{"id":85661,"date":"2026-03-17T15:01:09","date_gmt":"2026-03-17T09:31:09","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85661"},"modified":"2026-03-17T15:01:12","modified_gmt":"2026-03-17T09:31:12","slug":"union-jcb-health-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/union-jcb-health-credit-card\/","title":{"rendered":"Manage Healthcare Costs with the Union JCB Health Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Union JCB Health Credit Card offers annual benefits worth up to \u20b931,750.<\/li>\n\n\n\n<li>Get 2 free teleconsultations and psychologist sessions yearly.<\/li>\n\n\n\n<li>Receive 1 diagnostic package, a dietitian, and fitness consultation annually.<\/li>\n\n\n\n<li>Enjoy 8 domestic lounge visits yearly and 2 international visits.<\/li>\n\n\n\n<li>Access free car cleaning plus 2 emergency car services yearly.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Union JCB Health Credit Card is designed for individuals who want financial support for medical and wellness needs. With rising healthcare costs, this card helps manage health-related expenses while offering useful lifestyle benefits.<\/p>\n\n\n\n<p>Cardholders can access services such as teleconsultation with e-prescriptions, psychologist support, medicine delivery, and much more.&nbsp;<\/p>\n\n\n\n<p>The Union JCB Health Credit Card joining fee is just \u20b9499 and provides annual benefits worth up to \u20b931,750.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#union-bank-of-india-jcb-health-credit-card-benefits\">Union Bank of India JCB Health Credit Card Benefits<\/a><\/li><li><a href=\"#union-bank-jcb-health-credit-card-charges\">Union Bank JCB Health Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"union-bank-of-india-jcb-health-credit-card-benefits\"><strong>Union Bank of India JCB Health Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Health-Benefits-1024x683.png\" alt=\"Union Bank of India JCB Health Credit Card Benefits\" class=\"wp-image-85663\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Health-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Health-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Health-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Health-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/Union-JCB-Health-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The Union JCB Health Credit Card offers useful healthcare support, such as 2 teleconsultations with e-prescriptions and 2 psychologist consultations annually.<\/p>\n\n\n\n<p>In addition, the card includes several wellness and lifestyle benefits.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Wellness and Fitness Support: <\/strong>Includes 1 diagnostic health package, 1 dietitian consultation and 1 fitness training session annually.<\/li>\n\n\n\n<li><strong>Delivery Service: <\/strong>Get 1 express medicine delivery within 5 km without extra charges.<\/li>\n\n\n\n<li><strong>Home Assistance: <\/strong>Avail 1 free home appliance repair annually for AC, television or refrigerator.<\/li>\n\n\n\n<li><strong>Automobile Services: <\/strong>Avail any 2 car assistance services annually, including battery jump start, fuel delivery or tyre replacement.<\/li>\n\n\n\n<li><strong>Personal Services: <\/strong>Receive 1 complimentary car cleaning and sanitisation each year.\u00a0<\/li>\n\n\n\n<li><strong>Lifestyle Consultation: <\/strong>Get 1 fashion stylist and 1 hobby development consultation annually.\u00a0<\/li>\n\n\n\n<li><strong>Digital Protection Service: <\/strong>Email monitoring for one device to receive alerts if the registered email ID appears in a dark web breach.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"union-bank-jcb-health-credit-card-charges\"><strong>Union Bank JCB Health Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The Union Bank JCB Health Credit Card has an annual fee of \u20b9499, which gets waived after spending a certain amount within a year of card issuance.<\/p>\n\n\n\n<p>Other <a href=\"https:\/\/www.unionbankofindia.bank.in\/pdf\/key-fact-statement.pdf\" target=\"_blank\" rel=\"noopener\">important charges<\/a> are listed below.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9149<\/td><\/tr><tr><td>Cheque Return Charges<\/td><td>\u20b9250<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% (min. \u20b9250)<\/td><\/tr><tr><td>Cash Withdrawal Charges<\/td><td>Union Bank ATM: 3% or min. \u20b9200Other ATMs: 3% or min. \u20b9250<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Dues up to \u20b925,000: \u20b9200Dues above \u20b925,000: \u20b9500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Avoid extra charges by paying your credit card bills on time with <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a>. Choose your card, enter the required details, confirm the amount and complete the payment in a few simple steps. You can also get payment reminders and track payment status.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Under Union JCB Health Credit Card eligibility terms, spending \u20b950,000 beyond \u20b92 lakh annually earns an additional 2,000 reward points as an incremental benefit.<\/li>\n\n\n\n<li>Receive an annual fee waiver on spending \u20b950,000 on the Union Bank of India JCB Health Credit Card within 12 months from the card issuance date.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773739646586\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How are reward points earned on the Union Bank JCB Health Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cardholders earn 2 reward points for every \u20b9100 spent on eligible transactions. Each reward point carries a value of \u20b90.25 when redeemed.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773739662886\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Does the Union JCB Health Card offer insurance and fuel benefits?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The card provides \u20b910 lakh accidental insurance cover, with an additional \u20b910 lakh protection available under the program terms. It also offers a 1% fuel surcharge waiver up to \u20b9100 per billing cycle.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773739676379\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What travel benefits come with the Union JCB Health Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cardholders receive 8 complimentary domestic airport lounge visits each year, limited to 2 visits per quarter. They also get 2 international lounge visits annually.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Union JCB Health Credit Card is designed for individuals who want financial support for medical and wellness needs. With rising healthcare costs, this card helps manage health-related expenses while offering useful lifestyle benefits. Cardholders can access services such as teleconsultation with e-prescriptions, psychologist support, medicine delivery, and much more.&nbsp; The Union JCB [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85662,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85661","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85661"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85661\/revisions"}],"predecessor-version":[{"id":85664,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85661\/revisions\/85664"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85662"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}