{"id":85740,"date":"2026-03-19T13:55:30","date_gmt":"2026-03-19T08:25:30","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85740"},"modified":"2026-03-19T13:55:38","modified_gmt":"2026-03-19T08:25:38","slug":"psb-sbi-card-prime","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/psb-sbi-card-prime\/","title":{"rendered":"Turn Daily Bills Into Rewards With PSB SBI Card PRIME"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u20b93,000 welcome voucher offsets \u20b92,999 joining fee effectively.<\/li>\n\n\n\n<li>Earn 10 reward points per \u20b9100 dining spend.<\/li>\n\n\n\n<li>4 Priority Pass and 8 domestic lounge visits available yearly.<\/li>\n\n\n\n<li>\u20b91,000 Pizza Hut voucher on \u20b950,000 quarterly spend.<\/li>\n\n\n\n<li>\u20b97,000 voucher reward on \u20b95 lakh yearly spending.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The PSB SBI Card PRIME is a co-branded credit card from Punjab &amp; Sind Bank and State Bank of India. It offers lifestyle rewards, travel benefits, and spending privileges.<\/p>\n\n\n\n<p>Cardholders receive a welcome e-gift voucher worth \u20b93,000 from popular brands, which offsets the joining charge of \u20b92,999+taxes. The PSB SBI PRIME annual fee is also \u20b92,999+taxes, which can be waived on an annual spend of \u20b93 lakh.<\/p>\n\n\n\n<p>Read on to know more about this credit has to offer!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#psb-sbi-prime-benefits\">PSB SBI Card PRIME Benefits<\/a><\/li><li><a href=\"#psb-sbi-card-prime-fees-and-charges\">PSB SBI Card PRIME Fees and Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"psb-sbi-prime-benefits\"><strong>PSB SBI Card PRIME Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/PSB-SBI-Card-Prime-Benefits-1024x683.png\" alt=\"PSB SBI Card PRIME Benefits\" class=\"wp-image-85742\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/PSB-SBI-Card-Prime-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/PSB-SBI-Card-Prime-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/PSB-SBI-Card-Prime-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/PSB-SBI-Card-Prime-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/PSB-SBI-Card-Prime-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Users earn 20 reward points per \u20b9100 on utility bill standing instructions. Dining, grocery, movies, or departmental store purchases earn 10 reward points per \u20b9100. Other retail transactions earn 2 reward points per \u20b9100, where 4 points equal \u20b91.<\/p>\n\n\n\n<p>Which features add more value to the PSB SBI Card PRIME privilege? Explore the list below:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Milestone Benefits:<\/strong> Receive a \u20b91,000 Pizza Hut e-gift voucher on quarterly spends of \u20b950,000. Spending \u20b95 lakh in a year unlocks a \u20b97,000 Yatra or Pantaloons voucher.<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> The PSB SBI Card PRIME lounge access offers 4 Priority Pass lounge visits yearly and 8 complimentary domestic lounge visits within India.<\/li>\n\n\n\n<li><strong>Birthday Benefit:<\/strong> Earn 20 reward points on spending \u20b9100 one day before till one day after the birthday. The reward is capped at 2,000 points yearly.<\/li>\n\n\n\n<li><strong>ITC Silver Tier Membership:<\/strong> Receive a complimentary one-year Club ITC Silver Tier membership for eligible cards issued after 1 September 2025.<\/li>\n\n\n\n<li><strong>Fraud Liability Cover:<\/strong> The card offers credit card fraud liability cover of \u20b91 lakh from 48 hours before the loss report up to 7 days after reporting.<\/li>\n\n\n\n<li><strong>Network Privileges:<\/strong> Visa provides benefits across luxury hotels, Hertz rentals, Avis rentals, and IHG stays. RuPay offers cashback on MakeMyTrip bookings, ZoomCar rentals, or Lifestyle shopping.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"psb-sbi-card-prime-fees-and-charges\"><strong>PSB SBI Card PRIME Fees and Charges<\/strong><\/h2>\n\n\n\n<p>Finance charges for the PSB SBI PRIME Card is 3.75% monthly, which is 45% annually. \u20b925 is charged on unpaid balances or cash advances.<\/p>\n\n\n\n<p>Here are some other <a href=\"https:\/\/www.sbicard.com\/en\/most-important-terms-and-conditions.page\" target=\"_blank\" rel=\"noopener\">notable charges<\/a> levied on the card:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9100-250<\/td><\/tr><tr><td>Cheque Payment Fee<\/td><td>\u20b9200<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2.5% or \u20b9500, whichever is higher<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>2.5% or \u20b9600, whichever is higher<\/td><\/tr><tr><td>Late Payment<\/td><td>NIL till \u20b9500\u20b9400 for \u20b9501-1,000\u20b9750 for \u20b91,001-10,000\u20b9950 for \u20b910,001-25,000\u20b91,100 for \u20b925,001-50,000\u20b91,300 for above \u20b950,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1It is really daunting how late payment charges can pile up! Install the secure and GST-compliant <a href=\"https:\/\/piceapp.com\/\">Pice app<\/a> on your smartphone to get payment reminders and never pay a late fee again. You can pay credit card bills through the app and even track payment status.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The card offers 1% fuel surcharge waiver on \u20b9500\u2013\u20b94,000 transactions, with a maximum waiver of \u20b9250 per month.<\/li>\n\n\n\n<li>Lounge access allows up to 2 visits per quarter for both domestic and international lounges.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773908441952\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can cardholders activate the ITC Silver Tier membership?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cardholders become eligible after the first transaction within 60 days of card issue. Activation details arrive within 15 days, and login credentials within 7 working days after successful registration.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773908460069\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>When will the milestone e-gift voucher reach cardholders?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The milestone e-gift voucher is usually shared within 21 working days after the eligible spending milestone. After the request confirmation, the voucher reaches the registered mobile number or email ID within 5 days.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773908476811\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What should cardholders do during card loss abroad?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cardholders can request emergency card replacement through the Visa assistance service. A 24\/7 helpline remains available worldwide. For loss in India, contact 1860 180 1290 or 39 02 02 02.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The PSB SBI Card PRIME is a co-branded credit card from Punjab &amp; Sind Bank and State Bank of India. It offers lifestyle rewards, travel benefits, and spending privileges. Cardholders receive a welcome e-gift voucher worth \u20b93,000 from popular brands, which offsets the joining charge of \u20b92,999+taxes. The PSB SBI PRIME annual fee [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85741,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85740"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85740\/revisions"}],"predecessor-version":[{"id":85743,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85740\/revisions\/85743"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85741"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}