{"id":86011,"date":"2026-03-30T16:25:49","date_gmt":"2026-03-30T10:55:49","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86011"},"modified":"2026-03-30T16:25:55","modified_gmt":"2026-03-30T10:55:55","slug":"hsbc-live-plus-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/hsbc-live-plus-credit-card\/","title":{"rendered":"Find Out How HSBC Live Plus Credit Card Turns Everyday Spending Into Cashback"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn up to 10% cashback on dining and groceries.<\/li>\n\n\n\n<li>Receive 4 domestic airport lounge visits every year.<\/li>\n\n\n\n<li>Welcome cashback reward of \u20b91,000 after eligible spending.<\/li>\n\n\n\n<li>Get a \u20b9250 Amazon eGift voucher on online application.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The HSBC Live Plus Credit Card is designed for people who enjoy dining, shopping, and entertainment while earning rewards.<\/p>\n\n\n\n<p>This card offers attractive cashback on everyday spending and lifestyle purchases. Cardholders can earn up to 10% cashback on selected categories they love. In addition to cashback benefits, the card also provides travel privileges such as airport lounge access.<\/p>\n\n\n\n<p>With a joining and annual fee of \u20b9999, the HSBC Live+ Credit Card makes everyday spending more rewarding and enjoyable.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#hsbc-live-plus-credit-card-benefits\">HSBC Live Plus Credit Card Benefits<\/a><\/li><li><a href=\"#example-of-monthly-cashback-with-hsbc-live-credit-card\">Example of Monthly Cashback with HSBC Live+ Credit Card<\/a><\/li><li><a href=\"#hsbc-live-plus-credit-card-accessible-lounge-list\">HSBC Live Plus Credit Card Accessible Lounge List<\/a><\/li><li><a href=\"#hsbc-live-plus-credit-card-fees-and-charges\">HSBC Live Plus Credit Card Fees and Charges<\/a><\/li><li><a href=\"#hsbc-live-credit-card-eligibility-requirement\">HSBC Live+ Credit Card Eligibility Requirement<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hsbc-live-plus-credit-card-benefits\"><strong>HSBC Live Plus Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/HSBC-Live-Plus-Benefits-1024x683.png\" alt=\"HSBC Live Plus Credit Card Benefits\" class=\"wp-image-86013\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/HSBC-Live-Plus-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/HSBC-Live-Plus-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/HSBC-Live-Plus-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/HSBC-Live-Plus-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/HSBC-Live-Plus-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Enjoy a comfortable journey with HSBC Live Plus Credit Card lounge access. It includes 4 complimentary domestic airport visits every year, available once per quarter.<\/p>\n\n\n\n<p>Eager to know what are the other HSBC Live+ Credit Card features? Along with travel comfort, the card also offers exciting cashback rewards and welcome offers.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Welcome Rewards<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get \u20b91,000 cashback when you log in to the HSBC India Mobile Banking app and spend \u20b920,000 within 30 days.<\/li>\n\n\n\n<li>Receive an \u20b9250 Amazon eGift Voucher when you apply online, complete video verification, and get the card.<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Dining and Grocery Cashback<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 10% cashback on dining and food delivery across India.<\/li>\n\n\n\n<li>Get 10% cashback on grocery spending.<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Other Cashback Offers<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 1.5% unlimited cashback at other retailers.<\/li>\n\n\n\n<li>Get 1.5% unlimited cashback on movies, entertainment, selected home categories, and overseas spending for extra savings.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"example-of-monthly-cashback-with-hsbc-live-credit-card\"><strong>Example of Monthly Cashback with HSBC Live+ Credit Card<\/strong><\/h2>\n\n\n\n<p>The illustration shows how cashback may accumulate in a month when you use the card wisely across common spending categories.