{"id":86456,"date":"2026-04-16T15:18:00","date_gmt":"2026-04-16T09:48:00","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=86456"},"modified":"2026-04-16T15:18:07","modified_gmt":"2026-04-16T09:48:07","slug":"suryoday-sfb-rupay-select-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/suryoday-sfb-rupay-select-credit-card\/","title":{"rendered":"Build Your Credit with the Secured Suryoday SFB RuPay Select Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Requires a FD above \u20b91,15,000.<\/li>\n\n\n\n<li>Earn 0.5% cashback up to \u20b93,000 per cycle.<\/li>\n\n\n\n<li>Get 2 lounge visits per quarter; up to 8 visits yearly.<\/li>\n\n\n\n<li>Insurance cover available up to \u20b910,00,000.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Suryoday SFB RuPay Select Credit Card is a secured card linked to your Fixed Deposit, which helps you build credit safely. It offers a lifetime-free structure under certain terms and conditions. This card is a co-branded offering from Suryoday SF Bank and Stable Money.<\/p>\n\n\n\n<p>With access to this instant virtual card, you earn interest on your FD while using it for UPI and purchases. Available for FD above \u20b91,15,000, it also provides cashback, offers, and secure digital payments.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#suryoday-small-finance-bank-ru-pay-select-credit-card-benefits\">Suryoday Small Finance Bank RuPay Select Credit Card Benefits<\/a><\/li><li><a href=\"#suryoday-sfb-ru-pay-select-credit-card-charges\">Suryoday SFB RuPay Select Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"suryoday-small-finance-bank-ru-pay-select-credit-card-benefits\"><strong>Suryoday Small Finance Bank RuPay Select Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Suryoday-SFB-RuPay-Benefits-1024x682.jpg\" alt=\"Suryoday Small Finance Bank RuPay Select Credit Card Benefits\" class=\"wp-image-86458\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Suryoday-SFB-RuPay-Benefits-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Suryoday-SFB-RuPay-Benefits-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Suryoday-SFB-RuPay-Benefits-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Suryoday-SFB-RuPay-Benefits-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/04\/Suryoday-SFB-RuPay-Benefits.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>This card offers 0.5% cashback on eligible spends, capped at \u20b93,000 per billing cycle from 1st August 2025.<\/p>\n\n\n\n<p>It also includes RuPay benefits and savings on everyday transactions. Want to know what are the other features of the Suryoday Bank RuPay Select Credit Card?<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Lounge Access:<\/strong> Enjoy Suryoday Bank Credit Card lounge access with 2 visits per quarter, up to 8 domestic visits yearly.<\/li>\n\n\n\n<li><strong>Insurance Cover:<\/strong> Get insurance protection with coverage up to \u20b910,00,000.<\/li>\n\n\n\n<li><strong>Concierge Service:<\/strong> Available 24\/7 for travel bookings, hotel reservations, and lifestyle assistance.<\/li>\n\n\n\n<li><strong>Gym Access:<\/strong> Receive complimentary gym membership benefits for a year.<\/li>\n\n\n\n<li><strong>Wellness Benefits:<\/strong> Enjoy services like spa sessions, salon vouchers and health packages.<\/li>\n\n\n\n<li><strong>Golf Access:<\/strong> Play at 20+ premium golf courses with complimentary games and lessons.<\/li>\n<\/ol>\n\n\n\n<p><strong>Note:<\/strong> The <a href=\"https:\/\/rupayselect.truztee.com\/#\/offers\" target=\"_blank\" rel=\"noopener\">RuPay Select<\/a> wellness benefits include gym membership, health check-ups, spa sessions, and salon services once every year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"suryoday-sfb-ru-pay-select-credit-card-charges\"><strong>Suryoday SFB RuPay Select Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The card carries a finance charge of 2.95% per month, which equals 35.40% annually, along with applicable GST. This rate applies to outstanding balances on the card.<\/p>\n\n\n\n<p>Here is a clear breakdown of other charges applicable to this credit card.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Physical Card Issuance Fee<\/td><td>\u20b9499+GST<\/td><\/tr><tr><td>Cash Advance Fees<\/td><td>Up to 2.5% or min. \u20b9750+GST<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>NA<\/td><\/tr><tr><td>Foreign Currency Surcharge<\/td><td>2.50%+GST<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9499+GST<\/td><\/tr><tr><td>Card Closure Fee<\/td><td>\u20b9150+GST<\/td><\/tr><tr><td>Late Payment Fees<\/td><td>1% or \u20b9250 (whichever is lower)+GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Paying your credit card bills is now simple and hassle-free with <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a>. Link all your cards, get timely reminders and make payments in just a few steps. Download the Pice App\u2060 today to stay organised and stress-free!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>A charge of \u20b92 applies for each domestic lounge visit. This amount is not refundable to the cardholder.<\/li>\n\n\n\n<li>Fuel surcharge waiver applies only up to \u20b940,000 monthly. Each transaction must stay below \u20b98,000 to qualify.<\/li>\n\n\n\n<li>In case an annual fee is applied, you can receive a waiver by spending \u20b950,000 or more.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1776332582099\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Who can apply for this credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Applicants must be 18 to 80 years old with an active FD. The Suryoday SFB RuPay Select Credit Card online application also requires a valid FD and a clean credit history.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776332604427\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can I contact customer support?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>For bank support, call 1800 266 7711 or email scc@suryodaybank.com.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776332619381\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the usage rules for credit limits?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Cash withdrawals are allowed only up to 20% of your total Suryoday SFB RuPay Select Credit Card limit.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Suryoday SFB RuPay Select Credit Card is a secured card linked to your Fixed Deposit, which helps you build credit safely. It offers a lifetime-free structure under certain terms and conditions. This card is a co-branded offering from Suryoday SF Bank and Stable Money. With access to this instant virtual card, you [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":86457,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-86456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86456","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=86456"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86456\/revisions"}],"predecessor-version":[{"id":86469,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/86456\/revisions\/86469"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/86457"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=86456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=86456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=86456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}