Redefine Business Payments with the American Express Corporate Gold Card
- 15 Apr 26
- 4 mins
Redefine Business Payments with the American Express Corporate Gold Card
Key Takeaways
- Earn 1 point on every ₹50 spent on business.
- Enjoy 2 complimentary global lounge visits every year.
- Access over 1,200 airport lounges worldwide easily.
- Get ₹75,00,000 travel insurance coverage included.
- Receive ₹15,000 MMT vouchers on spending ₹2,00,000 on travel.
The American Express Corporate Gold Card helps business travellers manage travel plus entertainment expenses with ease. The joining fee is NIL, while the annual fee is ₹3,100.
You earn 1 point for every ₹50 spent, except select categories where 1 point comes on ₹100. Points can be redeemed for travel, gift cards or statement credit.
American Express Corporate Gold Card Benefits

Manage business expenses with better visibility using American Express @Work. It helps track spending, analyse data, control limits, plus improve compliance across teams with ease.
Curious about what other features of the American Express Gold Corporate Card make it a great choice for your business?
- Lounge Access: Enjoy Amex Corporate Gold Card lounge access to over 1,200 global airports. Get 2 complimentary visits yearly, while extra visits are charged.
- Domestic Lounges: Access 25+ airport lounges across India at discounted rates. Available in major cities like Delhi, Mumbai, Bengaluru, Chennai, plus Kolkata.
- Travel Insurance: Receive complimentary travel insurance with coverage up to ₹75,00,000 for domestic and international trips paid using the Corporate Card.
- Working Capital: Manage cash flow better with up to 51 days interest-free credit. No pre-set spending limit helps handle business expenses easily.
- Card Replacement: Get emergency card replacement within 48 hours. Zero liability if reported within 3 days, else limited to ₹1,000.
- Milestone Reward: Earn MakeMyTrip vouchers worth ₹15,000 when you book international flights and hotels worth ₹2,00,000 through MMT Biz.
American Express Corporate Gold Card Charges
The late payment charges on the Amex Corporate Cards are 3.5% of the outstanding amount, with a minimum fee of ₹100.
Other charges levied on this card are:
| Parameters | Charges |
| Cheque/ECS/NACH Return Fee | ₹150 |
| Foreign Currency Transactions | 3.50% |
| Duplicate Statement Fee | ₹100 for statements older than 3 months. |
| Cash Withdrawal Fee | 3.5% of the withdrawn amount |
| Membership Reward Fee | NIL |
American Express Corporate Gold Card Requirements
To apply for the card, you must submit key documents for KYC. This includes a passport-size photograph, PAN or Form 60, plus a valid address proof. One document must clearly show your date of birth.
The eligibility for the American Express Corporate Gold Card is as follows:
- Your company must have an annual revenue above ₹2.75 crore.
- Business operations should be in cities like Bengaluru, Kolkata, Delhi, Mumbai, Nagpur, Ahmedabad, etc.
- You should hold a senior role such as CEO, CFO, Chairman, Manager or similar position.
đź’ˇManage your business payments with ease using the Pice App. Link all your corporate cards, receive timely reminders, avoid missed due dates and track every payment in one secure, GST-compliant platform.
Footnotes
- Customer support is available 24/7 at 1800-419-1222 or 0124-673 6999. From overseas, call +91-0124-673 6999. Support is also available on the Amex App.
- Global Assist Hotline offers support for medical or legal emergencies during travel. Call 022-42320243 for immediate assistance when needed.
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