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Category<\/strong><\/td><td><strong>Estimated Transaction<\/strong><\/td><td><strong>Cashback Rate<\/strong><\/td><td><strong>Cashback Earned<\/strong><\/td><\/tr><tr><td>Dining<\/td><td>\u20b95,000<\/td><td>10%<\/td><td>\u20b9500<\/td><\/tr><tr><td>Food Delivery<\/td><td>\u20b93,000<\/td><td>10%<\/td><td>\u20b9300<\/td><\/tr><tr><td>Groceries<\/td><td>\u20b92,000<\/td><td>10%<\/td><td>\u20b9200<\/td><\/tr><tr><td>Hotel<\/td><td>\u20b910,000<\/td><td>1.5%<\/td><td>\u20b9150<\/td><\/tr><tr><td>Medicine<\/td><td>\u20b92,000<\/td><td>1.5%<\/td><td>\u20b930<\/td><\/tr><tr><td>Shopping<\/td><td>\u20b98,000<\/td><td>1.5%<\/td><td>\u20b9120<\/td><\/tr><tr><td>Utilities<\/td><td>\u20b91,000<\/td><td>NA<\/td><td>\u20b90<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The estimated monthly cashback in this example is \u20b91,300, though the actual value may vary based on your family\u2019s spending habits.<\/p>\n\n\n\n<p>\ud83d\udca1To ensure these savings are not affected by missed payments, use the secure and GST-compliant <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> to receive timely credit card bill payment reminders.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hsbc-live-plus-credit-card-accessible-lounge-list\"><strong>HSBC Live Plus Credit Card Accessible Lounge List<\/strong><\/h2>\n\n\n\n<p>Below is a list of cities, airports, and lounges you may access with this card. These domestic lounge benefits are provided under the <a href=\"https:\/\/www.hsbc.co.in\/content\/dam\/hsbc\/in\/documents\/credit-cards\/live-plus-in-participating-airport-lounges.pdf\" target=\"_blank\" rel=\"noopener\">Visa lounge programme<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Airport<\/strong><\/td><td><strong>Lounge<\/strong><\/td><\/tr><tr><td>Bangalore<\/td><td>Kempegowda International Airport<\/td><td>080 Domestic Lounge<\/td><\/tr><tr><td>Chandigarh<\/td><td>Chandigarh International Airport<\/td><td>Primus Lounge<\/td><\/tr><tr><td>Chennai<\/td><td>Chennai International Airport<\/td><td>Travel Club<\/td><\/tr><tr><td>Dehradun<\/td><td>Dehra Dun Jolly Grant Airport<\/td><td>Bird Lounge<\/td><\/tr><tr><td>Hyderabad<\/td><td>Rajiv Gandhi International Airport<\/td><td>Encalm Lounge<\/td><\/tr><tr><td>Kolkata<\/td><td>Netaji Subhash Chandra Bose International Airport<\/td><td>Travel Club<\/td><\/tr><tr><td>Mumbai<\/td><td>Chhatrapati Shivaji International Airport<\/td><td>Aviserv Lounge<\/td><\/tr><tr><td>New Delhi<\/td><td>Indira Gandhi International Airport<\/td><td>Encalm Lounge<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hsbc-live-plus-credit-card-fees-and-charges\"><strong>HSBC Live Plus Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>Cardholders get up to 45 days of interest-free credit on eligible purchases. If the full outstanding balance is not cleared by the due date, finance charges of 3.75% per month (45% annually) may apply.<\/p>\n\n\n\n<p>The table below illustrates the<a href=\"https:\/\/www.hsbc.co.in\/content\/dam\/hsbc\/in\/documents\/credit-cards\/visa-cashback\/terms-and-condition.pdf\" target=\"_blank\" rel=\"noopener\"> key charges associated with Live+ Credit Card<\/a>:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Cheque Bounce Charges<\/td><td>\u20b9500<\/td><\/tr><tr><td>Late Payment Fees<\/td><td>100% of MPDMin. \u20b9250 and max. \u20b91,200 per month<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2.5% or min. \u20b9500<\/td><\/tr><tr><td>Overlimit Fees<\/td><td>2.5% or \u20b9500, whichever is higher<\/td><\/tr><tr><td>Cash Payment Charges<\/td><td>\u20b9100<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Now that you have an overview of the card, wondering if you meet the HSBC Live Plus Credit Card eligibility criteria? Check it out yourself.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hsbc-live-credit-card-eligibility-requirement\"><strong>HSBC Live+ Credit Card Eligibility Requirement<\/strong><\/h2>\n\n\n\n<p>To apply for the HSBC Live Plus Credit Card, applicants must produce documents such as a recent salary slip, identity proof, address proof, PAN card and meet certain eligibility conditions. The bank may request additional documents during the verification process.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Applicants should be 18 to 65 years old and must be Indian residents.<\/li>\n\n\n\n<li>Salaried individuals should have a minimum annual income of \u20b96,00,000.<\/li>\n<\/ol>\n\n\n\n<p><strong>Note:<\/strong> Applicants must reside in eligible cities such as Delhi NCR, Mumbai, Bengaluru, Hyderabad, Chennai, Pune, Kolkata, Jaipur, Ahmedabad, Kochi, Coimbatore, Lucknow, Indore, Chandigarh, Amritsar, Baroda, Noida, or Gurgaon.<\/p>\n\n\n\n<p>\ud83d\udca1Once you start using credit cards regularly, managing credit card bill payments can become difficult. <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">The Pice App<\/a> helps you link multiple credit cards, pay bills directly through the app, and track payment status easily from one secure dashboard.