{"id":85342,"date":"2026-02-27T13:26:19","date_gmt":"2026-02-27T07:56:19","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85342"},"modified":"2026-02-27T13:26:24","modified_gmt":"2026-02-27T07:56:24","slug":"pnb-global-platinum-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/pnb-global-platinum-credit-card\/","title":{"rendered":"PNB Global Platinum Credit Card: International Acceptance with Elite Perks"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways&nbsp;&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2 reward points on every transaction of \u20b9150.<\/li>\n\n\n\n<li>24&#215;7 global concierge services for travel and medical assistance.\u00a0<\/li>\n\n\n\n<li>Exclusive merchant offers as VISA Platinum benefits.<\/li>\n\n\n\n<li>Easy reward points redemption on the PNB Rewardz portal.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The PNB Global Platinum card is a versatile and internationally accepted credit card. It is designed to offer insurance concierge services and reward points.\u00a0\u00a0<\/p>\n\n\n\n<p>For example, if you spend \u20b975,000 on your recent business trip, you will earn 1,000 reward points. As 1 reward point equates to \u20b90.5, you can get flat \u20b9500 off on your next travel bookings via the PNB Rewardz portal.&nbsp;<\/p>\n\n\n\n<p>Interesting, right? Scroll down to explore its perks and features in detail.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-are-the-pnb-global-platinum-credit-card-benefits\">What are the PNB Global Platinum Credit Card Benefits?\u00a0<\/a><\/li><li><a href=\"#how-to-redeem-reward-points-on-the-pnb-rewardz-portal\">How to Redeem Reward Points on the PNB Rewardz portal?\u00a0<\/a><\/li><li><a href=\"#visa-exclusive-offers-and-perks-for-pnb-global-platinum-credit-cardholders\">VISA Exclusive Offers and Perks for PNB Global Platinum Credit Cardholders\u00a0<\/a><\/li><li><a href=\"#what-is-the-pnb-global-platinum-credit-card-eligibility-criteria\">What is the PNB Global Platinum Credit Card Eligibility Criteria?\u00a0\u00a0<\/a><\/li><li><a href=\"#what-are-the-pnb-global-platinum-credit-card-charges\">What are the PNB Global Platinum Credit Card Charges?\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-pnb-global-platinum-credit-card-benefits\"><strong>What are the PNB Global Platinum Credit Card Benefits?\u00a0<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/PNB-Global-Platinum-Benefits-1024x683.png\" alt=\"PNB Global Platinum Credit Card Benefits\" class=\"wp-image-85344\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/PNB-Global-Platinum-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/PNB-Global-Platinum-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/PNB-Global-Platinum-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/PNB-Global-Platinum-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/PNB-Global-Platinum-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The major benefit of the PNB Global Platinum credit card is providing convenience to the user. To help you keep track, the Punjab National Bank offers an annual account summary at the year-end to its VISA Platinum cardholders. Additionally, the cardholders get the following benefits:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Concierge Service<\/strong>: Users can access 24\/7 exclusive concierge services for immediate travel and medical assistance by dialling 1800-2100-131.\u00a0<\/li>\n\n\n\n<li><strong>Reward Points<\/strong>: This VISA Platinum card adds value to every spend. You can earn 2 reward points for every spend of \u20b9150.\u00a0<\/li>\n\n\n\n<li><strong>Add-on Benefit: <\/strong>Cardmembers can apply for up to 2 add-on cards for their adult family members.\u00a0<\/li>\n\n\n\n<li><strong>Lost Card Liability: <\/strong>In case of theft or loss, PNB Global Platinum cardholders can inform the authorities immediately to bear limited liability for any fraudulent transactions.\u00a0<\/li>\n\n\n\n<li><strong>Global Acceptance: <\/strong>The PNB Global Platinum credit card is accepted at more than 3,80,000 merchants and 30,000 ATMs across India. It has over 2,90,00,000 merchants and 10,00,000 ATMs worldwide.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-redeem-reward-points-on-the-pnb-rewardz-portal\"><strong>How to Redeem Reward Points on the PNB Rewardz portal?&nbsp;<\/strong><\/h2>\n\n\n\n<p>Users can redeem their earned reward points on the <a href=\"https:\/\/rewardz.pnb.bank.in\/\" target=\"_blank\" rel=\"noopener\">PNB Rewardz<\/a> portal. Simply log in to the site using your credit card credentials, select your preference and complete the transaction using the OTP sent to your registered mobile number.&nbsp;&nbsp;<\/p>\n\n\n\n<p>In addition to focusing your daily spends on the PNB Global Platinum credit card, you can earn more points using the PNB One app. For example, users can get:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>100 reward points for logging in within 15 days of opening the account\u00a0\u00a0<\/li>\n\n\n\n<li>50 reward points for logging in after 15 days of account opening\u00a0<\/li>\n\n\n\n<li>100 reward points for making a transaction of \u20b9100 or more within 15 days of account opening\u00a0<\/li>\n\n\n\n<li>50 reward points for making a transaction of \u20b9100 or more after 15 days of account opening\u00a0<\/li>\n\n\n\n<li>50 reward points for the first bill payment of more than \u20b91,000.