Card stands among the finest premium cards in India. It comes in metal and non-metal variants, though the non-metal version is not sourced at present. This HDFC Diners Club Black Credit Card gives strong value through top memberships like Club Marriott, Times Prime, Amazon Prime, and [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":83060,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82896","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82896"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82896\/revisions"}],"predecessor-version":[{"id":83050,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82896\/revisions\/83050"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83060"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82896"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82896"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}