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The 10% cashback on dining, food delivery, and grocery spending has a combined cap of \u20b91,000 per billing cycle.<\/li>\n\n\n\n<li>The \u20b9999 annual fee is waived only when spending on the primary card exceeds \u20b92,00,000 in the applicable year.<\/li>\n\n\n\n<li>Foreign currency transactions attract a markup charge of 3.5%.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1774867674295\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How are credit limits shared with cardholders?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The bank shares your credit limit and cash withdrawal limit, which is often 20% of the total credit limit through the monthly card statement. The bank may revise the limit from time to time based on internal policies.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774867688452\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>When will cardholders receive the welcome cashback?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Eligible customers receive the \u20b91,000 welcome cashback within 60 days after completion of the first 30 days from card issuance. The reward is credited once the required spending conditions are fulfilled.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774867701058\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Who qualifies for the Amazon eGift voucher offer?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Applicants who apply online and complete Video KYC during the 1 January 2026 to 31 March 2026 offer period may receive the Amazon eGift voucher. The offer applies only to successful card issuance.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774867713220\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>When will the Amazon eGift voucher be delivered?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The Amazon eGift voucher WinPin code is sent to the registered email address. It is usually delivered within 45 days after the offer ends on 15 May 2026.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774867728385\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can cardholders change transaction limits on the card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Open the HSBC India Mobile Banking app and select your credit card from the dashboard. Tap Manage Cards, choose Transaction Type Control, update the limits, and save the request.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774867740508\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the balance transfer limits on HSBC credit cards?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The minimum balance transfer amount is \u20b93,000, while the maximum can reach up to 90% of the card\u2019s credit limit. If the request exceeds 90%, the bank may decline it and inform the cardholder.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1774867753992\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the Loan-on-Phone facility on HSBC credit cards?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Loan on Phone allows cardholders to convert purchases above \u20b92,000 into installments. The request must be placed within 15 calendar days of the transaction. Cash withdrawals and card fees remain ineligible.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The HSBC Live Plus Credit Card is designed for people who enjoy dining, shopping, and entertainment while earning rewards. This card offers attractive cashback on everyday spending and lifestyle purchases. Cardholders can earn up to 10% cashback on selected categories they love. In addition to cashback benefits, the card also provides travel privileges [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86012,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86011","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86011","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86011"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86011\/revisions"}],"predecessor-version":[{"id":86014,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86011\/revisions\/86014"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86012"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86011"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86011"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86011"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}