\u00a0<\/li>\n\n\n\n<li>40 reward points for withdrawing cash worth \u20b91,000 and above without a card.<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/rewardz.pnb.bank.in\/content\/overview\" target=\"_blank\" rel=\"noopener\">Click here<\/a> for more details on earning reward points.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"visa-exclusive-offers-and-perks-for-pnb-global-platinum-credit-cardholders\"><strong>VISA Exclusive Offers and Perks for PNB Global Platinum Credit Cardholders&nbsp;<\/strong><\/h2>\n\n\n\n<p>Since the PNB Global Platinum card is under the VISA network, users can get <a href=\"https:\/\/www.visa.co.in\/en_in\/visa-offers-and-perks\/?cardProduct=15\" target=\"_blank\" rel=\"noopener\">exclusive discounts<\/a>. Take a look at some of them:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>20% discounts on stays at IHG properties<\/li>\n\n\n\n<li>Flat 15% off on\u00a0 Zee5 Premium 4K Annual Pack and ZEE5 Premium HD\u00a0<\/li>\n\n\n\n<li>Instant \u20b9500 off on purchases of \u20b91,499 at GIVA.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-the-pnb-global-platinum-credit-card-eligibility-criteria\"><strong>What is the PNB Global Platinum Credit Card Eligibility Criteria?&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>Individuals between 21 and 70 years with a minimum annual income of \u20b95,00,000 can apply for the PNB Global Platinum credit card. Documents related to income, identity and address proofs are required with the application.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-pnb-global-platinum-credit-card-charges\"><strong>What are the PNB Global Platinum Credit Card Charges?&nbsp;<\/strong><\/h2>\n\n\n\n<p>The PNB Global Platinum credit card has no joining fee. Although it has an annual fee of \u20b9500. Other charges include:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type&nbsp;<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Finance Charges<\/td><td>2.95% per month (35.89% yearly)&nbsp;1.5% per month for cards against FD (19.56% yearly)<\/td><\/tr><tr><td>Add-on Card Joining Fee<\/td><td>\u20b9500<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2% or min. \u20b9100 (for domestic PNB ATMs)&nbsp;2% or min. \u20b9150 (for domestic other ATMs)&nbsp;2% or min. \u20b9300 (for overseas ATMs)&nbsp;<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>Less than \u20b91,000: NIL&nbsp;\u20b91,001 &#8211; \u20b95,000: \u20b9500&nbsp;\u20b95,001 &#8211; \u20b910,000: \u20b9600&nbsp;Above \u20b910,000: \u20b9750&nbsp;<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>2.5% or min. \u20b9500&nbsp;<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9250<\/td><\/tr><tr><td>Foreign Currency Exchange<\/td><td>3.5%&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note<\/strong>:&nbsp;<\/p>\n\n\n\n<p>The annual fee of the PNB Global Platinum credit card will be waived if you have:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Used the card more than its credit limit.\u00a0<\/li>\n\n\n\n<li>Maintain regular transitions\u00a0<\/li>\n\n\n\n<li>Made at least one retail transaction.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1Pay your credit card bills in seconds, track upcoming due dates easily, and eliminate payment confusion by using <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnote\"><strong>Footnote<\/strong><\/h3>\n\n\n\n<p>PNB Reward Points have an expiry date of 3 years, and a minimum of 1,000 Points is needed for redemption.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1772178468802\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the PNB Global Platinum credit card limit?\u00a0<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The PNB Global Platinum credit card limit ranges between \u20b910,000 and \u20b910,00,000.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772178525460\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Can I withdraw cash using my PNB Global Platinum credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you can withdraw cash, valuing 20% of your existing credit limit, using the PNB Global Platinum credit card.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways&nbsp;&nbsp; The PNB Global Platinum card is a versatile and internationally accepted credit card. It is designed to offer insurance concierge services and reward points.\u00a0\u00a0 For example, if you spend \u20b975,000 on your recent business trip, you will earn 1,000 reward points. As 1 reward point equates to \u20b90.5, you can get flat \u20b9500 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85343,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85342"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85342\/revisions"}],"predecessor-version":[{"id":85346,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85342\/revisions\/85346"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85343"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}